Do you know anyone who started a business ... completely by accident? Well, accidental business ownership will become quite common during the Information Age.
The Doc2Model project aims to create a generic parser that can transform any type of business document into a model. It seeks to provide an API and plugins to parse different document formats and produce models based on defined matching rules and actions. The project wants to build on its work parsing requirements documents and expand to support more document types, improve the user interface, and integrate with other tools.
Este documento describe las redes de transmisión de datos, incluyendo los protocolos de comunicación CSMA/CD y Token Pass, las clasificaciones de redes LAN, MAN y WAN según su cobertura geográfica, y las topografías de red bus, anillo y estrella. Explica conceptos básicos sobre sistemas de teleinformática, redes informáticas y sus características y objetivos.
The document references spring awaiting and remembering the words of summer, harvesting, and loving. It then lists words like joy, expectant, defend, and calm. At the end, it notes that now the earth is frozen and reminds the reader to remember the words. The author is Tom Van Drielen from symbiosis4u.us.
The document proposes designing a mobile phone charger that utilizes the mechanical energy from a sewing machine. A dynamo would be attached to the machine's pulley system to generate electricity as the machine is operated. The electricity produced could then be used to charge mobile phones and power lights. Calculations estimate that a 1-2W dynamo could fully charge a 700mAh battery in 10 hours, matching the typical work time of a tailor. Piezoelectric materials may also be used to further increase the amount of energy generated from the machine's vibrations.
Preserving Memories provides video and media conversion services for consumers and corporations located at 1676 Higby Drive in Stow, OH. For consumers, they offer services like converting video and audio formats, creating video tributes, and making electronic photo albums. For corporations, they create promotional, training, and demonstration videos. Their services help preserve memories and educate employees and customers.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
If the average family were able to capture the profit they currently give to stores, they would be able to fund a "personal" part time business with substantial pofit potential.
The Doc2Model project aims to create a generic parser that can transform any type of business document into a model. It seeks to provide an API and plugins to parse different document formats and produce models based on defined matching rules and actions. The project wants to build on its work parsing requirements documents and expand to support more document types, improve the user interface, and integrate with other tools.
Este documento describe las redes de transmisión de datos, incluyendo los protocolos de comunicación CSMA/CD y Token Pass, las clasificaciones de redes LAN, MAN y WAN según su cobertura geográfica, y las topografías de red bus, anillo y estrella. Explica conceptos básicos sobre sistemas de teleinformática, redes informáticas y sus características y objetivos.
The document references spring awaiting and remembering the words of summer, harvesting, and loving. It then lists words like joy, expectant, defend, and calm. At the end, it notes that now the earth is frozen and reminds the reader to remember the words. The author is Tom Van Drielen from symbiosis4u.us.
The document proposes designing a mobile phone charger that utilizes the mechanical energy from a sewing machine. A dynamo would be attached to the machine's pulley system to generate electricity as the machine is operated. The electricity produced could then be used to charge mobile phones and power lights. Calculations estimate that a 1-2W dynamo could fully charge a 700mAh battery in 10 hours, matching the typical work time of a tailor. Piezoelectric materials may also be used to further increase the amount of energy generated from the machine's vibrations.
Preserving Memories provides video and media conversion services for consumers and corporations located at 1676 Higby Drive in Stow, OH. For consumers, they offer services like converting video and audio formats, creating video tributes, and making electronic photo albums. For corporations, they create promotional, training, and demonstration videos. Their services help preserve memories and educate employees and customers.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
If the average family were able to capture the profit they currently give to stores, they would be able to fund a "personal" part time business with substantial pofit potential.
This document describes using incentives to encourage workplace safety and reduce workers' compensation costs. It discusses how historical claims affect insurance premiums and introduces a hypothetical company that could save over $90,000 annually with an incentive program awarding gift credits for every month without claims. Employees would accumulate credits toward progressively more valuable gift selections online to motivate safe behaviors without costs unless goals are met. Contact information is provided to discuss customizing such a program.
Digital storytelling uses computer tools like images, text, audio, and video to tell stories from a particular perspective on a given topic. It engages students more in the learning process by allowing them to be creative and take ownership of their learning. The process of creating digital stories involves pre-writing, drafting, revising, editing, and publishing, and brings together creative and learning processes through storyboarding.
