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Now-a-days health Insurance is a necessity and not an option. The cost of medical treatment is increasing rapidly, at more than 20% each year. Health insurance provides a low cost and reliable way of meeting unpredictable medical care expenses.
It is best to buy health insurance early and when you are in good health. At younger ages health insurance premiums are lower. Also, insurance purchased when you are in good health has fewer exclusions and, in general, provides more effective coverage. If you have had a disease in recent times then most health insurance policies typically exclude that disease and its related side-effects for a period of about 4 years.
There are many insurance companies offering many different health insurance schemes. This can get very confusing. There are significant differences in prices across products and, increasingly, insurers have started to introduce differentiated features into their policies. You need an independent company such as SecureNow Insurance Broker Pvt. Ltd. to provide you with options and help you pick the product you want, in a straightforward and transparent manner. We work with the major insurance companies to get you the best deal.
Health insurance provides primarily covers hospitalization expenses. Many policies will also cover the related medicine or doctor fees related to the hospitalization. Policies differ in what medical care they cover, the amounts that they will pay and the treatment options that they will accept.
In summary, you just cannot do without the protection offered by Health insurance Policies.
Medical circumstances are unpredictable. You cannot practically save large sums of money for medical conditions that may never happen. Insurance provides you with the security that you will be able to pay your hospitalization bills when needed.