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Africa has a certain flair for innovation - this keynote explores how Africa has managed to continue to innovate despite disadvantages. It covers Alternative Energy, Mobile Payments, Crowdsourcing, Scratch Card distribution channels and Alternative Power.
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This document summarizes a presentation on inclusive innovation for low-income emerging markets. It discusses several examples of inclusive innovations that provide solutions to problems faced by those at the Base of the Pyramid, including MyC4 which provides microfinance through the internet, ITC eChoupal procurement hubs which connect farmers to buyers, and the Grundfos Lifelink water systems. The presentation covers lessons that can be learned from these innovations and the role governments and organizations can play in supporting such inclusive innovations.
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This document discusses stimulating service innovation at the national and local levels. At the national level, programs like Tekes provide funding to support service innovation. Tekes' Serve program in particular focuses on customer-centric innovations, helping companies internationalize and grow, and generating new knowledge about service innovation. In Tampere, the Tampere Service Innovation Centre acts as a development partner, connecting experts from various fields and sectors to build cooperation, share tools and methods, and support projects that develop the region's service expertise. Examples provided demonstrate how the Centre has gathered service experts, supported company projects, built networks, and spread a customer-focused mindset to stimulate service innovation in Tampere.
Ilkka lakaniemi nokia wb training_2012.pptx (read-only)
This document discusses Nokia's vision for global innovation ecosystems and outlines Nokia's proposal to partner with the South African government. The key points are:
1) Nokia proposes signing a Memorandum of Understanding with the South African government to define objectives and elements of collaboration around maximizing mobility's potential for national development.
2) The partnership would incorporate strategic projects like Nokia Data Gathering platform training for government departments and public-private initiatives in areas like mobile health, education, and the environment.
3) Nokia also offers to provide its Data Gathering platform to the South African government to enable efficient data collection across various sectors.
Gurcharan singh presentation
The document summarizes a procurement outreach seminar presented by the World Bank. It provides an overview of the World Bank Group's history and structure, current lending trends for projects, and how businesses can participate in World Bank-funded projects. Specifically, it discusses the Bank's top borrowing countries and sectors in fiscal year 2011, with a focus on infrastructure, health, education, energy and finance. It also outlines the typical project cycle and relationships between the Bank, borrowing countries, and contractors.
Hannes toivanen presenation 07062012
VTT Technical Research Centre of Finland is a globally networked, multitechnological applied research organization with expertise in business and technology. It creates new innovations through partnerships. The document discusses VTT's research focus areas and global operations. It then covers strategies for ICT and innovation systems in emerging economies, including challenges like developing distinct regional models and integrating into the global ICT ecosystem. The impacts of ICT on development are also examined, such as through improved access to information, productivity, and risk reduction.
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The document discusses the EU 2020 strategy's focus on knowledge and innovation through initiatives like the Digital Agenda and Innovation Union. It also discusses the importance of universities in driving scientific excellence, focusing on societal challenges, and strengthening the knowledge triangle between research, education, and innovation through modernized cooperation between universities, industry, and cities. Regional innovation ecosystems that concentrate expertise are positioned as key to realizing the EU 2020 goals.
Recommended
You Don't Need Bandwidth To Be Awesome
Africa has a certain flair for innovation - this keynote explores how Africa has managed to continue to innovate despite disadvantages. It covers Alternative Energy, Mobile Payments, Crowdsourcing, Scratch Card distribution channels and Alternative Power.
Stories of a continent solving real problems, not #FirstWorldProblems!
21 Nuggets of Wisdom to Inspire Your 2014 Marketing Strategies
Already planning for 2014? The end of the year is the perfect time to reflect on the past 12 months and to look ahead. As you think about your 2014 marketing strategy and tactics, consider these insights from 21 respected business leaders.
For more marketing insights, please visit:
http://www.visioncritical.com/blog
Inclusive innovation halme wb_08062012
This document summarizes a presentation on inclusive innovation for low-income emerging markets. It discusses several examples of inclusive innovations that provide solutions to problems faced by those at the Base of the Pyramid, including MyC4 which provides microfinance through the internet, ITC eChoupal procurement hubs which connect farmers to buyers, and the Grundfos Lifelink water systems. The presentation covers lessons that can be learned from these innovations and the role governments and organizations can play in supporting such inclusive innovations.