Hybrid electric vehicles (HEVs) combine an internal combustion engine with batteries and an electric motor to improve fuel efficiency. HEVs capture energy from braking through regenerative braking and use that stored energy to power the vehicle at low speeds. This reduces emissions and fuel use compared to conventional vehicles. While more expensive initially, HEVs have lower operating costs over time due to reduced fuel needs. They also have less engine wear, less noise pollution, and allow use of a smaller engine.
Papyrus is an open source modeling tool that aims to provide an integrated modeling environment (IME) for model-based engineering. It consolidates several UML and domain-specific modeling initiatives within Eclipse. Key goals for Papyrus include customizability, extensibility, interoperability, and support for both UML and domain-specific modeling. Future plans include further integration with Sphinx infrastructure and the TOPCASED project.
An antenna converts radio frequency signals into electromagnetic waves that propagate through space. The size of an antenna is proportional to the wavelength of the signal. Antennas can be directional, focusing signals in a narrow beam, or omni-directional, radiating signals equally in all directions. Key factors in antenna design include polarization, radiation pattern, gain, and beamwidth.
1. The document outlines the compensation plan for a multi-level marketing company, including bonuses for enrolling new distributors, monthly auto-ship bonuses, and a power start bonus of up to $60,600 for enrolling 10 people.
2. It also discusses the tax benefits of owning a home-based business through numerous deductions and how a business can provide financial stability and independence.
3. The final paragraphs ask what one's dreams and goals are, and states that a meeting to learn more about the opportunity could change one's life.
This document introduces a multi-level marketing business opportunity with QNET International. It describes how participants can earn money through recruiting others and receiving commissions from their purchases. The opportunity promises that participants can earn large incomes from home by building a team through the power of duplication. It outlines the different product categories offered and encourages readers to register and start their own business by purchasing a product.
Don't Slip! Little Known Downfalls of Sole Proprietorship Keith Jones CPA
Sole proprietorship can be seen as an extension of the owner, who can be held liable for losses or debts incurred by the sole proprietorship.
The owner can also be held responsible for any business violations.
The risks are inherent in running a sole proprietorship.
This document provides budget information for two individuals, Joseph Chin and William Jiang, living in San Jose, California. It details their incomes, taxes, savings amounts, housing costs at an apartment in San Jose, utilities, transportation, healthcare, food, and extracurricular activity costs. For Joseph, who uses public transportation, has $2,531 remaining after accounting for all expenses. For William, who owns a car, has $1,051 remaining after accounting for expenses including car payments, insurance, gas, and golf fees. The document cites its sources and provides an analysis from each individual's perspective.
This document provides budget information for two individuals, Joseph Chin and William Jiang, living in San Jose, California. It details their incomes, taxes, savings amounts, housing costs at an apartment in San Jose, transportation expenses, healthcare costs, utilities, food budgets, and extracurricular activity costs. The document analyzes whether each individual's total estimated expenses exceed their disposable incomes and what remaining amounts they have left over at the end of the budget planning process.
The document discusses the difficulties of living on a minimum wage income and the high cost of living. It notes that budgeting $500 for monthly necessities is barely possible, leaving no room for fun activities or extras. Minimum wage jobs often do not provide enough income to cover rent and expenses. College is too expensive for many, and student loans result in debt that takes years to repay. Even with a degree, finding well-paying employment is challenging. Additionally, taxes take a significant portion of income, reducing motivation. Starting saving early helps lessen the effects of bills and expenses later in life.
This document promotes a multi-level marketing company called ZamZuu that allows people to earn commissions by shopping online and referring others. It describes ZamZuu as an e-commerce business solution that gives people access to hundreds of online stores with the opportunity to earn money from customer purchases and by building a network of referrals. The company aims to make online shopping and travel booking more affordable for customers while providing significant income potential for those who join and develop their own business through the ZamZuu platform.
