One of the most vital parts of financial planning is Insurance. It is not an easy task to understand the concepts of life insurance as one need to be aware of all the insurance terms and details. There are various terms and concepts related to insurance like sales representative, loan, broker, insurance advisor and many more. Most of us who are not aware of the insurance concepts rely on insurance advisor and others, who are well aware about insurance. Not every one of them trusts and believes the insurance advisors / insurance sales representatives due to certain reasons. In many instances people end up paying a huge amount with wrong insurance policies. It is very important that one has to be aware of all the concepts before buying insurance.
Maneuvering through life insurance can be challenging. Millions of consumers want to get life insurance but can’t fully understand its language. Its confusing terminology often keeps people from making a sound decision.
Not all who bought life insurance understood what they’ve enrolled in. Here are some terms you should know.
An infographic outlining the basic steps to owning a home (or condo).
Buying a home is a multi-step process, but it’s a seamless one when you work with a real estate agent. An agent's assistance spans the entire transaction and they coordinate each step between all parties involved. This creates a seamless "one-stop shopping experience”, so all you have to worry about is picking the place of your dreams!
Maneuvering through life insurance can be challenging. Millions of consumers want to get life insurance but can’t fully understand its language. Its confusing terminology often keeps people from making a sound decision.
Not all who bought life insurance understood what they’ve enrolled in. Here are some terms you should know.
An infographic outlining the basic steps to owning a home (or condo).
Buying a home is a multi-step process, but it’s a seamless one when you work with a real estate agent. An agent's assistance spans the entire transaction and they coordinate each step between all parties involved. This creates a seamless "one-stop shopping experience”, so all you have to worry about is picking the place of your dreams!
In this presentation, we will provide you several options for financing your Great American Cookies franchise. Great American Cookies is looking for new franchise owners across the country! Please follow our link at the end of the presentation to find out more. http://greatamericancookiesfranchise.com/
Finding the right home in an expensive city can be a real challenge.
Home buying may look easy, but it is anything but simple. Having worked in the industry for nearly two decades I see home buyers making the same costly mistakes over and over again.
When it comes to buying your dream home, large sums of money are involved, complex legal processes are required and lots of conflicting advice is available. It can be really hard to cut through all the noise and confidently know that you are buying your dream in your preferred location which will fit your lifestyle and budget.
This booklet is all about helping you to avoid the common mistakes others have made. By understanding the potential pitfalls, you will gain a better understanding of what makes a successful and prosperous home buyer and how you can make better buying decisions to secure your dream home.
Go forth and prosper !
Miriam Sandkuhler
PROPERTY MAVENS
Buyer Advocate, Accredited Property Investment Advisor and Author of the best selling Property Prosperity
Check out this quick presentation on 6 Tips for Buying a Car. Brought to you by Honda of Seattle. Visit our website to learn more: http://godig.io/jk89kvh
With ‘Buy Today Sell Tomorrow® (BTST® )’ you can get the incredible advantage of selling the stocks that you have bought on the previous day. That’s right, you no longer need to wait for the receipt of your shares into your demat account.
Everyone has auto insurance, if for no other reason than we are required to in order to own and operate a vehicle, details are here http://www.americantristarinsurance.com/
After searching for a long time, you have finally found the perfect house. Everything seems perfect. The super-built is excellent; the carpet area is just great, amenities are all top-notch, and it is the ‘dream house’ at first sight. And this exactly is your cue to step out of the zone, calm your mind and think on these essential yet very crucial points before making life-altering decisions.
Everything You Need To Know About How To Choose THe Right Apartment For You -...CommonFloor.com
If you are buying an apartment, you have to make certain important decisions as a buyer. One of these major decisions includes choosing the right size of apartment that caters to you and your family’s requirements. This involves understanding important factors such as the different terminologies used by the builders and analysing your requirements. This article helps you in decoding these factors so that you can make an informed decision on the right apartment size.