Anne mari jarvelin stimulating open innovation in services 2
This document discusses stimulating service innovation at the national and local levels. At the national level, programs like Tekes provide funding to support service innovation. Tekes' Serve program in particular focuses on customer-centric innovations, helping companies internationalize and grow, and generating new knowledge about service innovation. In Tampere, the Tampere Service Innovation Centre acts as a development partner, connecting experts from various fields and sectors to build cooperation, share tools and methods, and support projects that develop the region's service expertise. Examples provided demonstrate how the Centre has gathered service experts, supported company projects, built networks, and spread a customer-focused mindset to stimulate service innovation in Tampere.
Ilkka lakaniemi nokia wb training_2012.pptx (read-only)
This document discusses Nokia's vision for global innovation ecosystems and outlines Nokia's proposal to partner with the South African government. The key points are:
1) Nokia proposes signing a Memorandum of Understanding with the South African government to define objectives and elements of collaboration around maximizing mobility's potential for national development.
2) The partnership would incorporate strategic projects like Nokia Data Gathering platform training for government departments and public-private initiatives in areas like mobile health, education, and the environment.
3) Nokia also offers to provide its Data Gathering platform to the South African government to enable efficient data collection across various sectors.
Gurcharan singh presentation
The document summarizes a procurement outreach seminar presented by the World Bank. It provides an overview of the World Bank Group's history and structure, current lending trends for projects, and how businesses can participate in World Bank-funded projects. Specifically, it discusses the Bank's top borrowing countries and sectors in fiscal year 2011, with a focus on infrastructure, health, education, energy and finance. It also outlines the typical project cycle and relationships between the Bank, borrowing countries, and contractors.
Hannes toivanen presenation 07062012
VTT Technical Research Centre of Finland is a globally networked, multitechnological applied research organization with expertise in business and technology. It creates new innovations through partnerships. The document discusses VTT's research focus areas and global operations. It then covers strategies for ICT and innovation systems in emerging economies, including challenges like developing distinct regional models and integrating into the global ICT ecosystem. The impacts of ICT on development are also examined, such as through improved access to information, productivity, and risk reduction.
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The document discusses the EU 2020 strategy's focus on knowledge and innovation through initiatives like the Digital Agenda and Innovation Union. It also discusses the importance of universities in driving scientific excellence, focusing on societal challenges, and strengthening the knowledge triangle between research, education, and innovation through modernized cooperation between universities, industry, and cities. Regional innovation ecosystems that concentrate expertise are positioned as key to realizing the EU 2020 goals.
Palmberg tekes presentation
This presentation provides an overview of public research and development (R&D) systems, indicators to measure their impact, and Tekes' model for assessing R&D impact in Finland. It discusses the rationale for public R&D systems in addressing market and systemic failures. Common R&D indicators are outlined that measure inputs, activities, outputs and impacts across areas like the economy, environment and society. Tekes' model is presented that assesses how R&D investments can impact objectives like economic growth through outputs, activities and the development of capabilities. Examples are given of indicator frameworks for measuring impacts in the economy and environment.
Jukka s presentation
Nokia Research Center has a global network of research facilities across ten locations. It engages with leading institutions through strategic collaborations to multiply efforts and build global test beds. The Tampere facility collaborates locally through the Demola program with Tampere University of Applied Sciences to transform concepts into prototypes. This has resulted in over 900 student projects since 2009. The facility also collaborates with Tampere University of Technology via a joint research center with around 80 people, mainly PhD students. The center produces publications, patents, prototypes that impact products, and generates publicity through various events and its website to promote open innovation.
Boschma sotarauta evolutionary finland
This document summarizes an article that analyzes Finland's economic transformation from an evolutionary perspective. It discusses how Finland transitioned from a natural resource-based economy into a knowledge-based economy focused on information and communication technology. The summary is:
1) Finland experienced an unprecedented economic recovery in the 1990s after a deep crisis, transforming into a highly innovative and competitive economy focused on ICT.
2) This transformation was rooted in Finland's economic history but required adapting policies to support new industries like ICT.
3) Finnish policies worked together over time to build education, research, and technology initiatives starting in the 1970s-80s, which helped pave the way for network-facilitating innovation policies
Sotarauta presentation wp 2012
The document discusses the role of leadership in regional innovation systems and describes leadership as a multi-actor process that relies on different types of power and knowledge over time to drive institutional and systemic change. It uses a case study of regenerative medicine research in Tampere, Finland to illustrate how leadership emerged from informal discussions and gradually increased in interpretive, network, and institutional power over multiple phases of development.
