Recommended
More Related Content
What's hot
What's hot (20)
Similar to Welcome To Mbr Wealth
Similar to Welcome To Mbr Wealth (20)
Welcome To Mbr Wealth
- 1. Welcome to
- 2. Wealth Management Introduction - Matthew Ryder Tax planning 50% Income tax – Eddie Grant Economic Views – Justin Urquhart Stewart Summary – Matthew Ryder Drinks – Corney & Barrow
- 3. Evolution “It is not the strongest of the species that survive, nor the most intelligent but the one most responsive to change” Charles Darwin
- 4. What do clients value? – moving from transactional to ‘service based’ model Where advisers spend their time What clients value Reviewing & ongoing service ewand ongoingservice Relationshipmanagement Productadvice Implementand admin Dataanalysis Presentplan Financialdata gathering Planprep Source: Cerulli AssociatesFPA Principal Member Survey
- 5. All the money nowadays seems to be produced with a natural homing instinct for the treasuryHRH Duke of Edinburgh
- 6. Eddie Grant
- 7. The landmark study, Determinants of Portfolio Performance, published in the Financial Analysts Journal in 1986 suggested that well over 90% of investment performance is derived from asset allocation decisions, not market timing or stock selection. These findings were confirmed in the follow up study by Brinson, Beebower and Singer in 1991: The importance of asset allocation is reinforced by the Myners Report of March 2001 into institutional investment in the UK, commissioned by the Chancellor of the Exchequer. Part of the review defined best practice codes for pension fund decision-making, one of which stated: “The attention devoted to asset allocation decisions should fully reflect the contribution they can make to achieving the fund’s investment objective”
- 8. Justin Urquhart Stewart Economic Views
- 9. What do clients value? – moving from transactional to ‘service based’ model Where advisers spend their time What clients value Reviewing & ongoing service ewand ongoingservice Relationshipmanagement Productadvice Implementand admin Dataanalysis Presentplan Financialdata gathering Planprep Source: Cerulli AssociatesFPA Principal Member Survey
- 10. 7 IM asset allocation v Traditional asset allocation Balanced Investor
Editor's Notes
- Retail Distribution Review, will affect all advisers from 2013 onwards and it’s anticipated that over 40% of adivers will leave the industry.Changes to regulation, qualifications and ongoing advice to clients, after a seminar at the end of June and seeing what other advisers are going through I’m in a very fortunate position to be starting a blank sheet of paper, to meet all these new challenges not in 2013 but now.
- Speaks for itself really, as we move to a fee based world, you as clients will want to KNOW WHAT YOUR GETTING, AND SEE VALUE, BUT ALSO WANT TO GET THE SERVICE THAT YOU WANT, after the first stage of setting up strategies then we can spend our time on this area (point at boxed area)
- So we’ve heard from Eddie the importance of avoid money heading straight to HMRC (although this would help pay off rather large debts) and asset allocation from Justin.If as an adviser we can set strategies goals in place for what each of you wants to achieve with a large amount of risk management of funds, ie not fund picking, then this allows us the time to provide updates on present plans, ongoing service and relationship management,
- All of these areas combined will lead to a more coherent strategy that can be monitored with and to ensure that your financial objectives are met.