Everything You Need To Know About Investing In Yamuna Expressway - A CommonFl...CommonFloor.com
Yamuna Expressway has grown significantly over the last three to four years. With an aim to reduce the travel time between Delhi and Agra, India’s longest motorway, was opened in the year 2012. Covering about 2,40,000 hectares, it include six cities, namely Gautam Buddh Nagar, Bulandshahr, Aligarh, Maha Maya Nagar, Mathura and Agra. While the expressways is up and running, the authority has envisaged an elaborate plan for its further development.To smoothen the work process, Yamuna Expressway Master Plan 2031 has been divided into three phases, out of which only the first phase (40 km stretch from Greater Noida to Jewar) has been approved. As per the Master Plan, out of the total area sanctioned in Phase 1, about 22 per cent is earmarked for green cover, 20 per cent for industrial development, 19 per cent for residential development, 15 per cent for the transport links and remaining 24 per cent for commercial and institutional development.
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In this presentation, we will provide you several options for financing your Great American Cookies franchise. Great American Cookies is looking for new franchise owners across the country! Please follow our link at the end of the presentation to find out more. http://greatamericancookiesfranchise.com/
Finding the right home in an expensive city can be a real challenge.
Home buying may look easy, but it is anything but simple. Having worked in the industry for nearly two decades I see home buyers making the same costly mistakes over and over again.
When it comes to buying your dream home, large sums of money are involved, complex legal processes are required and lots of conflicting advice is available. It can be really hard to cut through all the noise and confidently know that you are buying your dream in your preferred location which will fit your lifestyle and budget.
This booklet is all about helping you to avoid the common mistakes others have made. By understanding the potential pitfalls, you will gain a better understanding of what makes a successful and prosperous home buyer and how you can make better buying decisions to secure your dream home.
Go forth and prosper !
Miriam Sandkuhler
PROPERTY MAVENS
Buyer Advocate, Accredited Property Investment Advisor and Author of the best selling Property Prosperity
Check out this quick presentation on 6 Tips for Buying a Car. Brought to you by Honda of Seattle. Visit our website to learn more: http://godig.io/jk89kvh
With ‘Buy Today Sell Tomorrow® (BTST® )’ you can get the incredible advantage of selling the stocks that you have bought on the previous day. That’s right, you no longer need to wait for the receipt of your shares into your demat account.
Everyone has auto insurance, if for no other reason than we are required to in order to own and operate a vehicle, details are here http://www.americantristarinsurance.com/
After searching for a long time, you have finally found the perfect house. Everything seems perfect. The super-built is excellent; the carpet area is just great, amenities are all top-notch, and it is the ‘dream house’ at first sight. And this exactly is your cue to step out of the zone, calm your mind and think on these essential yet very crucial points before making life-altering decisions.
Similar to A Beginners Guide For Buying Life Insurance In India (20)
Everything You Need To Know About How To Choose THe Right Apartment For You -...CommonFloor.com
If you are buying an apartment, you have to make certain important decisions as a buyer. One of these major decisions includes choosing the right size of apartment that caters to you and your family’s requirements. This involves understanding important factors such as the different terminologies used by the builders and analysing your requirements. This article helps you in decoding these factors so that you can make an informed decision on the right apartment size.
Everything You Need To Know About Investing In Yamuna Expressway - A CommonFl...CommonFloor.com
Yamuna Expressway has grown significantly over the last three to four years. With an aim to reduce the travel time between Delhi and Agra, India’s longest motorway, was opened in the year 2012. Covering about 2,40,000 hectares, it include six cities, namely Gautam Buddh Nagar, Bulandshahr, Aligarh, Maha Maya Nagar, Mathura and Agra. While the expressways is up and running, the authority has envisaged an elaborate plan for its further development.To smoothen the work process, Yamuna Expressway Master Plan 2031 has been divided into three phases, out of which only the first phase (40 km stretch from Greater Noida to Jewar) has been approved. As per the Master Plan, out of the total area sanctioned in Phase 1, about 22 per cent is earmarked for green cover, 20 per cent for industrial development, 19 per cent for residential development, 15 per cent for the transport links and remaining 24 per cent for commercial and institutional development.
Everything You Need To Know About Nala Sopara - A CommonFloor ReportCommonFloor.com
Nala Sopara is one of the suburbs in Mumbai which is slowly making an entry onto the Mumbai real estate map as an affordable housing destination. Located in the northern region of Mumbai Metropolitan Region (MMR), the suburb is governed by the Vasai Virar Municipal Corporation. The area is making an entry into the Mumbai real estate scenario owing to its good connectivity, growing infrastructure and its affordable prices. While the area is on the growth path, it also faces several issues. At the same time, it has several opportunities for further growth and a few potential threats that could dampen the real estate sector.
