1. PI claims Should you be Mis-Sold PPI You Might Be
Able to Reclaim Premiums
Aug 1, 2011 admin 0 Comments
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During the last couple of years, in the United Kingdom, The Fsa (FSA) continues to be
looking at unfair practices of issuance of Protection Insurance (PPI), and also the methods
of so it was sold to loan borrowers. Many large United Kingdom banks happen to be Categories
making a pretty penny off mis sold payment protection insurance.
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PPI was designed to assist the loan borrower in case these were injured at work, or Car Accident Claims
became ill. This specific insurance would make repayments towards the loan providers until Debts and claims
they resumed work. At least half of borrowers deny coverage, however, the other half a Dive
good portion were not asked, they were just sold the policy and spend the money for Google+
premiums without knowing. Health
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Eventually, there were numerous complaints about the industry. Of all the people who
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purchased PPI either knowingly or unbeknownst to them, no more than 5% actually ever
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filed claims. A whole lot worse, the statistics show, that about 70- 75% of those who did file
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ppi claim did not satisfy the terms established in the policy.
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Once the FSA got involved, careful investigation discovered that most times the lenders
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didn’t tell the borrowers all the information needed, such as criteria for a claim. It also
discovered that a great number of these lenders would use scare tactics to persuade the
borrower into agreeing. A number of lenders actually even added overpriced PPI to the
initial loan quotations without disclosing what it really was. Investigation also discovered that
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many lenders would give a lump payment towards the start of the loan repayment schedule.
By doing this, the borrower would have not a way of canceling the payment protection
August 2011
insurance.
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There are several questions to ask if you feel you might be capable of making claims for
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your premiums. Some range from the items we stated above, such as being said required
to buy the policy to obtain a loan, or if you were not told at all, yet were charged for the PPI;
if you were not spoke of the terms prior to purchasing or if you were sold PPI and were
self- employed.
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If you some of this relates to you, you are like many people whom were mis sold protection
August 2011
insurance and able to now file ppi claims to try and reclaim the moneys they paid for
premiums. It is important to find a company that knows what they’re doing in regards to M T W T F S S
reclaiming premiums. Don’t be seduced by any promises, they can’t guarantee they will get
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compensation; many legit companies will not charge any fees in advance. Use research
when finding the right specialist within the field. 8 9 10 11 12 13 14
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Cat egory: Debts and claims 22 23 24 25 26 27 28
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