Padakhep is a non-profit organization established in 1986 that aims to improve quality of life for the poor and disadvantaged in Bangladesh. One of its key programs is providing microfinance and social services to street children, with the goal of reducing vulnerability and improving lives. The program offers savings, credit, education, health services, and skills training to over 9,000 street children, with 55% female participation. Financial services have helped generate income and savings, while social services have improved hygiene, skills, and reduced crime involvement among participants.
This flowchart outlines eligibility for health insurance coverage based on income level, employment status, and state Medicaid expansion. It begins by asking if the caller speaks English and connecting non-English speakers to an interpreter. For those who are employed, it determines if their employer offers an adequate health plan. It then evaluates income level against the federal poverty level to determine eligibility for Medicaid or subsidized private plans through the Exchange. The summary concludes that depending on the answers, individuals may be eligible for Medicaid, employer coverage, Exchange plans with tax credits, or unsubsidized non-group plans outside the Exchange.
This document discusses effective communication strategies for pension trustees. It emphasizes using visual media and tailored messaging to educate employees. Trustees should communicate their roles clearly and engage members through various channels like presentations, websites and personalized materials. The goal is to improve financial literacy and ensure members understand key pension concepts to make informed decisions as they approach retirement. Visuals, plain language and addressing specific needs can help trustees communicate complex topics effectively.
Case study marki b&q z brytyjskiego albumu superbrandsSuperbrands Polska
B&Q is the largest home improvement and garden retailer in the UK, operating 331 stores and employing 33,500 people. It aims to be customers' first choice for home projects and the only store they need to visit. B&Q strives to reduce its environmental impact and has received certification for sustainable forest products while helping customers lower their carbon footprint through energy efficient products. It has also invested in showrooms, online shopping, and new stores as part of ongoing efforts to provide expertise and value to customers.
The health care industry in New Jersey contributes significantly to the state's economy and employment growth. It has added over 158,000 jobs since 1990 at an annual growth rate of 2.5%. Three key components drive this industry - ambulatory health care services, hospitals, and nursing/residential care facilities. Ambulatory health care is now the largest employer, surpassing hospitals. The industry is projected to continue strong growth, adding over 56,000 more jobs by 2018. Occupations like registered nurses, home health aides, and medical assistants will be in high demand.
This document appears to be a bracket for the 2012 U.S. Olympic Trials in the women's 55 kg weight class. It shows the bracket progression with wrestlers' names, their affiliations, scores of matches, and winners. In the championship match, Kelsey Campbell of Sunkist Kids/Missouri Valley College defeated Katharine Fulp-Allen of NYAC by decisions of 1-0 and 1-0 to win the 55 kg weight class.
The resume is for I Gusti Ngurah Putu Bhinna Bhyantara, who has over 18 years of experience in marketing and management roles. He is currently the Market Development Coordinator and Surabaya Branch Person In Charge for Mekar Group, a trading and distribution company. Previously he held senior marketing and management positions at PT San Miguel Purefoods Indonesia and Kimberly Clark.
MicroSave conducted market research on youth financial services to understand the diverse and changing financial needs of youth over their lifecycle. They used participatory qualitative research methods like focus group discussions with different youth segments to develop appropriate financial products. The research informed the development of short, medium, and long-term products addressing common lump sum needs through flexible savings and loan options. A market-led approach was used to meet youth and MFI expectations.
This flowchart outlines eligibility for health insurance coverage based on income level, employment status, and state Medicaid expansion. It begins by asking if the caller speaks English and connecting non-English speakers to an interpreter. For those who are employed, it determines if their employer offers an adequate health plan. It then evaluates income level against the federal poverty level to determine eligibility for Medicaid or subsidized private plans through the Exchange. The summary concludes that depending on the answers, individuals may be eligible for Medicaid, employer coverage, Exchange plans with tax credits, or unsubsidized non-group plans outside the Exchange.
This document discusses effective communication strategies for pension trustees. It emphasizes using visual media and tailored messaging to educate employees. Trustees should communicate their roles clearly and engage members through various channels like presentations, websites and personalized materials. The goal is to improve financial literacy and ensure members understand key pension concepts to make informed decisions as they approach retirement. Visuals, plain language and addressing specific needs can help trustees communicate complex topics effectively.