Jukka viitanen hub concepts
The document discusses tools and frameworks for developing regional innovation hubs. It provides an overview of Hubconcepts' 20 years of experience analyzing over 200 science and technology parks. The Hubconcepts Innovation Hub Framework is presented as a tool to identify, analyze, and plan innovation hubs using "visual ecosystem profiles". Case studies of Otaniemi, Finland and other regions are analyzed to demonstrate how the framework can support the development of innovation hubs and activities. Hubconcepts offers services to support profiling and managing next-generation innovation hubs.
Vili l game ecosystems
This document discusses business model innovation in the digital games industry and implications for policy. It examines how the Finnish games industry has grown through digital distribution platforms, virtual economies that allow user-generated content and microwork, and crowdfunding. However, these new models face regulatory hurdles around digital markets, virtual currencies, micro-employment, and crowdfunding. The author argues that policies are needed to support seamless digital markets, clarify rules on virtual currencies and microwork, and promote frictionless donations and micro-investments. The success of the Finnish games industry is also attributed to its strong game culture ecosystem of developers, universities, events, investors and gamers.
Markku markkula presentation
The World Bank document discusses developing attractive innovation environments through clusters and centers of expertise. It focuses on the EU 2020 strategy of smart, sustainable, and inclusive growth achieved through innovation. Universities play a key role in synergizing research, education, and innovation. Regional innovation ecosystems are encouraged to focus on knowledge transfer between universities, industries, and cities through modernized triple helix cooperation and living labs.
Day 5 tekes wb training program_palmberg
This presentation discusses public research and development (R&D) systems, R&D indicators, and impact assessment models. It provides context on the rationale and funding of public R&D systems and describes traditional R&D indicators like expenditures, publications, patents, and productivity. The presentation also examines frameworks for assessing R&D impacts on the economy and environment using indicators mapped to inputs, activities, outputs, and impacts. Key challenges in impact assessment are attribution, international effects, and long timescales between R&D and outcomes. The case of the Finnish innovation agency Tekes is presented.
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The document provides an overview of Tampere, Finland, highlighting its history as an innovative city and economic hub. [1] Tampere has a population of 350,000 people and high levels of GDP per capita and R&D investments. [2] It has a history of manufacturing but is now focused on knowledge-based clusters in ICT, intelligent machinery, and healthcare technologies. [3] Examples are given of global market leaders based in Tampere's regions and the role of universities in collaborating with industry to drive innovation.
Vili l game ecosystems
This document discusses business model innovation in the digital games industry and implications for policy. It examines how the Finnish games industry has grown through digital distribution platforms, virtual economies that allow user-generated content and microwork, and crowdfunding. However, these new models face regulatory hurdles around digital markets, virtual currencies, micro-employment, and crowdfunding. The author argues that policies are needed to support seamless digital markets, clarify rules on virtual currencies and microwork, and promote frictionless donations and micro-investments, as well as grassroots digital culture and gaming ecosystems.
Jukka viitanen hub concepts
The document discusses tools and frameworks for developing regional innovation hubs. It provides an overview of Hubconcepts' 20 years of experience analyzing over 200 science and technology parks. The Hubconcepts Innovation Hub Framework is presented as a tool to identify, analyze, and plan innovation hubs using "visual ecosystem profiles". Case studies of Otaniemi, Finland and other regions are analyzed to demonstrate how the framework can support the development of innovation hubs and activities. Hubconcepts offers services to support profiling and managing next-generation innovation hubs.
Jukka s presentation
Nokia Research Center has a global network of research facilities across ten locations. It engages with leading institutions through strategic collaborations to multiply efforts and build global test beds. The Tampere facility collaborates locally through the Demola program with Tampere University of Applied Sciences to transform concepts into prototypes. This has resulted in over 900 student projects since 2009. The facility also collaborates with Tampere University of Technology via a joint research center with around 80 people, mainly PhD students. The facility produces publications, patents, prototypes that impact products, and generates publicity through various events, websites, and demonstration of concepts.