Cakecups is a small business partnership that plans to sell cupcakes and drinks through a storefront and online promotions. The document outlines Cakecups' target market, marketing strategy, and financial projections. It provides details on startup costs totaling $209,450 that will be funded through partners' investments and a 5-year SBA loan. Financial projections include sales forecasts, break-even analysis, and estimates that Cakecups will reach profitability by the fifth month of operations as sales increase steadily.
bHIP Energy is an all natural high energy drink mix that is being distributed all around the world.
bHIP Energy is an all natural high energy drink mix that is being distributed all around the world. In today’s health and environmental conscious era, Athletes and people who are watching their weight and the food and drinks that they are taking are choosing natural and organic ingredients to live healthier and get the most out of their daily activities as well as performance.
Unlike other high energy drink mixes, bHIP Global energy contains all natural ingredients, vitamins and minerals as well as and amino acids that athletes from marathon runners, cyclists and even professional basketball players need to replenish and restore nutrients they loose while performing in their sport.
Each bHIP all natural high energy drink packet contains enough B-vitamins, minerals, and our Energy Blend™ that is fortified with amino acids and other natural supplements that are vital for any athlete who demands high performance such as Ginseng root and green tea leaf extracts, These natural ingredients are not found in most energy drinks and vitamin enriched waters found in supermarkets. bHIP is distributed in small packets which is more convenient than purchasing and toting around 16 to 20 ml. plastic bottles.
Our Mission at bHIP GLOBAL is to deliver a rock-solid infrastructure, high impact products, and a unique global delivery system. It is our goal to provide our distributors and their customers with an experience that reaches beyond their highest expectations, making them proud to share our company with the people they know, love, and trust the most.
Welcome to bHIP Europe
bHIP Global’s executive offices are based in Dallas, Texas. We also have offices and facilities in St. Paul, Minnesota and Branson, Missouri. bHIP Global is unique in the fact that over 7 years and 30 million dollars has been invested in company infrastructure and framework with a proven management team with personnel in over 30 countries around the world. bHIP Global's management team is committed to providing a truly global playing field for people who are looking to build a long-term business around the world. bHIP Global is privately owned and powered by a global platform that will launch 30 countries in 30 months. bHIP Global launched in 2007 in the United States, Canada, and Puerto Rico. The international expansion will be fueled by product promoters around the world.
bHIP Global is recognized as the first company to introduce “a new breed of energy” into the marketplace. The propriety energy blend formula that is a “herbal clean energy” is considered a category creator in the beverage industry. bHIP Energy is a premium beverage offered to consumers in the US, Canada, Puerto Rico, Mexico, Australia, New Zealand, Hong Kong, Taiwan, Singapore, the Philippines, Spain, Italy, Slovenia, Hungary, and Austria. This High Impact Product has people feeling the results in minutes and lasting for hours. bHIP Global's philosophy is when they TRY IT, they FEEL IT, and will want to SHARE IT. bHIP Global’s industry breaking product, bHIP Energy, is being distributed by bHIP Global product promoters worldwide. bHIP Global redirects marketing and advertising dollars to pay those product promoters to penetrate the market by sharing bHIP Energy with the world. bHIP Global has the highest standard when it comes to the integrity of the product and company.
Are you at the right place at the right time?
What are you doing today that will give you a chance to pusue your dreams tomorrow?
If you had invested $1,000 in Starbucks in 1992; it is worth $5 million today...
If you had invested $1,000 in Dell Computer in 1986; it is worth $40 million today...
The key to all success is TIMING! Being in the right place at the right time!
more Info
bHip Europe
http://bhipeuropa.ning.com
The document promotes an online shopping mall program called ShopToEarn.net/CashFlowForever that allows nonprofit organizations to earn cash back on supporters' regular online purchases. It argues this is a better fundraising model than traditional events as it requires minimal effort, has ongoing benefits, and allows supporters to contribute while simply doing normal shopping. Nonprofits can earn 2-40% cash back on over 800 retailers through the program. The website offers to help nonprofits implement the program through presentations, training, and website integration to start earning additional funding.
The document discusses the author's view that current economic conditions vary individually and are neither excellent nor terrible, though they have struggled to find a qualified manager for their retail business. It also notes challenges in the job market, with some positions being undesirable or paying less than unemployment benefits. The author advocates developing skills and self-employment to create jobs and improve the economy.