Case study marki b&q z brytyjskiego albumu superbrandsSuperbrands Polska
B&Q is the largest home improvement and garden retailer in the UK, operating 331 stores and employing 33,500 people. It aims to be customers' first choice for home projects and the only store they need to visit. B&Q strives to reduce its environmental impact and has received certification for sustainable forest products while helping customers lower their carbon footprint through energy efficient products. It has also invested in showrooms, online shopping, and new stores as part of ongoing efforts to provide expertise and value to customers.
The health care industry in New Jersey contributes significantly to the state's economy and employment growth. It has added over 158,000 jobs since 1990 at an annual growth rate of 2.5%. Three key components drive this industry - ambulatory health care services, hospitals, and nursing/residential care facilities. Ambulatory health care is now the largest employer, surpassing hospitals. The industry is projected to continue strong growth, adding over 56,000 more jobs by 2018. Occupations like registered nurses, home health aides, and medical assistants will be in high demand.
This document appears to be a bracket for the 2012 U.S. Olympic Trials in the women's 55 kg weight class. It shows the bracket progression with wrestlers' names, their affiliations, scores of matches, and winners. In the championship match, Kelsey Campbell of Sunkist Kids/Missouri Valley College defeated Katharine Fulp-Allen of NYAC by decisions of 1-0 and 1-0 to win the 55 kg weight class.
The resume is for I Gusti Ngurah Putu Bhinna Bhyantara, who has over 18 years of experience in marketing and management roles. He is currently the Market Development Coordinator and Surabaya Branch Person In Charge for Mekar Group, a trading and distribution company. Previously he held senior marketing and management positions at PT San Miguel Purefoods Indonesia and Kimberly Clark.
MicroSave conducted market research on youth financial services to understand the diverse and changing financial needs of youth over their lifecycle. They used participatory qualitative research methods like focus group discussions with different youth segments to develop appropriate financial products. The research informed the development of short, medium, and long-term products addressing common lump sum needs through flexible savings and loan options. A market-led approach was used to meet youth and MFI expectations.
The document provides guidelines for conducting market assessments that genuinely include youth. It discusses:
1. Segmenting the youth market to account for diversity in experiences, responsibilities, and opportunities across factors like gender, age, education level.
2. The benefits of including youth as clients and participants in assessments, such as tapping into their unique perspectives and empowering them. Youth can provide valuable data, help identify problems and solutions, and increase their sense of empowerment.
3. Challenges of including youth like potentially receiving inaccurate or incomplete information if youth don't understand the purpose or feel uncomfortable sharing openly. Managing expectations is also important to avoid raising hopes that can't be fulfilled.
This document discusses how two organizations, Fundación Paraguaya and Partners of the Americas, ensure their youth workforce development programs are fully market-driven by having the programs participate directly in the market. Both organizations sell the goods and services produced by students to cover operating costs. This market engagement provides benefits like measuring program quality based on what sells, improving teacher skills, and identifying new opportunities. The document warns of the dangers of programs becoming mismatched with market demands and outlines six benefits of direct market involvement.
This document summarizes challenges and solutions for measuring outcomes of youth workforce development projects. It discusses indicator frameworks for measuring outputs and outcomes of activities like training, mentoring, loans and employment. Case studies from Partner Microcredit Foundation and Education Development Center highlight challenges in tracking employment, businesses and impact over time. Small group discussions focused on selecting appropriate indicators and evaluating two specific projects. The document emphasizes the importance of measuring outcomes beyond just employment.
Save the Children's mission is to create lasting positive change for children in need worldwide. They conduct youth-inclusive market research to understand the needs of adolescent girls. This involves qualitative research tools to directly engage with youth. Key prerequisites for this work include having a skilled team, youth work capacity, and believing in youth's potential. The research findings from focus groups informed the design of a financial program for girls that includes financial literacy education, group savings, and linking girls to financial services in their communities. The program is delivered through community mobilization, girl educators, and monitoring by Save the Children and project staff.
The document discusses CRS Rwanda's efforts to empower youth through savings-led microfinance programs. It describes how CRS supports over 3,151 vulnerable children and youth between 12-22 years old through their comprehensive package of services, including micro-enterprise. A key program discussed is CRS's introduction of the Savings and Internal Lending Communities (SILC) methodology, which teaches financial literacy skills and provides access to loans. Data shows positive outcomes for participating orphaned and vulnerable children in improved nutrition, school attendance, and contributions to national insurance. The program integrates vocational training, apprenticeships, and start-up kits to help youth develop self-employment skills.
1) The project aimed to provide financial services and business skills training to out-of-school youth in Niger, Senegal, and Sierra Leone. It partnered with local youth groups to design the project.