Palmberg tekes presentation
This presentation provides an overview of public research and development (R&D) systems, indicators to measure their impact, and Tekes' model for assessing R&D impact in Finland. It discusses the rationale for public R&D systems in addressing market and systemic failures. Common R&D indicators are outlined that measure inputs, activities, outputs and impacts across areas like the economy, environment and society. Tekes' impact assessment model is presented which links objectives, impacts, outputs, activities and inputs across different impact domains. Examples of indicators used to measure impacts on the economy and environment are also given.
Ville Kairamo demola 120606
Demola is an award-winning ecosystem that brings together students, companies, and universities to work on innovation projects. It operates centers in Tampere, Vilnius, and Budapest that bring multidisciplinary student teams together with corporate partners to develop demos for new products and services over 4 months. Companies benefit from accessing young talent and boosting their R&D process, while students gain real-world experience working with industry on inspiring challenges. Demola has facilitated over 200 projects with positive outcomes for both students and company partners.
Jarmo Eskelinen, Forum Virium Helsinki
Forum Virium Helsinki is a non-profit organization that aims to create new digital services through cooperation between companies, public organizations, and citizens. Its mission is to develop internationally competitive services that meet real user needs. It focuses on areas like smart cities, wellbeing, new media, and sustainability. Forum Virium Helsinki is part of the City of Helsinki group and works to make the Helsinki metropolitan area a leader in digital services in Europe by supporting partnerships and growth among its members.
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The document discusses a social business project in Poland called Mleczny Start that aims to reduce child malnutrition. It provides affordable dairy products to low-income families. The project is a partnership between Danone, a grocery chain, a dairy producer, and a medical institution. It has expanded distribution of its fortified milk product and increased sales and servings provided to low-income households. The partnership aims to continue these efforts and reduce child malnutrition rates in Poland through inclusive social innovation.
2. minna halme_bop_keynote_200412
This document discusses key learnings for successful inclusive business models from examples like Grundfos Lifelink, Cemex, ITC eChoupal, and MyC4. Nearly 200 business models have been documented that range from multinational companies to social enterprises. Some benefits of inclusive business models include tapping large, attractive BOP markets, leveraging local innovations globally, and driving resource efficiency innovations. Successful models often involve product or delivery innovations, adapting to local infrastructure conditions, building trust-based relationships, and forming partnerships with non-traditional partners. Overcoming constraints within large organizations requires an intrapreneurial approach of creatively combining limited resources.
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This document discusses commercializing and scaling inclusive businesses that serve emerging markets, also known as the "base of the pyramid" which consists of 4 billion people living on less than $5 per day. It presents the base of the pyramid approach and outlines Aalto University's network which aims to enhance wellbeing and reduce poverty through innovative sustainable design and enterprises. The network collaborates across private sector, civil society, academia and public sector to build long-term partnerships between innovation ecosystems.
Working Together for the Wellbeing of the Poor
The document discusses World Vision's ecosystem approach to development. It focuses on empowering communities through long-term, multi-sector interventions addressing the root causes of poverty. The ecosystem model aims to build sustainable communities through child-focused programs, community-based design, and long-term funding commitments. The document also outlines opportunities for partnerships between World Vision and private sector companies, such as providing agricultural inputs and training to small farmers or financial products tailored to low-income consumers.
3b nokia antti_pirjeta_20apr2012
The document summarizes consumer trends related to mobile services in emerging markets. It discusses how socially connected consumers in these markets are expanding their social circles online and working together in new ways. It also describes some key trends like group buying to negotiate deals, entrepreneurs using collective funds for businesses and social causes, and consumers demanding more transparency through online grassroots movements.
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This presentation provides an overview of public research and development (R&D) systems, indicators to measure their impact, and Tekes' model for assessing R&D impact in Finland. It discusses the rationale for public R&D systems in addressing market and systemic failures. Common R&D indicators are outlined that measure inputs, activities, outputs and impacts across areas like the economy, environment and society. Tekes' model is presented that assesses how R&D investments can impact objectives like economic growth through outputs, activities and the development of capabilities. Examples are given of indicator frameworks for measuring impacts in the economy and environment.
Jukka s presentation
Nokia Research Center has a global network of research facilities across ten locations. It engages with leading institutions through strategic collaborations to multiply efforts and build global test beds. The Tampere facility collaborates locally through the Demola program with Tampere University of Applied Sciences to transform concepts into prototypes. This has resulted in over 900 student projects since 2009. The facility also collaborates with Tampere University of Technology via a joint research center with around 80 people, mainly PhD students. The center produces publications, patents, prototypes that impact products, and generates publicity through various events and its website to promote open innovation.
