TEST BANK For Corporate Finance, 13th Edition By Stephen Ross, Randolph Weste...
Â
Statement
1. AYALA EAST
SAVINGS BET
Page 1 of 4
bpsastmtnp25102113 46397
JENNIFER B DELOS SANTOS
PROSEL PHARMA INC
9724 PILILIA COR BALER ST
BGY VALENZUELA MAKATI
MAKATI CPO 1200
1739-1345-83
ACCOUNT SUMMARY FOR THE PERIOD JUL 21, 2013 - OCT 21, 2013 Dear Valued Client,
Beginning Balance
1,032.31
Plus: Total Credits
68,167.01
from Branch Over-the-Counter Deposit Transactions
from ATM Deposit Transactions
from ExpressPhone Transactions
from EOL / Mobile Transactions
from Credit Memos
from Checks Warehoused
from Interest Earned
64,318.19
0.00
0.00
58.78
3,790.00
0.00
0.04
Less: Total Debits
from Branch Over-the-Counter Transactions
from ATM / EPS Transactions
from ExpressPhone Transactions
from EOL / Mobile Transactions
from Debit Memos
from Checks Issued / Charges
from Service Charges / Withholding Tax
Get Started Savings Account, an interest-earning savings
account which provides you FREE BPI-Philam Life
Insurance coverage equivalent to 5x your account's balance*,
up to Php2 million!
No premium payments needed. No medical check-ups
required.
Maxi-Saver, for maximum savings and ready access.
69,199.32
0.00
54,116.20
0.00
14,663.11
300.00
0.00
120.01
Ending Balance
As your financial partner, we offer solutions that make it easy
for you to build and maximize your savings:
With Maxi-Saver Savings Account, you get:
* Bonus interest of 0.5%** per annum if no
withdrawals are made within the month.
* Higher interest as you increase your deposit balance
Plus, Get Started and Maxi-Saver offer options to manage
and access your funds either through an ATM card so you
can enjoy BPI's 24/7 banking channels or a Passbook which
you can now view online!
0.00
Visit any branch and let's talk about how you can maximize
your savings.
Sincerely yours,
Bank of the Philippine Islands
For 24-Hour Customer Service, please call
89-100
: for Metro Manila
1-800-188-89100 : for domestic toll-free calls
(632) 89-10000
: for International calls
You may also:
*send an email to expressonline@bpi.com.ph, or
*text ASK <space> your full name <space> your
message and send it to 0917-89-10000 or
0918-89-10000.
Please examine this statement and enclosed paid checks, more particularly the
signatures and endorsements therein and report immediately any discrepancy
to our 24-hour customer service.
It is agreed and understood that if no complaint is received within 20 days from
statement cut-off date, said statement and all transactions therein as well as
the enclosed paid or imaged checks shall be considered correct and any claim
against the bank shall be waived.
Please advise us of any change of address
Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.
*Based on account's MTD-ADB. Terms and conditions apply.
**Effective Feb. 15, 2013
Express Advice
Effective April 1, 2013, new interest rates for select
deposit products will apply. Service Fee for falling
below the required Average Daily Balance is maintained
at Php300 for savings and checking accounts and Php500
for Maxi-One with Passbook. Please refer to advisories
in branches (Customer Update) and BPI Express Online at
www.bpiexpressonline.com (Client Update section) for
more information. Thank you.