2) Over 3,700 youth joined village savings and loans groups through the project. Groups saw high savings amounts and returns. However, monitoring of the business skills training component was weak due to limited funding.
3) Youth responded positively to the financial services and expressed how it helped them start businesses and gain financial management skills. However, more work is needed to strengthen monitoring systems and scale up the non-financial training components.
The document discusses a project aimed at providing financial services and business skills training to youth in Africa. It describes the project components, including village savings and loans associations and entrepreneurship training. Key findings are that youth have responded well to the financial services, with high participation and returns on savings. However, monitoring of the non-financial training was weak, so it is unclear if youth were able to start profitable businesses. Overall, the project engaged youth and appealed to their interest in savings, but better monitoring is still needed to fully understand the impact of the entrepreneurship training.
The document outlines the process for developing a financial education curriculum. It discusses conducting market research in multiple countries to understand participants' current behaviors and desired future behaviors related to financial skills. It then provides updates on adapting the curriculum for organizations in Mongolia, the Dominican Republic, and Burundi. Preliminary findings show the research is helping to better understand local interests, literacy levels, and family dynamics. Next steps include refining assessment tools and developing new tools for radio and rural audiences.
MicroSave conducted market research on youth financial services in order to understand the diverse financial needs of youth and develop appropriate products. Through participatory qualitative research including focus group discussions with different types of youth, they sought to understand youth's perceptions and usage of money, key financial needs throughout their lifecycle, and the potential barriers to using financial services. The research findings would then inform the development and positioning of market-led financial products and services that meet the expectations and needs of both youth and financial institutions. For more information, contact the listed MicroSave representatives.
BRAC is a large non-profit organization in Bangladesh that reaches over 110 million people through economic, educational, health and social programs, with a focus on empowering women and girls. The document discusses BRAC's efforts to provide financial services to youth through its Adolescent Development Program and Employment and Livelihood for Adolescents initiatives. These programs have reached over 800,000 adolescent girls and young women through community groups, in order to address their marginalization and lack of income opportunities in conservative Bangladeshi society.
Padakhep is a non-profit organization established in 1986 that aims to improve quality of life for the poor and disadvantaged in Bangladesh. One of its key programs is providing microfinance and social services to street children, with the goal of reducing vulnerability and improving lives. The program offers savings, credit, education, health services, and skills training to over 9,000 street children, with 55% female participation. Financial services have helped generate income and savings, while social services have improved hygiene, skills, and reduced crime involvement among participants.
Microsoft Power Point Presentation Strengthening Ng Os Thru It Part2mmorcos02
The document discusses Microsoft's economic and social development programs including IT services, training, and software provided to over 70 countries and 150 NGOs in 26 countries. It outlines several programs that have trained over 160 million individuals since 2003 focusing on job skills and employability. Specifically, it details a Youth Empowerment Program in Africa that has reached 40,000 individuals across 4 countries with a 70% job placement rate for the 10,000 individuals trained.
1) The project aimed to provide financial services and business skills training to out-of-school youth in Niger, Senegal, and Sierra Leone. It partnered with local youth groups to design the project.
2) Over 3,700 youth joined village savings and loans groups through the project. Groups saw high savings amounts and returns. However, monitoring of the business skills training component was weak due to limited funding.
3) Early results found that youth engaged well with the financial services and expressed how it helped them start businesses and gain financial management skills. The project showed promise but needed stronger monitoring systems and continued support.
BRAC is a large non-profit organization in Bangladesh that reaches over 110 million people through economic, educational, health and social programs, with a focus on empowering women and girls. It aims to create a just and equitable society without poverty or exploitation. For girls in Bangladesh, BRAC provides programs like Adolescent Development Clubs and Employment and Livelihood groups that have supported over 800,000 girls by giving them skills, networks and means to generate income in the conservative society where their mobility and decision-making is typically restricted.
Save the Children's mission is to create lasting positive change for children in need worldwide. They conduct youth-inclusive market research to understand the needs of adolescent girls. This involves qualitative research tools to directly engage with youth. Key prerequisites for this work include having a skilled team, youth work capacity, and believing in youth's potential. The research findings from focus groups informed the design of a financial program for girls that includes financial literacy education, group savings, and linking girls to financial services in their communities. The program is delivered through community mobilization, girl educators, and monitoring by Save the Children and project staff.
