The document provides 12 steps to help find a missing life insurance policy for a deceased loved one. These steps include checking personal papers and old bills for policy details, speaking to friends, family members, advisors, employers, organizations, and insurance agents who may have information. It also recommends checking records from healthcare providers, courts, employers, travel agents, retirement plans, and financial institutions for any life insurance policies. Thoroughly following these steps can help uncover a hidden life insurance payout that can benefit the deceased's estate.