Oro Valley Home Buying Guide

B U Y I N G Y O U R H O M E
WE’LL GUIDE YOU EVERY STEP OF THE WAY
Ian Taylor
(520) 400-9494
itaylor@LongRealty.com

At Long Realty, we often sell homes before they ever hit the market. I am part
of the most extensive and vibrant local real estate network which gives you
an advantage because we share our upcoming listings. With fewer listings to
choose from it's important to get there first.
Here's how I discover the best properties for you:
• Weekly Market-Focused Strategy Meetings
• Active Networking Alliances
• Private Social Media Platform
• Exclusive Property Previews of New and Upcoming Listings
This often happens before the "For Sale" sign goes up.
No wonder Long Realty has more listings and successfully represents more
buyers than any other Southern Arizona company.
Long Realty
U P C O M I N G
L I S T I N G
Your Advantage.
Our network.
Ian Taylor
(520) 400-9494 | itaylor@LongRealty.com
Long Realty Company

At Long Realty, we rely on and support one another to provide
a seamless experience for our clients. With 45 offices and over
1,400 real estate agents throughout Arizona, plus Prosperity
Home Mortgage, Agave Title Agency, and Long Insurance Group -
we can help you wherever you are coming from or going to.
Long Realty and I have you covered from A to Z in Arizona. Let
me get you started on the right path.
A TO Z IN ARIZONA
YOU'RE COVERED
InthePines
Flagstaff
Uptown
Prescott
InthePines
SedonaVerdeValley
CoveyLuxuryProperties
WhiteMountains
CoveyLuxuryProperties
ShowLow
Yuma
SanLuis
Yuma
Downtown
Yuma
Foothills
Douglas
SierraVista
Benson
Sonoita
Patagonia
RioRico
Tubac
GreenValley
&GVRentals
Sahuarita
Partners
CasaGrande
Golder
Ranch
Dove
Mountain
Houghton
Southeast
Vail
Florence
•
•
• •
Uptown
Phoenix
Partners
Phoenix-Mesa
TheFOXGroup
Scottsdale
TheFOXGroup
MoonValley
WestValley
SunCity
WestValley
Surprise
WestValley
SunCityWest
JasperAssociates
Scottsdale
••
•
• ••
-
OroValley
PalomaVillage
Foothills
River
Campbell
Camp
Lowell
Verde
Centralat
Broadway
Village
Southwest
IrvingtonandI-19
Madera
Village
OasisProperty
Rental
HomeOffice&
BusinessBrokerage
Phoenix
Tucson
Ian Taylor
Long Realty Company

# in GREATER
TUCSON MAIN MARKET
#1 in Metro Tucson residential sales by volume. Data obtained 01/17/23 from MLSSAZ using TrendGraphix software for all closed residential sales
volume between 01/01/22–12/31/22 and is deemed to be correct.
WE’RE
1
Homesmart Advantage Group 2.0%
Opendoor Brokerage, LLC. 2.3%
Russ Lyon Sotheby’s International Realty 2.4%
Omni Homes International 2.7%
EXP Realty 4.9%
Keller Williams Southern Arizona 6.1%
Coldwell Banker Realty 6.6%
Realty Executives Arizona Territory 8.2%
Tierra Antigua Realty 11.8%
Long Realty 22.3%
Ian Taylor
Long Realty Company

Benefits of
working with me
Buying a property is a complicated process. By hiring me exclusively, you will
have a dedicated, trusted advisor at your side to help you navigate the home
buying process. Here is what I bring to the table:
3 I am a dedicated agent who listens to understand your needs.
3 I will help you navigate your financing options.
3 I will search for the right property using powerful search tools that no other company has.
3 I have a deep understanding of the local housing market conditions and property values.
I’ll help you prepare the right offer and negotiate the best terms possible.
3 I manage the transaction process to ensure a timely closing, and help you meet
important milestones, per your contract, including coordinating paperwork and
due diligence on the property.
3 I will connect you with a full suite of real estate services, all under one roof ensuring
a seamless experience
3 I provide recommendations of local vendors from the Long Realty Home Advantage
program to help you with any home related needs.
Ian Taylor
Long Realty Company

The New Way
to See Homes
Leveraging an unrivaled technology suite, my website allows you to use virtual
video tours and virtual open houses – seeing homes without leaving your own. I
can even arrange for a personal virtual showing to cover every inch of the property
from a distance.
If you fall in love with a property and decide you want to see it, upon approval
from the seller, we can arrange for an in-person showing that follows all Arizona
Association of REALTORS® and CDC guidelines to keep everyone as safe as
possible.
Ian Taylor
Long Realty Company

