1. Christopher E Murtha
Financial Representative, Howard Financial Corp.
"I want to help you achieve your financial goals"
I understand the important role a financial representative plays in helping individuals
and families achieve their life goals. As your professional partner, I can provide:
• Lifetime Needs Analysis
I develop long-term working relationships with clients, providing financial solutions as
they progress through their careers on into retirement. As you approach retirement, I
will provide retirement estimates and counseling to help you maximize your benefits
and flexibility.
• Personalized Strategies and Solutions Designed to Help Achieve Your Financial Goals
I take pride in listening to my clients and helping them achieve their individual goals.
I can help you create a financial plan,
a personalized "roadmap" that can Whether it be one specific goal such as building a retirement nest egg, or a more
help you solve your financial comprehensive plan to satisfy several goals such as planning for college, protecting
problems and achieve your short- against the loss of a loved one, and insuring long-term care in later life, I will be there
and long-term financial goals. I will to help.
work one-on-one with you to
understand your current financial • Objective Investment and Risk Management Advice
situation and your financial goals. I This client-centered approach to investment planning can help you assemble a
will then design and help you diversified portfolio* including insurance and risk management strategies designed to
implement a financial plan that is
help meet your unique needs.
customized to your needs.
• Personalized Financial Planning • Customized Retirement Counseling
I attended Nazareth College and • Retirement Planning • Education Planning
earned degrees in Business — 403(b), 457(b) and 401(k) Plans — 529 College Savings Plan
Administration & Political Science. I — Roth IRA, Traditional IRA — Coverdell Education Savings Account
hold FINRA Series 7 and 66 — SIMPLE IRA, SEP IRA, 401(k) — UGMA/UTMA
— Lump Sum Rollovers • Insurance
securities registrations and life and
• Investments — Disability
health insurance licenses with the — Mutual Funds — Life
State of Connecticut. In addition, I am — Annuities (fixed and variable) — Long-Term Care
on the Board of Directors for the — Stocks and Bonds • Asset Management Services
Financial Planning Association - CT
Valley chapter, and have been About Lincoln Investment
involved in the financial services Lincoln Investment Planning, Inc. (Lincoln Investment) is a full-service broker/dealer
industry for over 13 years. and registered investment advisor serving the diverse financial needs of about 125,000
individual investors representing over $5 billion in assets. Lincoln Investment is a
Howard Financial Corp. and our
leading provider of retirement plans for employees of over 2,000 school districts,
broker/dealer, Lincoln Investment
Planning, Inc., have made retirement universities, hospitals and other non-profit and community-based organizations. We
planning its specialty, focusing in are committed to helping families achieve financial well-being. We do this by
particular on the needs of educators applying nearly 40 years of industry leadership and specialized expertise in the
and employees of non-profit delivery of investment strategies and choices that help our independent financial
organizations. Although our expertise professionals meet the unique and changing needs of our investors.
is in the field of retirement planning,
our experience has taught us that
effective retirement planning To learn more about how I can help you achieve your financial goals call (860)
encompasses careful life-stage 236-4228 or (860) 539-8305 cell or email cmurtha@lincolninvestment.com. Please
planning as well. We have learned visit our website at www.HowardFinancialCorp.com.
that every decision our clients make
* There is no assurance that a diversified portfolio will produce better returns than an undiversified portfolio, nor does diversification
prior to retirement directly impacts assure against market loss.
the quality of that retirement. For this
reason, we believe that no decision
is inconsequential, and no question
should remain unanswered.
Advisory Services and Securities offered through Lincoln Investment Planning, Inc.