This document provides information about Sherry S. Auble, a Certified Divorce Financial Analyst and divorce financial planner. It describes the services of a CDFA, which include assessing a client's financial situation, developing divorce settlement scenarios, and providing ongoing financial guidance during and after the divorce process. The document outlines the typical roles and tasks of a divorce financial planner, such as compiling financial information, evaluating assets and support payments, and creating a post-divorce financial plan. It also includes disclaimers about the use of divorce planning software and responsibility to confirm information.

1. Divorce Financial Strategy
Sherry S. Auble, CDFA, CFDP, CRPC
Divorce Financial Planner
665 Coddington Road, #1, Ithaca, NY 14850
607-319-0825
www.divorcefinancialstrategy.com
www.divorcefinancialstrategy@gmail.com
“Achieving the Fairest, Most Financially Equitable Divorce
Settlement Possible. We Take Your Future Into Account.”

2. A Certified Divorce Financial Analyst
• A CDFA is a financial planning and divorce expert who is
trained and experienced in researching and analyzing personal,
business and tax issues related to divorce.
• A CDFA works with individuals, couples and their divorce
attorneys to achieve a fair and equitable financial settlement
that takes into consideration short and long-term goals and
financial concerns
• A CDFA uses specialized divorce financial software to produce
powerful graphs and analysis that demonstrates the financial
consequences of settlement proposals.
• A CDFA reduces apprehension, misunderstandings, and stress
by providing education on key financial and divorce issues.

3. The Divorce Financial Planner’s Role
• Assess your current financial situation
• Identify short and long term goals.
• Inform you of common & potentially costly pitfalls
• Discuss financial concerns that need to be addressed
• Develop various settlement scenarios for you and
your attorney to use in the divorce negotiations
• Provide on-going financial education & guidance
• Provide post-divorce financial planning

4. Initial Consultation Meeting
• Review the client’s understanding of the process & clarify any
misconceptions
• Provide a clear understanding of the divorce planner’s neutral
role and nature of services
• Discuss retainer and billing services & sign agreements
• Discuss immediate divorce concerns
• Review & discuss financial information
• Assign homework with due dates
• Describe next steps in the process

5. The Divorce Planning Process
• Gather all pertinent data
• Trace any hidden or lost financial information
• Categorize, organize & analyze client data
• Enter client data into family law software
• Clarify any additional information needed for analysis
• Begin developing preliminary settlement scenarios
• Present settlement analysis to client
• Make any adjustments & run additional scenarios
• Provide final financial analysis to client & attorney
• Review settlement proposals from spouse & provide on-going
advice & guidance
• Provide post-divorce financial planning assistance

6. Typical Divorce Planner Tasks
• Compile, organize & inventory financial information, segmenting
separate versus marital property
• Analyze current assets & liabilities
• Analyze life insurance, health insurance, retirement, education & estate
planning needs
• Evaluate feasibility of maintaining marital home
• Estimate spousal & child support payments
• Discuss career training costs & estimate future earning potential
• Discuss past & future gifting & inheritance property issues
• Draft Qualified Domestic Relations Orders (QDROs) for dividing
retirement plan assets.
• Assist with valuation of financial assets
• Prepare Statement of Net Worth & Financial Affidavit
• Clarify tax issues involved in financial settlement proposals

7. Post-Divorce Financial Planning
• Create a post-divorce “lifestyle budget plan”
• Oversee & assist with all transfers of assets & liabilities
according to the divorce decree
• Notify all interested parties of name change
• Establish a new estate plan including a will, medical
directive, power of attorney & trust documents
• Update all beneficiary designations
• Develop a post-divorce financial plan including
retirement projections
• Analyze current portfolio holdings & provide investment
analysis

8. Disclaimer
• Divorce Settlement Analyst Software, 2007 Edition.
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• The information in this report should not be utilized as a substitute for legal, accounting or tax advice.
IDFA and Divorce Financial Strategy make no warranties, expressed or implied regarding the software.
Divorce Financial Strategy does not warrant the accuracy or completeness of the information or any
projections. The information is to be utilized in conjunction with legal advice and other expert assistance.
IDFA and Divorce Financial Strategy make no representations regarding the effectiveness of these
materials in specific legal, accounting or tax situations.
•
• These reports have been created on information that we believe to be reliable and accurate. The
projections are based on assumptions about interest rates, and we do not warrant the accuracy of those
projections. The information in these reports is based on information provided by the client, and we
cannot guarantee the accuracy either of that information or of our data entry process. Divorce Financial
Strategy has no involvement with the creation or design of the divorce software used to generate the
report. All information in these reports may be subject to change. Each client has the responsibility to
confirm any information and check any calculations and alert us to any errors or omissions. We do not
offer legal or tax advice. Clients should consult their legal and tax advisor before making any decision
with tax or legal implications.