This document promotes a financial strategy company that claims to provide experts to help customers get an "instant pay raise" through tax reduction strategies, credit restoration, debt elimination, and wealth generation services. It details the company's membership program which includes tax, credit, debt, and wealth advisors. It also promotes the opportunity to refer others and earn daily bonuses and overrides through the company's multi-level marketing compensation plan. The goal is to build a team of customers and representatives to earn residual income from the fees paid by members and bonuses from those enrolled underneath you.
Solstice Wonderland has been successful by providing innovative family entertainment. It aims to expand its business within the US and internationally. The financial documents show that in year 1 Solstice Wonderland had $11.5 million in net income, and projects a minimum 5% annual increase over the next 3 years as it expands its operations and customer base. Going public will provide the funding needed for continued growth.
This document describes using incentives to encourage workplace safety and reduce workers' compensation costs. It discusses how historical claims affect insurance premiums and introduces a hypothetical company that could save over $90,000 annually with an incentive program awarding gift credits for every month without claims. Employees would accumulate credits toward progressively more valuable gift selections online to motivate safe behaviors without costs unless goals are met. Contact information is provided to discuss customizing such a program.
Digital storytelling uses computer tools like images, text, audio, and video to tell stories from a particular perspective on a given topic. It engages students more in the learning process by allowing them to be creative and take ownership of their learning. The process of creating digital stories involves pre-writing, drafting, revising, editing, and publishing, and brings together creative and learning processes through storyboarding.
Hybrid electric vehicles (HEVs) combine an internal combustion engine with batteries and an electric motor to improve fuel efficiency. HEVs capture energy from braking through regenerative braking and use that stored energy to power the vehicle at low speeds. This reduces emissions and fuel use compared to conventional vehicles. While more expensive initially, HEVs have lower operating costs over time due to reduced fuel needs. They also have less engine wear, less noise pollution, and allow use of a smaller engine.
Papyrus is an open source modeling tool that aims to provide an integrated modeling environment (IME) for model-based engineering. It consolidates several UML and domain-specific modeling initiatives within Eclipse. Key goals for Papyrus include customizability, extensibility, interoperability, and support for both UML and domain-specific modeling. Future plans include further integration with Sphinx infrastructure and the TOPCASED project.
An antenna converts radio frequency signals into electromagnetic waves that propagate through space. The size of an antenna is proportional to the wavelength of the signal. Antennas can be directional, focusing signals in a narrow beam, or omni-directional, radiating signals equally in all directions. Key factors in antenna design include polarization, radiation pattern, gain, and beamwidth.
1. The document outlines the compensation plan for a multi-level marketing company, including bonuses for enrolling new distributors, monthly auto-ship bonuses, and a power start bonus of up to $60,600 for enrolling 10 people.
2. It also discusses the tax benefits of owning a home-based business through numerous deductions and how a business can provide financial stability and independence.
3. The final paragraphs ask what one's dreams and goals are, and states that a meeting to learn more about the opportunity could change one's life.
This document introduces a multi-level marketing business opportunity with QNET International. It describes how participants can earn money through recruiting others and receiving commissions from their purchases. The opportunity promises that participants can earn large incomes from home by building a team through the power of duplication. It outlines the different product categories offered and encourages readers to register and start their own business by purchasing a product.
Don't Slip! Little Known Downfalls of Sole Proprietorship Keith Jones CPA
Sole proprietorship can be seen as an extension of the owner, who can be held liable for losses or debts incurred by the sole proprietorship.
The owner can also be held responsible for any business violations.
The risks are inherent in running a sole proprietorship.
This document provides budget information for two individuals, Joseph Chin and William Jiang, living in San Jose, California. It details their incomes, taxes, savings amounts, housing costs at an apartment in San Jose, utilities, transportation, healthcare, food, and extracurricular activity costs. For Joseph, who uses public transportation, has $2,531 remaining after accounting for all expenses. For William, who owns a car, has $1,051 remaining after accounting for expenses including car payments, insurance, gas, and golf fees. The document cites its sources and provides an analysis from each individual's perspective.