6 Must Keep Feng Shui Elements At Home For Prosperity!CommonFloor.com
Feng Shui is considered to provide luck and wealth in abundance. It is said that if you follow the Feng Shui method of decorating or constructing your home, you will never attract ill luck and any negative energy. Most of the Feng Shui elements are concerned with positivity and vibrant energy. Even colors of Feng Shui are known to represent wealth and money in some form. There are some Feng Shui elements known to possess energy and positivity and will bring luck with them. Here are few elements that you can choose to keep in your home/office.
8 Expectations From Union Budget 2015 16 For The Real Estate SectorCommonFloor.com
Modi Government is all set to present the Union Budget for the financial year 2015-16 on 28 February. While the government is gearing up, the user forum of CommonFloor is witnessing lot of consumer interest regarding the upcoming budget.
‘Do you think budget 2015 will introduce interest cut on home loans?’,
10 Green Living Tips To Adopt In Your Apartment Today For A Greener Tomorrow!CommonFloor.com
These days everything that matters have a green label to achieve. Going green isn’t beneficial only to the environment, but also saves our health and the green guys in our wallets. So what are the basic green things that we should take care of? Well, here’s a small list of what you can do in your day-to-day life. After all, it’s these small changes that an individual does that adds up to the big change in the environment.
10 Consumer Expectations From Real Estate In 2015CommonFloor.com
The year 2014 began with anticipation among the real estate fraternity regarding the general elections in the country. Then came ‘The Day’ when, with a clear majority, BJP tsunami swept the entire nation. Several interesting events preceded soon after which raised people’s expectations from the Modi government. Plagued by the economic malaise, the markets suddenly showed signs of revival with Sensex appreciating past 25K mark and the rupee recovering against the US dollar. Further, the new government in its maiden budget opened a jackpot for realty and infrastructure sector and set the stage for ‘acche din’ ahead. In line with the progressive manifesto of BJP, which largely spoke of Housing for All by 2022, a mammoth budget of Rs 4,000 crore was allocated for affordable housing.As part of ‘Real Insights’ into real estate, CommonFloor.com recently conducted a survey to understand property buyers’ sentiments- Real Estate Outlook: H1 2015.Here are the highlights for you.
15 Significant Trends That Will Shape Real Estate In 2015CommonFloor.com
The year 2014 witnessed several breakthroughs that significantly impacted the realty sector. These included incentives for infrastructure financing by the RBI, lowering of interest rates on home loans, unveiling of ‘Make-in-India’ campaign, framework for REITs and the latest entry to the list – relaxation of FDI norms in construction sector.
Thus, as 2014 draws to an end, CommonFloor presents you 15 major trends that are likely to shape the real estate sector in the 2015. Unlike conventional market trends, residential plots are gaining prominence as one of the most preferred Property types.
10 Christmas Decoration Ornaments Kids Can Easily Make This Year!CommonFloor.com
Christmas is here. Shops and business centers are ready with Christmas ornaments, gift items and other Christmas accessories to help you to make the Christmas a memorable day. When it comes for Christmas decoration, you can try DIY Christmas decor and even involve your kids in creating some innovative décor ornaments for the household. Here is a 10 Christmas ornaments kids can easily make.
10 Must Do Things To Make Your Home Winter Ready!CommonFloor.com
The fall is almost over and the winter breeze would start blowing soon. The chilling temperatures and short days would make you want to curl up in front of a fire and hibernate, but before you do so it is imperative that you protect your home from winter bites. To prevent heavy damage, you should look through these ten simple tasks.
Everything You Need To Know About Investing In Sarjapur road - BangaloreCommonFloor.com
The pride of south-east Bangalore, Sarjapur Road is tagged as one of the fastest developing neighborhoods of the city. It is a major hit among the working population since it offers easy connectivity to major IT clusters such as Whitefield, Marathahalli and Electronic City.
