Get a professional Help, Now! Search for professional in your area, ask question to solve your problems, New govenrnment Updates, voice your opinion and a downlaod center with everything you need on your finger tip.

1. Well Come To
Get a professional Help, Now!
Search for professional in your area, ask
question to solve your problems, New
government Updates, voice your opinion
and a download center with everything you
need on your finger tip.

2. 5 Tips to Get Your Personal Loan
Approved
Getting a personal loan
might seem like a child’s
play as you might have
seen a plethora of emails
and SMS about instant
personal loan approval.
This might not be as
simple as it seems. But we
have listed 5 useful tips
which can make getting a
personal loan hassle-free.

3. Fix your credit score
This is an often repeated statement but is worth repeating
again – a high credit score is a must have for any kind of
loan you want to avail. Low credit score signifies that the
probability of you defaulting on your future loan payments
is high. Therefore, if you have a low credit score it becomes
imperative that you improve it before applying for a
personal loan. Get your Free Equifax credit report and
check for the factors that have resulted into a low credit
score and work towards improving it.

4. Calculate your affordability
Applying for a loan amount that you won’t be able
to repay will lead to rejection of your application.
Before sanctioning a loan, the lender will always
calculate your repayment capabilities based on
your regular income. There are many calculators
that are available online. Loan Eligibility Calculator
which you can use to know your eligibility. The
best way will be to know your eligibility before
applying for a loan to avoid rejection.

5. 3. Find the right lender
Different lenders have different eligibility criteria and loan
charges. Therefore, instead of randomly applying to a few
banks, it is better that you do the comparison online to know
which bank’s eligibility criteria you meet. Personal loan
section, after providing your personal and previous loan
details, you will be able to know instantly the best offers that
you can avail from banks whose eligibility criteria you meet. To
help your comparison, we at also provide all the information
regarding various charges such as interest rates, processing
fees, prepayment charges that banks will levy on you. So,
choose the best option that fits your bill.

6. 4. Check required documents
at the earliest
Right documentation is the key for a hassle-free loan. In
case of personal loan the documentation required is
relatively lower compared to other loan such as home loan.
Therefore, the documentation process is fast is an
unsecured loan but still there is a documentation process
that has to be followed. Banks will usually ask for your
identity proof, residence proof and income proofs before
lending you the money. So, keeping the documents ready
will speed up the loan approval process.

7. 5. Be patient
Never apply for too many loans all at once because
enquiries by the lenders about your credit score will be
recorded as hard enquires in your credit report and banks
might picture out that you really are into a financial trap.
Therefore, the bank might consider lending you a risky
proposition and possibility of approval reduces.
So, if you work on the above key areas and present
yourself as a credible borrower with good credit score and
proper documentation, it will be difficult for the lender to
deny a personal loan to you