This document provides budget information for two individuals, Joseph Chin and William Jiang, living in San Jose, California. It details their incomes, taxes, savings amounts, housing costs at an apartment in San Jose, transportation expenses, healthcare costs, utilities, food budgets, and extracurricular activity costs. The document analyzes whether each individual's total estimated expenses exceed their disposable incomes and what remaining amounts they have left over at the end of the budget planning process.
The document discusses the difficulties of living on a minimum wage income and the high cost of living. It notes that budgeting $500 for monthly necessities is barely possible, leaving no room for fun activities or extras. Minimum wage jobs often do not provide enough income to cover rent and expenses. College is too expensive for many, and student loans result in debt that takes years to repay. Even with a degree, finding well-paying employment is challenging. Additionally, taxes take a significant portion of income, reducing motivation. Starting saving early helps lessen the effects of bills and expenses later in life.
This document promotes a multi-level marketing company called ZamZuu that allows people to earn commissions by shopping online and referring others. It describes ZamZuu as an e-commerce business solution that gives people access to hundreds of online stores with the opportunity to earn money from customer purchases and by building a network of referrals. The company aims to make online shopping and travel booking more affordable for customers while providing significant income potential for those who join and develop their own business through the ZamZuu platform.
Cakecups is a small business partnership that plans to sell cupcakes and drinks through a storefront and online promotions. The document outlines Cakecups' target market, marketing strategy, and financial projections. It provides details on startup costs totaling $209,450 that will be funded through partners' investments and a 5-year SBA loan. Financial projections include sales forecasts, break-even analysis, and estimates that Cakecups will reach profitability by the fifth month of operations as sales increase steadily.
bHIP Energy is an all natural high energy drink mix that is being distributed all around the world.
bHIP Energy is an all natural high energy drink mix that is being distributed all around the world. In today’s health and environmental conscious era, Athletes and people who are watching their weight and the food and drinks that they are taking are choosing natural and organic ingredients to live healthier and get the most out of their daily activities as well as performance.
Unlike other high energy drink mixes, bHIP Global energy contains all natural ingredients, vitamins and minerals as well as and amino acids that athletes from marathon runners, cyclists and even professional basketball players need to replenish and restore nutrients they loose while performing in their sport.
Each bHIP all natural high energy drink packet contains enough B-vitamins, minerals, and our Energy Blend™ that is fortified with amino acids and other natural supplements that are vital for any athlete who demands high performance such as Ginseng root and green tea leaf extracts, These natural ingredients are not found in most energy drinks and vitamin enriched waters found in supermarkets. bHIP is distributed in small packets which is more convenient than purchasing and toting around 16 to 20 ml. plastic bottles.
Our Mission at bHIP GLOBAL is to deliver a rock-solid infrastructure, high impact products, and a unique global delivery system. It is our goal to provide our distributors and their customers with an experience that reaches beyond their highest expectations, making them proud to share our company with the people they know, love, and trust the most.
Welcome to bHIP Europe
bHIP Global’s executive offices are based in Dallas, Texas. We also have offices and facilities in St. Paul, Minnesota and Branson, Missouri. bHIP Global is unique in the fact that over 7 years and 30 million dollars has been invested in company infrastructure and framework with a proven management team with personnel in over 30 countries around the world. bHIP Global's management team is committed to providing a truly global playing field for people who are looking to build a long-term business around the world. bHIP Global is privately owned and powered by a global platform that will launch 30 countries in 30 months. bHIP Global launched in 2007 in the United States, Canada, and Puerto Rico. The international expansion will be fueled by product promoters around the world.
bHIP Global is recognized as the first company to introduce “a new breed of energy” into the marketplace. The propriety energy blend formula that is a “herbal clean energy” is considered a category creator in the beverage industry. bHIP Energy is a premium beverage offered to consumers in the US, Canada, Puerto Rico, Mexico, Australia, New Zealand, Hong Kong, Taiwan, Singapore, the Philippines, Spain, Italy, Slovenia, Hungary, and Austria. This High Impact Product has people feeling the results in minutes and lasting for hours. bHIP Global's philosophy is when they TRY IT, they FEEL IT, and will want to SHARE IT. bHIP Global’s industry breaking product, bHIP Energy, is being distributed by bHIP Global product promoters worldwide. bHIP Global redirects marketing and advertising dollars to pay those product promoters to penetrate the market by sharing bHIP Energy with the world. bHIP Global has the highest standard when it comes to the integrity of the product and company.
