Billeo SXSW Finance 2.0 discussion

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This is the slide deck for Billeo's presentation at SXSW 2009: Finance 2.0 panel. This is a 2 slide deck (as requested by SXSW) for Billeo to quickly explain to the audience what it does and how it helps young and older people today manage and stay on top of their finances.

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The pricing of life insurance policies is complex and dynamic. There are four factors that primarily drive pricing and policy performance: mortality, investment earnings, expenses and taxes, and persistency. The impact of the varying pricing factors on policy performance will vary in importance depending on the type of policy design. Each pricing factor is based on current experience, usually from the insurer itself but sometimes complemented by data from actuarial consulting firms, public sources, or reinsurers.

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