7. Occupational Accident Designed to cover independent contractors’ medical costs, and compensation for death or disability due to a work-related incident for a specified period, Occupational Accident can also include benefits for paralysis. Contingent Liability Performs as Workers’ Compensation should a contractor or volunteer be deemed or allege to be an employee. Can be a safety net for those times when changing laws and interpretations redefine contractor, volunteer and employee.
8. Around for decades, Occupational Accident and Contingent Liability are proven, tested coverage
9. Recognizing these needs, U.S. Risk Underwriters is pleased to ANNOUNCE…
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11. Sports teams should consider for bat boys, scouts, contracted officials, volunteers, contractors, concessionaires - at counters and in stands, other vendors and non-employee workers. A longer term version of the coverage can be tailored to your needs.
12. Country Clubs hosting tournaments should consider for anyone who lacks coverage. Organizers’ Time and effort saved is, as they say, priceless.
13. Stadiums and arenas share similar uses for with sports teams, plus others such as concerts, guest performers of our national anthem, half-time entertainment, location use in film production, and more.
14. When it comes to concerts and special events, is a MUST for practically every class, including pyrotechnicians
15. Cities and counties should insist on coverage for volunteers and officials for marathons, bike races, regattas, concerts in the park, fireworks displays and street fairs, to name a few.
16. Cities and counties, hotels and casinos can benefit from this coverage for meetings, seminars, trade shows, conventions, weddings and receptions
17. Primary Schools, Colleges and Universities can benefit for guest speakers for a lecture series or graduation ceremony , student film projects on location, plus concerts , camps and clinics, tenant instructors for seminars and continuing ed classes on campus, boosters and alumni volunteers , tryouts judges – the list goes on!
19. for additional information on and longer term options tailored to your clients, contact: Lorna Greenwood WCS, CRM, CIC, CISR, ACSR 800.232.5830 x 52470 [email_address] www.usrisk.com All rights reserved Intended for general information Policy forms prevail
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Editor's Notes
Everyone thinks about how Workers’ Compensation WORKS. When it’s a good fit, it works well. It’s time we took a look at situations where Workers’ Comp DOESN’T work.