Christmas shopping can be a financial burden, especially for those with large families or gift lists. However, setting a budget and spreading shopping throughout the year can help alleviate this stress. The document discusses strategies for establishing a Christmas shopping budget, including creating a list of recipients, deciding on a total budget amount, and then dividing that amount either equally among recipients or based on categories of relationships. Setting dollar amounts for close relatives first and then dividing the remaining budget is another suggested approach.

1. Christmas ShoppingOn A Budget:
Althoughmostpeople enjoythe spiritof givingatChristmastime,itisalsoa fact that Christmas
shoppingcanbe a significantfinancial burdenformany.Thisisespeciallytrue forthose whohave alarge
familyora large group of friendswhoregularlyexchangeChristmasgifts.Christmasshoppingcanalso
be a financial problemforthose whofeel compelledtopurchase expensive giftsforeachpersonontheir
list.However,there are waystodeal withthe financial burdenwhichoftenresultsfromChristmas
shopping.One of the waysto deal withthisfinancial problemistoseta budgetbeforehand.Another
wayto deal withthe financial stressof Christmasshoppingistoshopthroughoutthe yearinsteadof all
at once.This article will discussthe importance of settingabudgetforChristmasshoppingaswell as
howChristmasshoppingcanbecome lessfinanciallytaxingbyspreadingoutthe Christmasshopping
throughoutthe year.
Those whohave concernsoverthe amountof moneytheywill be spendingontheirChristmasshopping
shouldconsidersettingabudgetfortheirChristmasshoppingbeforetheybegintheirshopping
endeavor.Inorderto beginthe processof settingabudgetforChristmasshopping,itisimportantto
firstcreate a listof all the people youintendtobuyChristmaspresentsforthisholidayseason.Thislist
shouldinclude all of the close friendsandfamilymembersyoutypicallypurchase giftsforaswell asany
co-workersoremployeesyounormallypurchasegiftsfor,yourmail carrieror yourchildren’steachers.
You may alsowishtobudgetfor giftsdonatedtotoydrivesorganizedbycharitable organizationsif you
typicallycontribute duringthese events.
Once you have yourlistof giftrecipientsthere are acouple of waysto go about establishingabudget.
Perhapsthe simplestwayistodecide how muchyouplanto spendonChristmasshoppinganddivide
thisamountby the numberof giftrecipientsonyourlist.Thiswill resultinabudgetinwhich you planto
spendthe same amountof moneyonChristmasgiftsforeachpersonon yourChristmaslist.Thistype of
budgetstrategymaybe appropriate if youplanon purchasingsimilargiftsforeveryone onyour
Christmaslistbutitmay not workout well if youwantto purchase somethingreallyspecial forafewof
your closestfriendsorrelatives.
AnotherstrategyforestablishingaChristmasshoppingbudgetistodeterminehow muchmoneyyou
wouldlike tospendandthendivide the individualsintodifferentcategories.Someof the categoriesyou
mightwantto include are close friendsandrelatives,businessassociates,acquaintancesandgiftswhich
are purchasedforpeople youdonotknow.Once you have all of the membersof yourlistcategorized
youcan determinethe percentageof yourtotal budgetyouwouldlike tospendoneachcategory.For
example youmightdecidetospend50%of your total budgetonclose friendsandrelatives,25% of your
total budgeton businessassociates,15% of yourtotal budgetonacquaintancesandthe remaining10%
on Christmasgiftsforcharitydrives.Thenyoucan use these numberstodetermine the total amountof
moneyyouwill spendoneachcategoryanddivide thatnumberbythe total numberof people ineach
categoryto figure outa dollaramountfor eachpersonon yourChristmaslist.

2. A final strategyforestablishingabudgetforyourChristmasshoppingistostart outby determininghow
much youplanto spendonsome of the mostimportantpeople onyourgiftrecipient list.Thiswill most
likelyinclude yourclosestrelatives.Once yousetdollaramountsforyourclosestrelatives,itistime to
divide upthe remainingamountof moneyinyourChristmasshoppingbudget.Thiscaneitherbe done
arbitrarilybydividingthe remainingamountinyourbudgetbythe numberof people leftonyourlistor
youcan continue togo throughyourlistselectingadollaramountforeachpersonuntil youreachyour
budget.Atthistime if there are still people remainingonyourlistyou will have toeitherreevaluate the
dollaramountsyouhave alreadychosenorconsidereliminatingsome people fromyourlist.
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