Guiding you through
the home buying process
CONTRACT IS
ACCEPTED!
Contract and Earnest
Money deposited with
Escrow Company: Escrow
Opened/Title Search
ordered
Escrow Company obtains
payoffs and collects
other info.
Buyer
conducts final
walk-through
Signing of documents
by both Seller &
Buyer
Documents
recorded
at County
Recorder
Sent back to
Escrow and
Escrow Company
distributes funds
You are given the keys to
your new home!
Title policy, deed, etc. are
sent to you
LOAN APPROVAL PROCESS
Rejection
Mortgage Company
Underwriting/
Property Appraisal
Signed documents
sent to Lender
After approval of
documents Lender
wires funds and
gives OK to record
Approval
BUYER'S DUE DILIGENCE
Inspections:
Home, Wood Infestation, Roof, Pool
Review inspections and negotiates
appropriate requests
Reports:
Seller Disclosure,
Title Commitment, CCRs,
HOA Disclosures
Buyer secures Home-owner's Insurance
within inspection period
Review with Buyer and
present Buyer's responses
You are Pre-Qualified
by Lender
View homes fitting
your criteria
Offer made on your
favorite home!
Meet with me for your
Buyer Consultation
Ian Taylor
Long Realty Company

With home protection, you’re prepared for the unexpected. The cost of
repairing or replacing appliances and systems can be high.
Getting a Home Warranty Plan provides the convenience of one source for
most repair needs. Prompt, reliable service is available 24 hours a day, 7 days
a week.
The plan is renewable annually for your continued peace of mind.
800-735-4663
ahs.com
HOW TO PROTECT YOURSELF
FROM UNEXPECTED REPAIR COSTS
Ian Taylor
Long Realty Company

I promise to work hard for you, and protect your
interests, in return, I ask you to:
• Acknowledge you are working with me when
stopping by open houses, so the open house agent
does not think they are owed any commission.
• Contact me when seeking information on a listing;
do not use the phone number/email provided
with that listing. I will gather all of the answers to
your questions about that specific property.
• Only look at new construction sites with me so that
I can represent you.
• Notify me of any listed properties you would like to
view, it’s important I see each house with you.
• Formulate any offer on any property through me.
(When it comes time to make an offer, call me)
Working together-
Your Loyalty
is greatly appreciated
Ian Taylor
Long Realty Company

It’s important that I am with you on the first visit to any builders site. Why?
Builders have a rule – If you walk into a model home without your agent, the builders
agent will register you and I will be unable to represent you throughout the process.
Remember, the site agent will be working for the builder’s interests.
3 I will look out for your best interests from the
time you enter the model until the time you
close on your new home.
3 I will help you understand the terms and
conditions of the builder’s contract. These
contracts heavily favor the builder and are
usually lengthy and complicated.
3 I will help you sort through the negotiations,
financing options, and incentives in order to
get the best terms and conditions for your
purchase.
3 I have expertise to guide you in upgrade
selections or custom changes that you would
like to make during the build, and make sure
you are aware of the cost.
3 I will communicate with you and the builder
representative throughout the process, and
will do my best to ensure a surprise-free
transaction.
3 If your contract permits this due diligence, I
will explain the benefits of a home inspection
performed by an independent inspector.
3 I’ll also accompany you on your walk-through,
when you create your “Punch List” of items
the builder will need to address within 30
days.
LOOKING AT
NEW CONSTRUCTION
Ian Taylor
Long Realty Company

Ian Taylor
Long Realty Company

Here are several shields against trouble in your quest for the home
of your dreams…
q We Notice our Buyers Packet provides you vital information relative
to your transaction. It includes things to watch out for, a reference
guide, and pertinent definitions.
q A written property disclosure statement from the seller discloses
any problems with the house and the surrounding area that are known
by the Seller.
q Professional inspections can reveal structural, roof, termite and other
problems with the property.
q A home warranty can give you peace of mind by providing repair-or-
replace coverage of many major home operating systems and appliances.
q A preliminary title report informs you of any problems with the property’s
title, and title insurance protects your rights to the property.
q A walk-through before closing will allow you to make sure all agreed
upon work has been taken care of and the property is ready to transfer.
Important Ways to
Protect your Interests:
Ian Taylor
Long Realty Company

I will gather all the information available to help
you make a good decision on price, including:
3 Comparative properties that have recently
closed in the area
3 Current market conditions for the area
3 Current lending conditions
3 Automated Home Value estimates
I will help you with the things you might not
think much about, like:
3 Items of personal property you want included
3 Warranty, inspections, repairs or other home
enhancements by the seller
3 Closing date and possession
I will present your offer:
3 The seller will have three choices: accept your
offer as it is presented; reject it completely or
propose adjustments to your offer (make counteroffer)
Between your good decision making, and my
knowledge of the process, putting the right home
into escrow will be a sure-thing!
Once you’ve found the right property, the next step is
to make an offer to the seller. Here are a few things to
consider and some ways I can help.
Submitting an offer
Ian Taylor
Long Realty Company