The document provides guidelines for conducting market assessments that genuinely include youth. It discusses:
1. Segmenting the youth market to account for diversity in experiences, responsibilities, and opportunities across factors like gender, age, education level.
2. The benefits of including youth as clients and participants in assessments, such as tapping into their unique perspectives and empowering them. Youth can provide valuable data, help identify problems and solutions, and increase their sense of empowerment.
3. Challenges of including youth like potentially receiving inaccurate or incomplete information if youth don't understand the purpose or feel uncomfortable sharing openly. Managing expectations is also important to avoid raising hopes that can't be fulfilled.
This document discusses how two organizations, Fundación Paraguaya and Partners of the Americas, ensure their youth workforce development programs are fully market-driven by having the programs participate directly in the market. Both organizations sell the goods and services produced by students to cover operating costs. This market engagement provides benefits like measuring program quality based on what sells, improving teacher skills, and identifying new opportunities. The document warns of the dangers of programs becoming mismatched with market demands and outlines six benefits of direct market involvement.
This document summarizes challenges and solutions for measuring outcomes of youth workforce development projects. It discusses indicator frameworks for measuring outputs and outcomes of activities like training, mentoring, loans and employment. Case studies from Partner Microcredit Foundation and Education Development Center highlight challenges in tracking employment, businesses and impact over time. Small group discussions focused on selecting appropriate indicators and evaluating two specific projects. The document emphasizes the importance of measuring outcomes beyond just employment.
Save the Children's mission is to create lasting positive change for children in need worldwide. They conduct youth-inclusive market research to understand the needs of adolescent girls. This involves qualitative research tools to directly engage with youth. Key prerequisites for this work include having a skilled team, youth work capacity, and believing in youth's potential. The research findings from focus groups informed the design of a financial program for girls that includes financial literacy education, group savings, and linking girls to financial services in their communities. The program is delivered through community mobilization, girl educators, and monitoring by Save the Children and project staff.
The document discusses CRS Rwanda's efforts to empower youth through savings-led microfinance programs. It describes how CRS supports over 3,151 vulnerable children and youth between 12-22 years old through their comprehensive package of services, including micro-enterprise. A key program discussed is CRS's introduction of the Savings and Internal Lending Communities (SILC) methodology, which teaches financial literacy skills and provides access to loans. Data shows positive outcomes for participating orphaned and vulnerable children in improved nutrition, school attendance, and contributions to national insurance. The program integrates vocational training, apprenticeships, and start-up kits to help youth develop self-employment skills.
1) The project aimed to provide financial services and business skills training to out-of-school youth in Niger, Senegal, and Sierra Leone. It partnered with local youth groups to design the project.
2) Over 3,700 youth joined village savings and loans groups through the project. Groups saw high savings amounts and returns. However, monitoring of the business skills training component was weak due to limited funding.
3) Youth responded positively to the financial services and expressed how it helped them start businesses and gain financial management skills. However, more work is needed to strengthen monitoring systems and scale up the non-financial training components.
The document discusses a project aimed at providing financial services and business skills training to youth in Africa. It describes the project components, including village savings and loans associations and entrepreneurship training. Key findings are that youth have responded well to the financial services, with high participation and returns on savings. However, monitoring of the non-financial training was weak, so it is unclear if youth were able to start profitable businesses. Overall, the project engaged youth and appealed to their interest in savings, but better monitoring is still needed to fully understand the impact of the entrepreneurship training.
The document outlines the process for developing a financial education curriculum. It discusses conducting market research in multiple countries to understand participants' current behaviors and desired future behaviors related to financial skills. It then provides updates on adapting the curriculum for organizations in Mongolia, the Dominican Republic, and Burundi. Preliminary findings show the research is helping to better understand local interests, literacy levels, and family dynamics. Next steps include refining assessment tools and developing new tools for radio and rural audiences.
MicroSave conducted market research on youth financial services in order to understand the diverse financial needs of youth and develop appropriate products. Through participatory qualitative research including focus group discussions with different types of youth, they sought to understand youth's perceptions and usage of money, key financial needs throughout their lifecycle, and the potential barriers to using financial services. The research findings would then inform the development and positioning of market-led financial products and services that meet the expectations and needs of both youth and financial institutions. For more information, contact the listed MicroSave representatives.
