20230725 FT, Josephine Cumbo article.pdf
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FT article on the new mindset at the Pensions Regulator
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The document summarizes a report from Aon on the state of UK defined contribution pensions. It notes that:
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2) As a result, Aon's UK DC Pension Tracker, which measures expected retirement incomes, fell sharply over the quarter with savers further from a comfortable standard of living.
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The document compares asset and liability estimates from different sources including TPR, ONS, and PPF over time. Key findings include:
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Press release from the BP Pensioner Group on the WPC DB report
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The document summarizes the findings of the Work and Pensions Committee on defined benefit pension schemes in the UK. Key points include: concerns that the new funding regime may require some open schemes to de-risk inappropriately; replacing the Pensions Regulator's objective to protect the Pension Protection Fund with a new objective to protect both past and future benefits; ensuring scheme members' reasonable expectations for benefit enhancements are met from any surplus; and addressing ongoing concerns about governance standards in some schemes.
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1. The BP Pension Fund is a large UK defined benefit pension scheme with over £20 billion in assets and 60,000 members. It currently has a surplus of around £6 billion.
2. BP recently rejected the trustees' recommendation to increase pensions in line with inflation, raising questions about conflicts of interest as mature defined benefit schemes reach surplus.
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Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
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Press release from the BP Pensioner Group on the WPC DB report
The Work and Pensions Committee report calls for changes to the proposed regulatory approach for defined benefit pension schemes in order to ensure their long-term viability. While their numbers have declined in recent years, defined benefit schemes remain important for savers and the economy. However, two decades of cautious regulation have led to low-risk investment approaches that threaten the sustainability of remaining open schemes. The report recommends allowing more flexibility in investments and funding to take advantage of improved funding levels and prevent premature closure of open schemes. It also calls for improved governance standards and legislation to support pension consolidation to strengthen defined benefit pensions for the future.
Work and Pensions report into UK corporate DB funding
The document summarizes the findings of the Work and Pensions Committee on defined benefit pension schemes in the UK. Key points include: concerns that the new funding regime may require some open schemes to de-risk inappropriately; replacing the Pensions Regulator's objective to protect the Pension Protection Fund with a new objective to protect both past and future benefits; ensuring scheme members' reasonable expectations for benefit enhancements are met from any surplus; and addressing ongoing concerns about governance standards in some schemes.
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letter to the EF and Premiership about pension liabilities
1. Pension SuperFund Capital proposes taking on the pension obligations and liabilities of the Football League Pension Scheme to relieve the clubs of future funding risks and costs.
2. Under the proposal, Pension SuperFund Capital would provide a new company to join the pension scheme and assume full risk of the pension obligations on a "last man standing" basis, providing certainty for members and clubs. It would also provide a 10% capital buffer to improve funding and allow for benefit enhancements.
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Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
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The state of welfare Resolution Foundation Event
How has Britain’s safety net changed since 2010 and what comes next?
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