Princy Singla has over 2.8 years of experience in SAS development, data analysis, and reporting. She specializes in Base SAS and advanced SAS. She has a Bachelor's in Computer Science and a Master's in Computer Applications. Her roles have included validating Basel II risk models for credit card portfolios to ensure compliance with banking regulations, creating a web application to track Basel II model monthly results, and automating and optimizing various portfolio processes like segmentation, scoring, and post-model logic execution.

1. Princy Singla
Profile
Princy has over 2.8 years of experience in SAS development and Data Analysis and
Reporting. She specializes in BaseSAS and Advance SAS. She has more than 2 years
of experience in Risk Information Management in Credit Card domain.
Education
Bachelor of Science
(B.Sc. Computer
Science)
Master of Computer
Applications
(MCA)
Core Competencies
 Cognizant Certified SAS
Programmer
 SAS/BASE, SAS Macro
 SAS/Access, SAS/SQL.
 Workingknowledge on
SAS EG.
 Extensively Used Proc
SQL in extractingand
joiningdata from
databases likeSybase,
Teradata etc.
 Good Knowledge of
Bankingand Finance
and Credit Card domain
 WorkingKnowledge of
PL/SQL,LSF
SCHEDULING, UNIX
shell scripting.
 Workingknowledge of
Mainframes.
A Few Representative Experiences
Basel II Model Validation of various Portfolios
Basel II is the recommendations on banking laws and regulations issued by the
Basel Committee on Banking Supervision.
Basel II,initially published in June 2004,was intended to create an international
standard for bankingregulators to control how much capital banksneed to put
asideto guard againstthe types of financial and operational risks banks(and the
whole economy) face. In theory, Basel II attempted to accomplish this by setting
up risk and capital management requirements designed to ensure that a bank
has adequate capital for the risk the bank exposes itself to through its lending
and investment practices.Generally speaking,these rules mean that the greater
risk to which the bank is exposed, the greater the amount of capital thebank
needs to hold to safeguard its solvency and overall economic stability.
Role Description:
 To understand the Basel laws created by regulatory
 Understand the Credit card Types, policies,Businessand Risk.
 Understand and validatethe model created by modelers that they are
meeting Basel laws
 Unit test the Model created by Modelers.
 Validatethat the model is correctly implemented in Sybase
environment by comparingresults of each testing customers.
Basel II Model monthly Tracking application for a financial services Client
 Created requirements and schemes to build an automated Web/SQL
based application for a monthly trackingof Basel production run
 Purposeis to have an end-to-end statistics/ trend generation of the
complete model process and one-on-one validation on sampledata
Automation and Optimization of Various Portfolios
 Data Preparation for different portfolios.
 Segmentation on different portfolios.
 Scoringon different portfolios.
 Post Model Logic Execution for different Portfolios.
 ComparingData and ValidatingData
 Performing Data Analysis on Different portfolios and finding
reasons of Mismatch.
Computing Out Of Pattern things and raisealerts on those Variables.
Programmer Analyst