3. AYALA EAST
SAVINGS BET
Page 3 of 4
PERIOD COVERED JUL 21, 2013 - OCT 21, 2013
DATE
DESCRIPTION
NO: 1739-1345-83
REF
DETAILS
DEBIT AMOUNT
CREDIT AMOUNT
BEGINNING BALANCE
Jul 22
Jul 22
Aug 01
Aug 01
Aug 01
Aug 05
Aug 05
Aug 05
Aug 06
Aug 12
Aug 12
Aug 15
Aug 15
Aug 16
Aug 16
Aug 16
Aug 19
Aug 19
Aug 19
Aug 19
Aug 19
Aug 22
Aug 22
Aug 22
Aug 22
Aug 23
Aug 27
Aug 27
Aug 30
Aug 30
Aug 31
Sep 02
Sep 02
Sep 02
Sep 02
Sep 03
Sep 03
Sep 03
Sep 03
Sep 05
Sep 05
Sep 06
Sep 06
Sep 06
Sep 09
Sep 09
Sep 11
Sep 11
Sep 12
Sep 13
Sep 13
Sep 16
Sep 18
Sep 19
Sep 19
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
4360 CO. CREDITS
0311 CASH DEPOSIT
1411 ATM WITHDRAWAL
3345 EOL/MOBILE BNKG TRANSFER
1411 ATM WITHDRAWAL
1417 EXPRESSNET/MEGALINK W/DRW
1417 EXPRESSNET/MEGALINK W/DRW
1417 EXPRESSNET/MEGALINK W/DRW
1417 EXPRESSNET/MEGALINK W/DRW
0311 CASH DEPOSIT
4481 SCHEDULED TRANSFER TO
1414 EPS @ EXPRESSNET
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
1414 EPS @ EXPRESSNET
1417 EXPRESSNET/MEGALINK W/DRW
1417 EXPRESSNET/MEGALINK W/DRW
3445 EOL/MOBILE BNKG TRANSFER
1449 EPS PURCHASE
1411 ATM WITHDRAWAL
1417 EXPRESSNET/MEGALINK W/DRW
1450 ATM BAL INQ FEE-OTH NTWRK
3445 EOL/MOBILE BNKG TRANSFER
1417 EXPRESSNET/MEGALINK W/DRW
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
0311 CASH DEPOSIT
1411 ATM WITHDRAWAL
SERVICE CHARGE
1411 ATM WITHDRAWAL
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
3445 EOL/MOBILE BNKG TRANSFER
0311 CASH DEPOSIT
0312 BPI SAME BR CHK DEPOSIT
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
0313 BPI OTHER BR CHK DEPOSIT
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
0311 CASH DEPOSIT
3445 EOL/MOBILE BNKG TRANSFER
0311 CASH DEPOSIT
1411 ATM WITHDRAWAL
1411 ATM WITHDRAWAL
0311 CASH DEPOSIT
3445 EOL/MOBILE BNKG TRANSFER
1411 ATM WITHDRAWAL
0311 CASH DEPOSIT
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
BALANCE
1,032.31
438
291
114
187
438
291
438
291
291
291
291
190
173
000
438
291
000
291
291
291
005
438
291
173
291
291
438
291
190
438
438
438
291
291
190
190
438
291
438
291
187
438
291
190
291
190
438
438
190
291
438
190
438
291
TO: JENNIFER BARILL,A/C#6456959316
PAYROLL
SM HYPERMARKET MAKATI
FROM:JENNIFER BARILLA DELOS SANTOS
DELA ROSA SOLARIS ONE
FROM:NON-BPI TERMINAL
TO: JENNIFER BARILL,A/C#6456959316
FROM:NON-BPI TERMINAL
TO: JENNIFER BARILL,A/C#6456959316
FROM:PUREGOLD EXTRA-OSMENA
TO: JENNIFER BARILL,A/C#6456959316
TO: JENNIFER BARILL,A/C#6456959316
DELA ROSA SOLARIS ONE
TO: JENNIFER BARILL,A/C#6456959316
TO: JENNIFER BARILL,A/C#6456959316
DELA ROSA SOLARIS ONE
DELA ROSA SOLARIS ONE
TO: JENNIFER BARILL,A/C#6456959316
TO: JENNIFER BARILL,A/C#6456959316
SM HYPERMARKET MAKATI
TO: JENNIFER BARILL,A/C#6456959316
DELA ROSA SOLARIS ONE
TO: JENNIFER BARILL,A/C#6456959316
