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Where did-your-money-go
1. • What did you buy?
• Which were needs vs wants?
• What are your spending habits
like? Just see-and-buy?
If you do not track,
you will never know for sure!
WHERE DID YOUR MONEY GO?
2. Man at Work
Salary
TYPICAL SPENDING PATTERN
Lifestyle Expenses
Savings
Incurred credit
DebtPage 16 of Handout
3. Savings
Pay the must pay bills
Lifestyle expenses
No Credit, No Debt
PAY YOURSELF FIRST (PYF)
SPENDING PATTERN
Man at Work
Salary
Page 16 of Handout