Boschma sotarauta evolutionary finland
This document summarizes an article that analyzes Finland's economic transformation from an evolutionary perspective. It discusses how Finland transitioned from a natural resource-based economy into a knowledge-based economy focused on information and communication technology. The summary is:
1) Finland experienced an unprecedented economic recovery in the 1990s after a deep crisis, transforming into a highly innovative and competitive economy focused on ICT.
2) This transformation was rooted in Finland's economic history but required adapting policies to support new industries like ICT.
3) Finnish policies worked together over time to build education, research, and technology initiatives starting in the 1970s-80s, which helped pave the way for network-facilitating innovation policies
Sotarauta presentation wp 2012
The document discusses the role of leadership in regional innovation systems and describes leadership as a multi-actor process that relies on different types of power and knowledge over time to drive institutional and systemic change. It uses a case study of regenerative medicine research in Tampere, Finland to illustrate how leadership emerged from informal discussions and gradually increased in interpretive, network, and institutional power over multiple phases of development.
Jukka viitanen hub concepts
The document discusses tools and frameworks for developing regional innovation hubs. It provides an overview of Hubconcepts' 20 years of experience analyzing over 200 science and technology parks. The Hubconcepts Innovation Hub Framework is presented as a tool to identify, analyze, and plan innovation hubs using "visual ecosystem profiles". Case studies of Otaniemi, Finland and other regions are analyzed to demonstrate how the framework can support the development of innovation hubs and activities. Hubconcepts offers services to support profiling and managing next-generation innovation hubs.
Vili l game ecosystems
This document discusses business model innovation in the digital games industry and implications for policy. It examines how the Finnish games industry has grown through digital distribution platforms, virtual economies that allow user-generated content and microwork, and crowdfunding. However, these new models face regulatory hurdles around digital markets, virtual currencies, micro-employment, and crowdfunding. The author argues that policies are needed to support seamless digital markets, clarify rules on virtual currencies and microwork, and promote frictionless donations and micro-investments. The success of the Finnish games industry is also attributed to its strong game culture ecosystem of developers, universities, events, investors and gamers.
Markku markkula presentation
The World Bank document discusses developing attractive innovation environments through clusters and centers of expertise. It focuses on the EU 2020 strategy of smart, sustainable, and inclusive growth achieved through innovation. Universities play a key role in synergizing research, education, and innovation. Regional innovation ecosystems are encouraged to focus on knowledge transfer between universities, industries, and cities through modernized triple helix cooperation and living labs.
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This presentation discusses public research and development (R&D) systems, R&D indicators, and impact assessment models. It provides context on the rationale and funding of public R&D systems and describes traditional R&D indicators like expenditures, publications, patents, and productivity. The presentation also examines frameworks for assessing R&D impacts on the economy and environment using indicators mapped to inputs, activities, outputs, and impacts. Key challenges in impact assessment are attribution, international effects, and long timescales between R&D and outcomes. The case of the Finnish innovation agency Tekes is presented.
Kari kankaala 120606
The document provides an overview of Tampere, Finland, highlighting its history as an innovative city and economic hub. [1] Tampere has a population of 350,000 people and high levels of GDP per capita and R&D investments. [2] It has a history of manufacturing but is now focused on knowledge-based clusters in ICT, intelligent machinery, and healthcare technologies. [3] Examples are given of global market leaders based in Tampere's regions and the role of universities in collaborating with industry to drive innovation.
Vili l game ecosystems
This document discusses business model innovation in the digital games industry and implications for policy. It examines how the Finnish games industry has grown through digital distribution platforms, virtual economies that allow user-generated content and microwork, and crowdfunding. However, these new models face regulatory hurdles around digital markets, virtual currencies, micro-employment, and crowdfunding. The author argues that policies are needed to support seamless digital markets, clarify rules on virtual currencies and microwork, and promote frictionless donations and micro-investments, as well as grassroots digital culture and gaming ecosystems.
Jukka viitanen hub concepts
The document discusses tools and frameworks for developing regional innovation hubs. It provides an overview of Hubconcepts' 20 years of experience analyzing over 200 science and technology parks. The Hubconcepts Innovation Hub Framework is presented as a tool to identify, analyze, and plan innovation hubs using "visual ecosystem profiles". Case studies of Otaniemi, Finland and other regions are analyzed to demonstrate how the framework can support the development of innovation hubs and activities. Hubconcepts offers services to support profiling and managing next-generation innovation hubs.
