Larry Levitt's presentation from "Out of Pocket: Surprise Costs After Health Reform," 10.29.15
http://www.reportingonhealth.org/content/out-pocket-surprise-costs-after-health-reform
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Noam Levey: "Out of Pocket: Surprise Costs After Health Reform," 10.29.15
1. Covering the Squeeze
Some ideas for reporting on rising out-of-pocket
healthcare costs
Noam N. Levey
Los Angeles Times/Tribune Washington
Bureau
2. 20132003
Employer Premiums as Percentage of Median Household Income for
Under-65 Population, 2003 and 2013
Source: Commonwealth Fund: http://www.commonwealthfund.org/publications/issue-briefs/2015/jan/state-trends-in-employer-
coverage
ND
SD
DC
ID
DE
IA
IN
WI
CA
HI
KS
UT
AZ NM AR
LA
KY
VA
VT NH
MA
CT
RI
NJ
AK
ALMS
MI
ME
WV MDCO
NE
WY
OR
IL
TN NC
SC
GA
FL
PA
NY
OH
MO
MN
OK
TX
MT
NV
WA
ND
SD
DC
ID
DE
IA
IN
WI
CA
HI
KS
UT
AZ NM AR
LA
KY
VA
VT
NH
MA
CT
RI
NJ
AK
ALMS
MI
ME
WV MDCO
NE
WY
OR
IL
TN
NC
SC
GA
FL
PA
NY
OH
MO
MN
OK
TX
MT
NV
WA
Less than 14% 14%–16.9% 17%–19.9% 25% or more20%–24.9%
2003 2013
It’s not all the same …
5. Regulators to the rescue?
-States that
protect
consumers
against surprise
medical bills for
emergency and
non-emergency
care:
-States that
protect
consumers
against surprise
medical bills in
emergency
rooms:
-States that are
actively
considering
restrictions on
surprise medical
bills
6. A new kind of insurance?
SOURCE: National Business Group on Health “Large Employers Health Plan Design Survey,” Aug.
2015