Are you at the right place at the right time?
What are you doing today that will give you a chance to pusue your dreams tomorrow?
If you had invested $1,000 in Starbucks in 1992; it is worth $5 million today...
If you had invested $1,000 in Dell Computer in 1986; it is worth $40 million today...
The key to all success is TIMING! Being in the right place at the right time!
more Info
bHip Europe
http://bhipeuropa.ning.com
The document promotes an online shopping mall program called ShopToEarn.net/CashFlowForever that allows nonprofit organizations to earn cash back on supporters' regular online purchases. It argues this is a better fundraising model than traditional events as it requires minimal effort, has ongoing benefits, and allows supporters to contribute while simply doing normal shopping. Nonprofits can earn 2-40% cash back on over 800 retailers through the program. The website offers to help nonprofits implement the program through presentations, training, and website integration to start earning additional funding.
The document discusses the author's view that current economic conditions vary individually and are neither excellent nor terrible, though they have struggled to find a qualified manager for their retail business. It also notes challenges in the job market, with some positions being undesirable or paying less than unemployment benefits. The author advocates developing skills and self-employment to create jobs and improve the economy.
This document promotes a financial strategy company that claims to provide experts to help customers get an "instant pay raise" through tax reduction strategies, credit restoration, debt elimination, and wealth generation services. It details the company's membership program which includes tax, credit, debt, and wealth advisors. It also promotes the opportunity to refer others and earn daily bonuses and overrides through the company's multi-level marketing compensation plan. The goal is to build a team of customers and representatives to earn residual income from the fees paid by members and bonuses from those enrolled underneath you.
Solstice Wonderland has been successful by providing innovative family entertainment. It aims to expand its business within the US and internationally. The financial documents show that in year 1 Solstice Wonderland had $11.5 million in net income, and projects a minimum 5% annual increase over the next 3 years as it expands its operations and customer base. Going public will provide the funding needed for continued growth.
These slides are taken from the graduate financial planning course "Introduction to Charitable Planning" at Texas Tech University. Details at www.EncourageGenerosity.com
Dollars in your checking account are not the only way you can pay yourself through your business. Surely, we want them, but for every dollar put in to your pocket you need to earn 35 cents more to give to Uncle Sam. There are many things your business can "pay" for that you and your family already want and need. While you probably know your business can pay for cell phones, computers, golf outings and such; but did you know there are actually more than 51 ways you can pay yourself and your family!
This interactive workshop will help you be more savvy with every dollar your business brings in, so that your bottom line benefits your family first, before your Uncle (Sam).
USANA Health Sciences. USANA Products. USANA Vitamin TrainingDale Folland
This document discusses the benefits and opportunities of a home-based business with USANA, a multi-level marketing company that sells nutritional supplements and skin care products. It notes that 82% of women in the US who earn over $100,000 per year do so through a home business. It then explains how USANA differs from traditional companies by distributors promoting the brand instead of paid advertising. Several income levels are provided that show what it takes to earn monthly incomes ranging from $540 to $2,400, such as the number of business owners and customers required. The document emphasizes that the business allows for tax deductions and can be done part-time. Overall, the document is promoting USANA's home business opportunity by out
Amazonwork.net is an online work platform that was started in 2009. It allows users to earn money by completing tasks such as paid signups, captcha entry, article writing, and getting Facebook likes. Users can become members at different levels for signup fees of $10, $100 or $300, receiving various benefits such as product discounts or royalty payments. The website provides training and tutorials to help users maximize their earnings potential from the various online income opportunities available.
The document discusses creating budgets for personal, family, and business finances. It provides examples of estimating income and expenses to create a budget. Key terms defined include budget, crossfooting, receipts, and payments. The goals are to learn how to make and track budgets to control spending and ensure financial independence and stability.
1. Symbiosis Enterprises
Box 18907, San Jose, Ca. 95158
www.symbiosis4u.us
Home Office 408-723-4777
National Office 877-370-0053
How an “Accidental Business”
Happens … On Purpose
2. Do you know anyone
who started a
business
by accident?