Although east and south Bangalore are heading towards saturation, there is still one area left which has borne witness to significant real estate action-Sarjapur Road.Once a farmland, the locality now is brimmed with IT skyscrapers. As per the proponents of the Bangalore real estate market, Sarjapur Road is the hot spot for future growth in the city. The above map gives a brief idea about the location of the locality and its accessibility.
Your home is the largest investment of your life. Apart from buying a house, you have to maintain the house which involves cost on a regular basis.
Besides the initial cost, a home is a series of operating systems that use energy and by taking care of those systems in a proper manner you can save much of the cost. Your cost gets multiplied if the systems aren’t efficient, or if your home is over 10 years old, then perhaps you should think of updating those systems. New generations of Energy Star appliances, heating and air/systems, and environmentally friendly insulation can bring your cost down to a great extent.
Most of the energy savings can be initiated with simple upgradation of appliances. The initial cost of upgrading may be on the high side but you can save a lot once you own an energy efficient home.
10 Point Checklist Before Taking Possession Of Your New ApartmentCommonFloor.com
Today property is one of the secured investments where you will get profit or good deal on your investment in short period. Increasing demand for property, cut down in interest rate and easy registration process has attracted more property buyers to invest on their dream home. Checklist for taking possession helps you to ensure that the property or apartment are build according to plan and there are no cracks or major repair works required after taking possession of your new flat.
Dussehra or Durga Puja is celebrated for nine long days (which is called as Navaratri) and Vijaya Dashami or tenth day is celebrated as the victory of good over evil. Amidst the grand celebration, the giant puja pandals, larger than life goddess statues, decorative products, feasts, etc, it creates piles of garbage. With the festive season round the corner, celebrate Dussehra with joy and prosperity but with an eco-friendly way.Here are few tips to “celebrate puja in an eco-friendly” way
12 Vastu Do’s & Don’ts That You Should Follow For blissful homeCommonFloor.com
Vastu is an ancient concept of science that deals with the flow of energy through different directions, namely, North, South, East, West and their derivatives. It states some guidelines that should be taken into account while designing and building living environments so that they exist in harmony with the physical and metaphysical forces of nature.
As they say, ‘home is where the heart is’, taking care of our homes would ensure a healthy life for us. It is believed that many problems arise due to vastu-related defects, and while some may choose to ignore it, it is not wise to do so.
When constructing or designing your house, there are certain do’s and don’ts to consider. We list a few for reference.
6 Awesome Ideas To Celebrate Onam In Your Apartment CommunityCommonFloor.com
Onam is no longer restricted to malayalis. Onam, predominantly, a Malayali festival, has now become a popular festival in many societies. As Keralites are very much spread in different parts of the country, Onam is no longer restricted to Malayalis. In a housing complex where people from various cultures and different religions share their lives together, many non Keralites and North Indians, join Keralites for Onam celebration.
Onam celebration, a festival of Kerala, involves a lot of merrymaking. As a secular festival, celebration of Onam is an open one, with much of tradition and human values which are found enjoyable for all enthusiasts, regardless their individual caste or religion.
According to mythology, Onam was the day when Raja Mahabali, legendary leader, was supposed to come back for visiting his kingdom after his death. The day is celebrated as the first day of a harvest year blessed with unlimited prosperity, wealth, and opulence all around. The festival of Onam is celebrated for 10 days involving flower carpets in front of houses to welcome the king, traditional dance, sumptuous vegetarian fare, fireworks and a lots of other joyous group activities.
Let’s have some ideas for celebrating Onam, which you can organize within your apartment community at ease.
15 Eco Friendly Ways To Celebrate Ganesh FestivalCommonFloor.com
Ganesh Festival is one of the main festivals celebrated blissfully and joyfully all over India. Lord Ganesha elephant headed god is believed to be God of power and wisdom. In India, people worship Ganesh before initiating any work. Ganesh Festival is birthday of Lord Ganesh and beautifully decorated idols of different sizes are made for sale by specially skilled artisans. Ganesh festival or Ganesh Chaturthi starts with the installation of these Ganesh statues in colorfully decorated temporary structures in every locality.
The festival is also the time for cultural activities like singing and theater performances, orchestra and community activities. On final day of celebration, Ganesh idol is taken through the streets in a procession accompanied with dancing, singing, and fanfare to be immersed in a river. This is the ritual known as Ganesh Visarjan. All join in this final procession shouting “Ganapati Bappa Morya, Pudhachya Varshi Laukar ya” (means O lord Ganesha, come again early next year).