TIPS FOR KIDS
When you move,
provide the children
with photographs of
their new home and
school. Once they
know what to expect
and begin to visualize
themselves in their
new surroundings, they
become much happier
and more cooperative.
Give each child his
or her own “packing
labels” for marking
personal possessions.
Provide them with
floor plans of their new
bedrooms so they can
participate in furniture
placement.
Moving Checklist
PLANNING IS THE KEY!
Send Change of Address to:
Post Office with forwarding address
Charge Accounts / Credit Cards
Subscriptions
Friends and Relatives
Notify:
Bank – transfer funds, arrange for check cashing in new city.
Insurance – Notify your insurance provider
Utility Companies – gas, light, water, telephone and cable.
Make arrangements in new home.
If you are moving before the final closing on your new home is
completed, you need to leave utilities on.
Miscellaneous Checklist:
Automobile registrations – Remember to transfer car title,
registration, driver’s license and auto club membership.
Medical records – Arrange for medical and dental records to
be transferred. Ask your physician for a referral.
Employment Recommendations – Have teenagers obtain
written recommendations from their current employers.
Empty freezer and defrost.
Have appliances serviced for moving.
Plan for special care needs of infants.
Carry currency, jewelry and documents yourself.
Leave old keys and garage door openers with me.
Transfer school transcripts.
Ian Taylor
Long Realty Company

My Website:
Search active listings, pending sales and sold properties all over
Arizona with full property details, photos and neighborhood
information on any device.
My Mobile App:
Information as mobile as you are! Search all MLS listings and
get full property details using our Home Scan feature simply by
standing in front of any house that is on the market.
Email Alerts:
Be the first to know about new listings, price changes, what just
went under contract and so much more! Email alerts can be
sent almost immediately and my website is updated every few
minutes.
Homes not yet on the market and For Sale by Owners:
I will prospect within my company and neighborhoods that
interest you to be sure you have access to every property.
STEPS TO FIND YOU
THE RIGHT HOME
I will streamline the process. Seeing homes with you I will understand your
needs and narrow down the options to find the right fit. As your exclusive
agent, I’ll use these tools and strategies to find you the right home:
And above all, my local market expertise in knowing
neighborhoods and market trends gives you the advantage.
Ian Taylor
Long Realty Company

MY WEBSITE IS
ALL YOU NEED FOR YOUR SEARCH
My website equips my clients with tools necessary to search properties
across Arizona, stay up to date with new listings, open houses, price
reductions, in-depth neighborhood reports and more.
It provides local, accurate, and timely information to make your home
buying decision a thoroughly well-thought out process. Search all listings
and sales in the MLS across Arizona.
As the market leader, we have the responsibility to bring the best
resources to the home-search process. If we are fortunate enough to
represent you, you are going to find your home search not just satisfying,
but also successful and rewarding.
Ian Taylor
Long Realty Company

Buyers reported that real estate agents to be the most used resource in the
home buying process at 87%, followed by mobile or tablet search devices at
74%.*
MY MOBILE APP BRINGS YOU
THE BEST SEARCH EXPERIENCE
*NAR 2021 Profile of Home Buyers & Sellers
• Share properties with friends, family, or your agent with a few simple clicks.
• HomeScan for viewing nearby homes with the live camera view on your device.
• Calculate your monthly payment with current rates using our integrated
mortgage calculator.
• Search homes within a desired commute time to important locations.
• Display neighborhood lifestyle points of interest.
• Parcel boundaries on the map give you a quick estimate of the property lines.
Features Include:
• Easy home searching updated
every 15 minutes directly from the
MLS.
• Customize your search of active
listings, pending sales and
recently sold properties across
Arizona.
Long Realty AZ Home Search
Available for Apple or Android
Ian Taylor
Long Realty Company
Download my mobile app at: longrealtyapp.com