3. No business plan, no
office, no product …
the business just kind
of happened …
as if by accident?
4. A friend was working
in construction, but
his real passion was
fishing.
One day he entered a fishing contest and
took first place.
The prize was greater than six month’s
wages.
Needless to say, he soon stopped driving
nails, and turned pro-fisherman.
5. Then he designed a fishing
lure.
Other fishermen wanted to
buy the lure.
He started manufacturing
the lures, which created
even more income.
In a sense, he started a business
completely by accident.
He did not intend to start a business. He
just intended to enjoy fishing and it kind of
got out of hand … an accidental business.
6. An “accidental”
business is anything a
person has been doing
without income, which
unexpectedly begins
to produce income.
7. Historically, “accidental” businesses
have resulted from optional
activities like hobbies, sports, or
special interests … that kind of
evolved into businesses.
In recent years, a new
phenomenon has developed … the
non-optional accidental
business.
8. The non-optional accidental
business results from something
everyone has to do.
They have been doing it without
income.
They have been doing it all of
their adult life.
No, it is NOT what you are
thinking!
9. Some people enjoy doing it as a kind
of recreation.
These people do not expect to make
money.
No, it is NOT what you
are thinking!
10. Some people hate doing it because it
is such an inefficient use of time.
These people would relish making any
money.
No, it is NOT what
you are thinking!
11. What is this non-optional activity
which creates such diverse
responses?
Surely you agree that everyone has to shop.
12. While reading these
words, stop and think
about how you feel when
you just think about
14. It’s also probable that you
don’t know anyone, regardless
of their attitude toward
shopping, who has created an
“accidental” business from
15. Creating an
“accidental”
business from
shopping is an
intriguing concept.
16. Since everyone has to
shop,
then everyone could
conceivably create an
“accidental” business
with their shopping
dollars.
17. Like shopping, some people will
love an “accidental” business,
… and others will hate it.
The reasons to start an
accidental shopping business
are as wide and as varied
… as the reasons to not do so.
18. As a thirty year veteran
of business ownership, I
saw this as a “cash cow”.
I created an “accidental” shopping business
because it fit into my business plan for
multiple streams of income.
Or perhaps, it was my frugality that caused
me to pick up money I once had to leave on
the table.
19. Some retired people start
“accidental” shopping
businesses because their
401K deflated into a
201K.
Even though they are old and retired, they
still have to shop, and everyone they know
has to shop.
Since they have to go shopping anyway,
why not make some money?
20. Surprisingly, it is the under
forty year old people who
are most attracted to this
“accidental” business.
21. This group feels disenfranchised from the American
Dream.
After decades of inflation, they only have ½ of the
buying power their parents did at the same age.
They work twice as hard as
previous generations to
have fewer benefits.
They pay much higher taxes
than the previous
generations.
Consider the case of John and Jane Doe.
22. John and Jane are in
their early thirties,
have been married
five years, have a
one year old
daughter, rent an
apartment, and both
work as full time
employees.
23. Jane does not want to
continue working, because
most of her income goes to
child care and taxes.
She would like to stay
home and raise her baby.
John and Jane are
frustrated because they
cannot save enough
money for a down
payment on a home.
24. The table on the next page compares
Jane’s employee income with the
same amount of income from an
“Accidental” Business.
Comparing the same income from
a job or a business, they would
have $9,000.00 more spend able
cash with the “accidental”
business.