Defecation
Normal defecation begins with movement in the left colon, moving stool toward the anus. When stool reaches the rectum, the distention causes relaxation of the internal sphincter and an awareness of the need to defecate. At the time of defecation, the external sphincter relaxes, and abdominal muscles contract, increasing intrarectal pressure and forcing the stool out
The Valsalva maneuver exerts pressure to expel faeces through a voluntary contraction of the abdominal muscles while maintaining forced expiration against a closed airway. Patients with cardiovascular disease, glaucoma, increased intracranial pressure, or a new surgical wound are at greater risk for cardiac dysrhythmias and elevated blood pressure with the Valsalva maneuver and need to avoid straining to pass the stool.
Normal defecation is painless, resulting in passage of soft, formed stool
CONSTIPATION
Constipation is a symptom, not a disease. Improper diet, reduced fluid intake, lack of exercise, and certain medications can cause constipation. For example, patients receiving opiates for pain after surgery often require a stool softener or laxative to prevent constipation. The signs of constipation include infrequent bowel movements (less than every 3 days), difficulty passing stools, excessive straining, inability to defecate at will, and hard feaces
IMPACTION
Fecal impaction results from unrelieved constipation. It is a collection of hardened feces wedged in the rectum that a person cannot expel. In cases of severe impaction the mass extends up into the sigmoid colon.
DIARRHEA
Diarrhea is an increase in the number of stools and the passage of liquid, unformed feces. It is associated with disorders affecting digestion, absorption, and secretion in the GI tract. Intestinal contents pass through the small and large intestine too quickly to allow for the usual absorption of fluid and nutrients. Irritation within the colon results in increased mucus secretion. As a result, feces become watery, and the patient is unable to control the urge to defecate. Normally an anal bag is safe and effective in long-term treatment of patients with fecal incontinence at home, in hospice, or in the hospital. Fecal incontinence is expensive and a potentially dangerous condition in terms of contamination and risk of skin ulceration
HEMORRHOIDS
Hemorrhoids are dilated, engorged veins in the lining of the rectum. They are either external or internal.
FLATULENCE
As gas accumulates in the lumen of the intestines, the bowel wall stretches and distends (flatulence). It is a common cause of abdominal fullness, pain, and cramping. Normally intestinal gas escapes through the mouth (belching) or the anus (passing of flatus)
FECAL INCONTINENCE
Fecal incontinence is the inability to control passage of feces and gas from the anus. Incontinence harms a patient’s body image
PREPARATION AND GIVING OF LAXATIVESACCORDING TO POTTER AND PERRY,
An enema is the instillation of a solution into the rectum and sig
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Medical Technology Tackles New Health Care Demand - Research Report - March 2...pchutichetpong
M Capital Group (“MCG”) predicts that with, against, despite, and even without the global pandemic, the medical technology (MedTech) industry shows signs of continuous healthy growth, driven by smaller, faster, and cheaper devices, growing demand for home-based applications, technological innovation, strategic acquisitions, investments, and SPAC listings. MCG predicts that this should reflects itself in annual growth of over 6%, well beyond 2028.
According to Chris Mouchabhani, Managing Partner at M Capital Group, “Despite all economic scenarios that one may consider, beyond overall economic shocks, medical technology should remain one of the most promising and robust sectors over the short to medium term and well beyond 2028.”
There is a movement towards home-based care for the elderly, next generation scanning and MRI devices, wearable technology, artificial intelligence incorporation, and online connectivity. Experts also see a focus on predictive, preventive, personalized, participatory, and precision medicine, with rising levels of integration of home care and technological innovation.
The average cost of treatment has been rising across the board, creating additional financial burdens to governments, healthcare providers and insurance companies. According to MCG, cost-per-inpatient-stay in the United States alone rose on average annually by over 13% between 2014 to 2021, leading MedTech to focus research efforts on optimized medical equipment at lower price points, whilst emphasizing portability and ease of use. Namely, 46% of the 1,008 medical technology companies in the 2021 MedTech Innovator (“MTI”) database are focusing on prevention, wellness, detection, or diagnosis, signaling a clear push for preventive care to also tackle costs.