BRAC is a large non-profit organization in Bangladesh that reaches over 110 million people through economic, educational, health and social programs, with a focus on empowering women and girls. The document discusses BRAC's efforts to provide financial services to youth through its Adolescent Development Program and Employment and Livelihood for Adolescents initiatives. These programs have reached over 800,000 adolescent girls and young women through community groups, in order to address their marginalization and lack of income opportunities in conservative Bangladeshi society.
Padakhep is a non-profit organization established in 1986 that aims to improve quality of life for the poor and disadvantaged in Bangladesh. One of its key programs is providing microfinance and social services to street children, with the goal of reducing vulnerability and improving lives. The program offers savings, credit, education, health services, and skills training to over 9,000 street children, with 55% female participation. Financial services have helped generate income and savings, while social services have improved hygiene, skills, and reduced crime involvement among participants.
Microsoft Power Point Presentation Strengthening Ng Os Thru It Part2mmorcos02
The document discusses Microsoft's economic and social development programs including IT services, training, and software provided to over 70 countries and 150 NGOs in 26 countries. It outlines several programs that have trained over 160 million individuals since 2003 focusing on job skills and employability. Specifically, it details a Youth Empowerment Program in Africa that has reached 40,000 individuals across 4 countries with a 70% job placement rate for the 10,000 individuals trained.
1) The project aimed to provide financial services and business skills training to out-of-school youth in Niger, Senegal, and Sierra Leone. It partnered with local youth groups to design the project.
2) Over 3,700 youth joined village savings and loans groups through the project. Groups saw high savings amounts and returns. However, monitoring of the business skills training component was weak due to limited funding.
3) Early results found that youth engaged well with the financial services and expressed how it helped them start businesses and gain financial management skills. The project showed promise but needed stronger monitoring systems and continued support.
BRAC is a large non-profit organization in Bangladesh that reaches over 110 million people through economic, educational, health and social programs, with a focus on empowering women and girls. It aims to create a just and equitable society without poverty or exploitation. For girls in Bangladesh, BRAC provides programs like Adolescent Development Clubs and Employment and Livelihood groups that have supported over 800,000 girls by giving them skills, networks and means to generate income in the conservative society where their mobility and decision-making is typically restricted.
Save the Children's mission is to create lasting positive change for children in need worldwide. They conduct youth-inclusive market research to understand the needs of adolescent girls. This involves qualitative research tools to directly engage with youth. Key prerequisites for this work include having a skilled team, youth work capacity, and believing in youth's potential. The research findings from focus groups informed the design of a financial program for girls that includes financial literacy education, group savings, and linking girls to financial services in their communities. The program is delivered through community mobilization, girl educators, and monitoring by Save the Children and project staff.
2. Year of Establishment: 1986
Type of Institution: Not for profit and non-government organization (NGO).
Goal: To improve quality of life of the poor and the community people as a whole.
Target Group:
Major Products & Services
Disadvantaged and underprivileged
Offered:
men, women and children
Micro Finance
Landless, marginal and small farmers
Agriculture
Street children
Education
Adolescents
Health/HIV/AIDS
Youths
Environment Promotion
Working Area & Beneficiary Coverage:
All over Bangladesh
About 10 million Beneficiaries 2
3. Brief Overview of Micro Finance Program of Padakhep:
Microfinance, the basic program of Padakhep follows Holistic Approach and operated
both in rural and urban areas.
Total Member 360000
Total Borrower 324000
% of Women Borrower 95 HOUSINGG
Loan outstanding US$ million 50.50
SANITATION
Total Savings US$ million 3.50
PAR>30 days 1.8%
Average Loan Size US$ 200
Financial Self Sufficiency 110%
Operational Self Sufficiency 115%
3
Figure-1: Savings and Credit Products of Padakhep
4. Targeted Youth/Street Children : “Street children are those who are of the street
and on the street”. There are about 5,00,000 street children in Bangladesh .
Characteristics:
• Age between 08-18
• Home/Shelterless
• Dreamless
• Visionless
• Careless Photographs of the Street Children will
• Guardianless be added here later on.
• Poor personal hygiene
• Psychological Trauma
Reaching the Street Children:
Realizing vulnerability of the Street
Children that they have no access to
financial services, health, education, no
awareness on STI/HIV/AIDS through a
study, Padakhep developed & started
both financial & non-financial
interventions in 1999.