25. John and Jane as Employees Cash John as Employee, Jane as Business Cash
John's Employee Income $45,000.00 John's Employee Income $45,000.00
Jane's Employee Income $15,000.00 Jane’s Business Income $15,000.00
Gross Income $60,000.00 Gross Income $60,000.00
Standard Deduction ($10,300.00) Standard Deduction ($10,300.00)
Taxable Income Base $49,700.00 Taxable Income Base $49,700.00
Other Deductions Other Deductions
Child Care 20%of $6,000 ($1,200.00) No Child Care Expenses
Total Taxable Income $48,500.00 Business Deductions
Total Taxes Paid @ 40% $19,400.00 Business Registration for 50 States ($125.00)
Net Income $29,100.00 10,000 miles @ 44.5 cents/mile ($4,450.00)
75% auto insurance ($1,200.00)
Home office ($2,000.00)
Food & travel ($1,000.00)
Product Samples ($1,000.00)
Entertainment ($1,000.00)
After Tax Expenses 2 Cell phones ($1,200.00)
Child care $6,000.00 Interest on new car payments ($1,000.00)
Car payments @ $300/month $3,600.00 Computer/Printer (expensed) ($1,500.00)
Gasoline @ $200/month $2,400.00 Total business expenses ($14,475.00)
Food & Travel $1,000.00 Business Profit ($15,000.00-$14,475.00) $525.00
Entertainment $1,000.00 Adjusted Total Taxable Income $35,225.00
2 Cell phones $1,200.00 Total Taxes Paid @ 40% $14,210.00
Computer/Printer $1,500.00 Net Income $21,315.00
Rent at $750.00 / month $9,000.00 After tax expenses
Total After Tax Expenses $25,700.00 Rent at $750.00 / month $9,000.00
$ for Everything Else per year $3,400.00 $ for Everything Else per year $12,315.00
26. Business Goal #1: Jane would learn which stores, of over 500
stores, and which products, of a million plus products, offer the
greatest retail and wholesale profit. She would selectively
purchase products she had never used in order to learn about
the product. These products are tax deductible.
Jane purchases high profit products with at least $600.00 a
year in combined retail and wholesale profit ($50.00 a month).
Earning $600.00 a year produces an IRS recognized business
(1099 Non-Employee Income tax form). An IRS recognized
business is entitled to deduct business expenses from their
income taxes.
Using the example in the table above, achieving Goal #1 will
yield $9,000.00 of the $15,000.00 of employee income which
Jane intends to replace with business income.
27. Business Goal #2: Each new product Jane tests will be
evaluated for placement in one of four categories.
1. Jane likes the product and will continue to use it.
2. The product is so unique and impressive that Jane wants to
give it away as samples.
3. When someone else likes the sample product, Jane registers
them as a client (free). The client purchases as much as they
want, whenever they want, through Jane’s private mini-store.
4. Jane does not like the product and will not order it again.
However, because she has tested the product, she can make
recommendations regarding the product to someone who likes
that kind of product.
Note: Jane does not take orders, deliver products, send invoices, collect
money, or anything. The mini-store does all the “business” work.
28. Business Goal #3: Register ten clients producing at least $50.00 a
month, per client, in profit for Jane.
Some of these clients result from having sampled a product that
Jane likes.
Others clients are people whom John or Jane asked one simple
question. "Would you be interested in the convenience of having
quality products delivered to your door?"
Results:
Income from tax advantages of business ownership = $9,000.00
Income from ten clients at $500.00 a month = $6,000.00
Total income = $15,000.00
Jane’s business income and tax reductions has equaled her
employee income.
Jane can stay home with her daughter.
29. Business Goal #4: Buy a house by leveraging TIME.
The first three goals have taught Jane how to leverage money
to create a nice part time income. To create more part time
income, Jane learns how to leverage time.
To leverage time, Jane teaches seven other people (example
only, not a limit) how to make $15,000.00 a year.
When Jane has started seven associate businesses with ten
clients each, Jane’s business would be earning about
$30,000.00 a year, which is about the same as Jane and John’s
combined employee income after taxes and child care.
After one full year, Jane would be eligible for another
$18,000.00 in bonuses, for a potential of $48,000.00 a year.
If Jane and John lived off of the business income and saved ALL
of John’s after tax income of $27,000.00 a year ($45K gross
income at 40% tax rate is $27K a year).
In two years they would have $54,000.00 for a down payment
on a house.
30. You may love shopping, or hate shopping.
You may be under thirty, or just have
fond memories of a full head of hair.
You could be a business owner who wants
multiple income streams, or an employee
whose 401K has shrunk to a 201K.
It doesn’t matter if you are a new hire or
earn a six figure income …
everyone has to shop.
31. Since you have to
go shopping
anyway, doesn’t it
make sense to get
more than what you
buy?
32. Symbiosis Enterprises
Box 18907, San Jose, Ca. 95158
www.symbiosis4u.us
Home Office 408-723-4777
Has Your “Accidental Business”
Happened … On Purpose?
YET?