In addition, there has also been a lasting impact on consumer and medical demand for home care, supported by the pandemic. Lockdowns, closure of care facilities, and healthcare systems subjected to capacity pressure, accelerated demand away from traditional inpatient care. Now, outpatient care solutions are driving industry production, with nearly 70% of recent diagnostics start-up companies producing products in areas such as ambulatory clinics, at-home care, and self-administered diagnostics.
R3 Stem Cells and Kidney Repair A New Horizon in Nephrology.pptxR3 Stem Cell
R3 Stem Cells and Kidney Repair: A New Horizon in Nephrology" explores groundbreaking advancements in the use of R3 stem cells for kidney disease treatment. This insightful piece delves into the potential of these cells to regenerate damaged kidney tissue, offering new hope for patients and reshaping the future of nephrology.
CHAPTER 1 SEMESTER V - ROLE OF PEADIATRIC NURSE.pdfSachin Sharma
Pediatric nurses play a vital role in the health and well-being of children. Their responsibilities are wide-ranging, and their objectives can be categorized into several key areas:
1. Direct Patient Care:
Objective: Provide comprehensive and compassionate care to infants, children, and adolescents in various healthcare settings (hospitals, clinics, etc.).
This includes tasks like:
Monitoring vital signs and physical condition.
Administering medications and treatments.
Performing procedures as directed by doctors.
Assisting with daily living activities (bathing, feeding).
Providing emotional support and pain management.
2. Health Promotion and Education:
Objective: Promote healthy behaviors and educate children, families, and communities about preventive healthcare.
This includes tasks like:
Administering vaccinations.
Providing education on nutrition, hygiene, and development.
Offering breastfeeding and childbirth support.
Counseling families on safety and injury prevention.
3. Collaboration and Advocacy:
Objective: Collaborate effectively with doctors, social workers, therapists, and other healthcare professionals to ensure coordinated care for children.
Objective: Advocate for the rights and best interests of their patients, especially when children cannot speak for themselves.
This includes tasks like:
Communicating effectively with healthcare teams.
Identifying and addressing potential risks to child welfare.
Educating families about their child's condition and treatment options.
4. Professional Development and Research:
Objective: Stay up-to-date on the latest advancements in pediatric healthcare through continuing education and research.
Objective: Contribute to improving the quality of care for children by participating in research initiatives.
This includes tasks like:
Attending workshops and conferences on pediatric nursing.
Participating in clinical trials related to child health.
Implementing evidence-based practices into their daily routines.
By fulfilling these objectives, pediatric nurses play a crucial role in ensuring the optimal health and well-being of children throughout all stages of their development.
Navigating the Health Insurance Market_ Understanding Trends and Options.pdfEnterprise Wired
From navigating policy options to staying informed about industry trends, this comprehensive guide explores everything you need to know about the health insurance market.
3. #1
Decide on the amount of life insurance by checking if it caters to all your needs in the future.
4. #2
Decide on the kind of insurance you need from the innumerable insurance policies available.
5. #3
Do a detailed research and compare the cost of all the similar policies and their contents.
6. #4
Understandand plan your financial needs to give you a clear picture about which type of policy to go for.
7. #5
Decide if you need a term insurance or permanent insurance before opting for an insurance policy.
8. #6
Select the perfect policy based on how much you will be investing depending on your income and how much you can afford.
9.
10. #7
Using the two types of index numbers - Payment Cost Index and Surrender Cost Indexchoose the best policy for you.
11. #8
Think & research properly about the kind of policy you would like buy rather than just listening to your agent and deciding.
12. #9
Seek the help of an independent broker for unbiased advice to know the pros & cons of each and every policy.
13. #10
Keep in mind that seeking insurance is for your family’s protection and not for your investment.
14. #11
Check if the buyer is paid through the commissionor feeand look for other alternatives in case of a commission involved.
15. #12
Ask questions to your advisorlike terms of the policy, the benefits, the validity and many such factors.
16.
17. CommonFloor.comis India's leading property search portal.
On a mission to make property search hassle-free, transparent and fruitful;
CF has best of breedproperty search on maps,property search mobile appsand an extensive section for knowledge resources andadvice in real estate.