1. Dear Sir,
Debt Doctor is India’s first and only Retail Debt Management Company, with NOC from RBI
and ISO 9001:2008 Certification for Debt Management and Debt Counseling. We are 5 years old
with more than 20,000 Account Acquisitions.
Further to our conversation, find attached PIF (Personal Information Form), please fill this form
and send it back to us along with a copy of your Pan card/ address proof to initiate process.
Any of the following:
Id proof: Pan card
Address proof: Passport/bank statement/ Passbook/ telephone bill/Mobile bill/ electricity bill/
Voter’s id.
As mentioned, there is an Enrollment process to Debt Doctor as it would require documentation
to be completed by you, this would enable Debt doctor to communicate with the Banks & Credit
Bureau initially and further to arrive at a resolution for your issue.
We can do following for you:
1.We will purchase a detailed CIBIL report (CIR) on your behalf.
2.We will be analyze your Credit History & Credit Score.

2. 3.A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all
the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix
the errors on your credit report) Then we will check about the defaults / overdue amount to be
paid by you to the financial institutions.
4.We will first check with you (since when you have defaulted or not paid the amount to the
financial institutions) Then we will check with the bank about the closure amount.
After paying the closure amount to the creditors.
5.We will get you the closure letter/ No due certificate letter from the bank.
6.We take the complete responsibility of the documentation for closure.
7.We also ensure the CIBIL update is done by the bank. And whichever information’s are not
updated in the report we will get it updated in the report.
For the score to improve there must be running loan or credit card so we will get you a pre paid
card for the score improvement and monitor for the score.
8.After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not
get declined.
Once you enroll with us we will provide you a registration number valid for lifetime.
As per our conversation over the phone regarding the issues related to your cibil report, We at
debt doctor do” CIBIL MASKING”, clearing the old credit histories by paying past dues to your
various outstanding loans. Here first need to talk to your bank, pay the old dues. Get NOC & No
dues from the bank & ask there for update your record into CIBIL & at the same time, and need
to contact CIBIL to correct the status for past mistakes. CIBIL will check with the lenders &
after getting the confirmation, they will remove the settled or written off status from your report
& then will update your credit score also.
After you register with us, our Service team will get in touch with the banks/ financial
institutions related to your credit report, and initiate this cibil masking procedure and negotiate
and close the status, post which our cibil team will work with you towards improving your track
record and ways to rebuild your credit score.

3. We can help you clearing these issues with our services and improve your credit report and make
you credit worthy.
Details of Fees:
For, Settlement, CIBIL Repair & to improve the score (Credit Report & Repair
Service) Enrolment Fees: Joining Fee:7999/- (to be paid to start process) This will be the life
time member ship fee, and we will continue to service with the same if any other assistance you
need with respect to any loan or credit card issues
You can deposit the amount in bank; these are the bank account details.
Account Name: Debt Doctor Management Services Pvt Ltd.
Account Number: 00762020001772
Bank: HDFC Bank Ltd
Branch: Post Box 5106, Shankarnarayana Bldg,
25/1, MG Road, Bangalore 560001.
IFSC Code: HDFC0000076
Thanks&Regards
Priya
FINANCIAL CONSULTANT. Direct +91 80 30732216,9066164382
Debt Doctor Management Services Private Ltd.
ISO 9001 : 2008 Certified Company
Level 5,Leo Complex
44/45 Residency Cross Road Bangalore-560025INDIA