Jukka s presentation
Nokia Research Center has a global network of research facilities across ten locations. It engages with leading institutions through strategic collaborations to multiply efforts and build global test beds. The Tampere facility collaborates locally through the Demola program with Tampere University of Applied Sciences to transform concepts into prototypes. This has resulted in over 900 student projects since 2009. The facility also collaborates with Tampere University of Technology via a joint research center with around 80 people, mainly PhD students. The facility produces publications, patents, prototypes that impact products, and generates publicity through various events, websites, and demonstration of concepts.
Palmberg tekes presentation
This presentation provides an overview of public research and development (R&D) systems, indicators to measure their impact, and Tekes' model for assessing R&D impact in Finland. It discusses the rationale for public R&D systems in addressing market and systemic failures. Common R&D indicators are outlined that measure inputs, activities, outputs and impacts across areas like the economy, environment and society. Tekes' impact assessment model is presented which links objectives, impacts, outputs, activities and inputs across different impact domains. Examples of indicators used to measure impacts on the economy and environment are also given.
Ville Kairamo demola 120606
Demola is an award-winning ecosystem that brings together students, companies, and universities to work on innovation projects. It operates centers in Tampere, Vilnius, and Budapest that bring multidisciplinary student teams together with corporate partners to develop demos for new products and services over 4 months. Companies benefit from accessing young talent and boosting their R&D process, while students gain real-world experience working with industry on inspiring challenges. Demola has facilitated over 200 projects with positive outcomes for both students and company partners.
Jarmo Eskelinen, Forum Virium Helsinki
Forum Virium Helsinki is a non-profit organization that aims to create new digital services through cooperation between companies, public organizations, and citizens. Its mission is to develop internationally competitive services that meet real user needs. It focuses on areas like smart cities, wellbeing, new media, and sustainability. Forum Virium Helsinki is part of the City of Helsinki group and works to make the Helsinki metropolitan area a leader in digital services in Europe by supporting partnerships and growth among its members.
4. danone milky_start_bop_in_poland_helsinki
The document discusses a social business project in Poland called Mleczny Start that aims to reduce child malnutrition. It provides affordable dairy products to low-income families. The project is a partnership between Danone, a grocery chain, a dairy producer, and a medical institution. It has expanded distribution of its fortified milk product and increased sales and servings provided to low-income households. The partnership aims to continue these efforts and reduce child malnutrition rates in Poland through inclusive social innovation.
2. minna halme_bop_keynote_200412
This document discusses key learnings for successful inclusive business models from examples like Grundfos Lifelink, Cemex, ITC eChoupal, and MyC4. Nearly 200 business models have been documented that range from multinational companies to social enterprises. Some benefits of inclusive business models include tapping large, attractive BOP markets, leveraging local innovations globally, and driving resource efficiency innovations. Successful models often involve product or delivery innovations, adapting to local infrastructure conditions, building trust-based relationships, and forming partnerships with non-traditional partners. Overcoming constraints within large organizations requires an intrapreneurial approach of creatively combining limited resources.
1. m inna_halme_bop_opening
This document discusses commercializing and scaling inclusive businesses that serve emerging markets, also known as the "base of the pyramid" which consists of 4 billion people living on less than $5 per day. It presents the base of the pyramid approach and outlines Aalto University's network which aims to enhance wellbeing and reduce poverty through innovative sustainable design and enterprises. The network collaborates across private sector, civil society, academia and public sector to build long-term partnerships between innovation ecosystems.
Working Together for the Wellbeing of the Poor
The document discusses World Vision's ecosystem approach to development. It focuses on empowering communities through long-term, multi-sector interventions addressing the root causes of poverty. The ecosystem model aims to build sustainable communities through child-focused programs, community-based design, and long-term funding commitments. The document also outlines opportunities for partnerships between World Vision and private sector companies, such as providing agricultural inputs and training to small farmers or financial products tailored to low-income consumers.
3b nokia antti_pirjeta_20apr2012
The document summarizes consumer trends related to mobile services in emerging markets. It discusses how socially connected consumers in these markets are expanding their social circles online and working together in new ways. It also describes some key trends like group buying to negotiate deals, entrepreneurs using collective funds for businesses and social causes, and consumers demanding more transparency through online grassroots movements.