•Microfinance Interventions
formally started in 2000
•CGAP/World Bank ProPoor
Innovation Award US$ 50,000 4
received in 2001
5. Market Research/Survey: Considering the diversified need of the target Youth it is done
continuously in the field situation and in the center places:
•For Products & Services designing
Figure-2: Holistic Products & Services for Street Children
Drop-in
C
cum S enter Schoo
lin
helter Educa g/
Home tion
Psych Reinte
olog gration
Couns ical with
eling
family/C
omm
unity
Aware Vocatio
ness na
Raisin Trainin l
g g
Improved
Improved
Nutritio Quality of Life
n Quality of Credit
Life
Health
Servic Saving
e s
Recrea
tiona
Activitie l
s Job Pla
ce ment
Referr
al Legal
Aid
Advoc 5
ac y
6. Figure-3: STREET CHILDREN PROGRAM: WORKING APPROACH
Op ch
en ool
S
Ai
r
D Po as et
et ck o
er e f
In tre ren C
SURVEY OF
A r re e
m t
DROP IN
fo et
S ild DI
REGISTRATION OF PERSONAL
Ch out ice
in
e
rm
THE AREA
ab e r
St ildr
e
CENTER CHILDREN
Ch
HYGIENE
S
v
n
Ce se ol
s
Ba ho
nt d
Sc
er
Legal Night
Aid Shelter
JOB REFFERAL
PLACEMENT
Health Counseling
Nutrition
SKILL/VOC. TRADE/SKILL MARKET Education Awareness
TRAINING SELECTION SURVEY
Recreation
SAVINGS AND CREDIT
F O L L O W U P 6
7. Credit Delivery & Recovery Mechanism: Financial Service As of
Delivery Mechanism: Performance Indicators June 2009
• Both group & individual children & their family are Total Children in the Program 9000
given loan:
Number of active borrowers 3200
* Those who completed 40 weeks of non financial
services, education sessions & phased out Portfolio outstanding (US$) 295,000
through evaluation. Average loan size US$ 70
* Those who saved for at least 40 weeks
PAR >30 day 3%
• Risks assessment is made through different
interviews & interactions. Total Savings Balance US$ 50,000
• Using Capacity is assessed to operate income Average Savings US$ 20.50
generating activities. Number of depositors 8500
• Initial loan size is on an average US$ 70.00
Financial self-sufficiency 70%
Recovery Mechanism:
Loans are collected/recovered with service charges Operational self-sufficiency 85%
daily, weekly, monthly and one-time by the loan officers. % of female Children 55%
•Recovery is made at the centers and in some cases at
Number of employees 55
the working places.
Major Income Generating Activities Operated: Service Charge (Flat rate) 12.5%
• Small Business/Trading Savings Interest Rate 7%
• Manufacturing
• Tailoring/Embroidery/Hair cutting/Beauty Parlor Exchange rate 1US$: 70 BDT
7
• Mechanical Works like, repairing, wiring, welding, etc.
8. Impacts of the Financial Services :
•Created Savings scope
•Reduced Income misuse
•Created Self-employment scope through micro credit intervention.
•Increased Income of the Children.
•Enhanced family attachment
•Improved quality of life and livelihood of street children remarkably.
Impacts of the Non Financial Services:
•Substantially reduced involvement with crime acts and violence.
•Reduced Vulnerability to STI/HIV/AIDS.
•Greatly improved personal hygiene status.
•Changed negative attitude towards their life.
•Enhanced capability of identification and solution of their problems with their own efforts.
•Increased skill development through vocational training.
•Enhanced access to education
8
9. Sustainability of the Program:
•Program recovers 70% of its operational cost from service charges earned and the rest 30%
cross-subsidized by organization, sponsorships and donations.
•Padakhep expects program will recover 100% of its operating cost by 2011.
Lessons learnt:
•Need to have flexible terms and conditions for operating savings and credit.
•Program staff should be self-motivated and specifically trained
•More orientation/trainings on financial management is required.
•Vocational trainings are very essential.
•Community interactions for sustainable program operation is essential.
•Brain storming session with the staffs and other resource persons has to be organized to
enhanced knowledge skill.
•Collaboration with government, national and international agencies are to be strengthened.
Challenges:
•Financial self sufficiency for sustainable operations of the program.
•Expansion/Outreach coverage of more children.
•Linking guardians and also different stakeholders of the community.
•High staff turnover rate.
•To have technical support for further improvement of the program
9
10. Conclusion:
•For successful conduction of financial services, ensuring non financial services are must.
•Collaboration & participation of other stakeholders is needed for operational success.
Street children program is a priority program of Padakhep.
We, Padakhep as a whole, hope to strike for the further success in this particular program.
10