DELA ROSA SOLARIS ONE
DELA ROSA SOLARIS ONE
TO: JENNIFER BARILL,A/C#6456959316
DELA ROSA SOLARIS ONE
TO: JENNIFER BARILL,A/C#6456959316
1,000.00
32.31
4,000.00
500.00
1,500.00
500.00
300.00
1,000.00
300.00
599.95
1,500.00
28.78
102.25
200.00
200.00
85.05
569.00
500.00
500.00
1.50
43.75
900.00
1,000.00
98.50
3,900.00
120.00
500.00
800.00
75.80
80.00
500.00
1,080.00
3,900.00
1,800.00
2,800.00
46.59
1,180.00
6,500.00
600.00
580.00
6,000.00
500.00
560.00
3,790.00
4,000.00
58.78
6,580.00
5,975.80
1,780.00
5,000.00
2,846.59
1,780.00
6,500.00
6,580.00
3,560.00
32.31
0.00
3,790.00
7,790.00
3,790.00
3,848.78
3,348.78
1,848.78
1,348.78
1,048.78
48.78
6,628.78
6,328.78
5,728.83
4,228.83
4,200.05
4,097.80
3,897.80
3,697.80
3,612.75
3,043.75
2,543.75
2,043.75
2,042.25
1,998.50
1,098.50
98.50
0.00
5,975.80
2,075.80
1,955.80
1,455.80
655.80
580.00
500.00
2,280.00
7,280.00
6,780.00
5,700.00
1,800.00
0.00
2,846.59
46.59
0.00
1,780.00
600.00
7,100.00
600.00
0.00
6,580.00
6,000.00
0.00
3,560.00
3,060.00
2,500.00
4. AYALA EAST
SAVINGS BET
Page 4 of 4
PERIOD COVERED JUL 21, 2013 - OCT 21, 2013
DATE
Sep 20
Sep 30
Sep 30
Sep 30
Sep 30
Oct 01
Oct 01
Oct 03
Oct 07
Oct 07
Oct 07
Oct 07
Oct 08
Oct 14
Oct 14
Oct 16
Oct 16
Oct 16
Oct 16
Oct 16
Oct 16
Oct 17
Oct 17
DESCRIPTION
1411 ATM WITHDRAWAL
0311 CASH DEPOSIT
1411 ATM WITHDRAWAL
INTEREST EARNED
TAX WITHHELD
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
0311 CASH DEPOSIT
1414 EPS @ EXPRESSNET
1414 EPS @ EXPRESSNET
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
3445 EOL/MOBILE BNKG TRANSFER
0311 CASH DEPOSIT
3445 EOL/MOBILE BNKG TRANSFER
0311 CASH DEPOSIT
1414 EPS @ EXPRESSNET
1411 ATM WITHDRAWAL
1411 ATM WITHDRAWAL
1417 EXPRESSNET/MEGALINK W/DRW
1411 ATM WITHDRAWAL
3445 EOL/MOBILE BNKG TRANSFER
3445 EOL/MOBILE BNKG TRANSFER
NO: 1739-1345-83
REF
438
190
438
438
291
190
000
000
438
291
291
190
291
173
000
438
438
291
438
291
291
DETAILS
DELA ROSA SOLARIS ONE
TO: JENNIFER BARILL,A/C#6456959316
DELA ROSA SOLARIS ONE
FROM:NON-BPI TERMINAL
FROM:NON-BPI TERMINAL
TO: JENNIFER BARILL,A/C#6456959316
TO: JENNIFER BARILL,A/C#6456959316
DELA ROSA SOLARIS ONE
TO: JENNIFER BARILL,A/C#6456959316
AYALA EAST
FROM:NON-BPI TERMINAL
TO: JENNIFER BARILL,A/C#6456959316
TO: JENNIFER BARILL,A/C#6456959316
DEBIT AMOUNT
2,500.00
900.00
0.01
5,000.00
75.83
180.00
249.00
1,000.00
2,080.00
71.00
3,080.00
414.50
500.00
500.00
1,000.00
1,000.00
1,615.00
2,050.50
CREDIT AMOUNT
5,975.80
0.04
3,580.00
6,580.00
3,580.00
BALANCE THIS STATEMENT
TOTAL DEBIT
TOTAL CREDIT
# OF CHECKS
BALANCE
0.00
5,975.80
5,075.80
5,075.84
5,075.83
75.83
0.00
3,580.00
3,400.00
3,151.00
2,151.00
71.00
0.00
6,580.00
3,500.00
7,080.00
6,665.50
6,165.50
5,665.50
4,665.50
3,665.50
2,050.50
0.00
0.00
69,199.32
68,167.01