Pay Stubs:
Most recent pay stub for each applicant
Tax Information:
W2's for the past 2 years for salaried and
hourly income
Complete Federal tax returns for the past 2 years
(including W2s, 1099s and all schedules) for
commissioned, bonus or 1099 income
Self employed: the above plus corporate or
partnership returns including K-1s for the
past 2 years and a year-to-date profit and
loss statement
Assets:
Your most recent two statements (at minimum)
for all accounts (all pages). If you do not have
these, you will need to contact your bank(s) and
ask for a printout with signature, title and date
from the person completing the printouts for you
If you receive quarterly statements, please
provide the most recent. If there are any large
(other than payroll) deposits on any statements,
please bring documentation on the source of
funds for the deposits
Divorce:
All pages of your final, recorded divorce decree
VA Loans:
DD214 (discharge papers)
Original certificate of eligibility (green form)
Name and address of daycare provider (for all
children under the age of 12)
Child Support:
If you would like to use child support payments
for qualifying, we will need your divorce decree or
the court order indicating amount of support you
are to receive (proof of receipt is required)
Bankruptcy:
Petition
Schedule of liabilities
Discharge papers
Letter of explanation
What To Do After You Have A Signed
Purchase Agreement:
Call your Home Mortgage Consultant about
locking in an interest rate, signing a lock-in
agreement and obtaining a new Loan Estimate
Contact an insurance agent and arrange to have
your homeowners insurance
binder prepared. Pay
insurance agent for
your 1-year premium
EQUAL HOUSING
OPPORTUNITY
ProsperityHomeMortgage,LLCmayoperateasProsperityHomeMortgage,LLCdbaLongMortgageCompanyinpartsofArizona.AllfirstmortgageproductsareprovidedbyProsperityHome
Mortgage,LLCdbaLongMortgageCompany.(877)275-1762.ProsperityHomeMortgage,LLCproductsmaynotbeavailableinallareas.Notallborrowerswillqualify.Thiswebsiteisnotintendedfor
WashingtonStateconsumers.ProsperityHomeMortgage,LLCdbaLongMortgageCompanyislicensedinArizona.ProsperityHomeMortgage,LLCislicensedbytheNJDepartmentofBanking
andInsurance.LicensedbttheDelawareStateBankCommissioner.AlsolicensedinAL,AR,AZ,CA,CO,CT,DC,FL,GA,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NE,NC,ND,NH,OH,OK,
OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WV,andWY.NMLSID#75164(NMLSConsumerAccessathttp://www.nmlsconsumeraccess.org/)©2021ProsperityHomeMortgageLLC.
As a Buyer, you will be
required to provide any of
the above documentation
requested by your lender
in a timely fashion.
ITEMS YOUR HOME MORTGAGE
CONSULTANT MAY REQUEST
TO PROCESS YOUR LOAN
Ian Taylor
Long Realty Company

COMMON WAYS TO
TAKE TITLE IN ARIZONA
This document is intended for information purposes only. Each particular method of taking
title has certain legal and tax consequences, thus you are encouraged to obtain advice from
your Attorney and/or Certified Public Accountant to determine which way is best for you.
Arizona is a community property state. There is a statutory presumption that
all property acquired by husband and wife is community property.
COMMUNITY PROPERTY: Community property is a method of co-ownership for married persons only.
Upon the death of one of the spouses, the deceased spouse’s interest will pass by either a will or intestate
succession.
COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP: A community property with right of survivorship estate
can be held by a husband and wife when created by express language in the vesting document. Upon the death of a
spouse, the estate is vested in the surviving spouse and an Affidavit Terminating Right of Survivorship, together with
a certified copy of the death certificate is recorded.
CORPORATION: Title may be taken in the name of a corporation provided that the corporation is duly formed and in
good standing in the state of its incorporation.
GENERAL PARTNERSHIP: Title may be taken in the name of a corporation provided that the corporation is duly
formed and in good standing in the state of its incorporation.
JOINT TENANCY WITH RIGHT OF SURVIVORSHIP: Joint tenancy is a method of co-ownership that gives title to the
real property to the last survivor. Title to real property can be acquired by two or more individuals. If a married couple
acquires title as joint tenants with right of survivorship, they must specifically accept the joint tenancy to avoid the
presumption of community property.
LIMITED LIABILITY COMPANY: A limited company formed by two or more persons under the law of Arizona or
another state. A limited liability company operates similar to a partnership with protection which is similar to a
corporation. An Arizona limited liability company must be filed with the State of Arizona.
LIMITED PARTNERSHIP: A partnership formed by two or more persons under the laws of Arizona or another state
and having one or more limited partners. A certificate of limited partnership must be filed in the office of the
Secretary of State.
SOLE AND SEPARATE: Real property owned by a spouse before marriage or any acquired after marriage by gift,
devise, descent, or specific intent. If a married person acquires title as sole and separate property, his or her spouse
must execute a disclaimer deed.
TENANCY IN COMMON: A method of co-ownership when parties do not have survivorship rights and each owns a
specific undivided interest in the entire title. Each co-owner has a separate title to his/her interest, and can transfer
his/her interest without the other co-owners.
AgaveTitle.com
Ian Taylor
Long Realty Company

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