http://www.facebook.com/pages/INAcademy-Consulenti-Pensione/198173356895687 lavoro sondrio: Tabella pensioni ultimo stipendio

1. LA PERCENTUALE DELL'ULTIMO STIPENDIO CHE SI OTTERRA' COME PENSIONE
UOMINI E DONNE – LAVORATORI DIPENDENTI
Età inizio contribuzione
Anno
Nascita 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1947 82% 80% 78% 78% 74% 68% 65% 63% 62% 60% 58%
1948 84% 82% 80% 78% 78% 80% 67% 65% 63% 61% 58% 57%
1949 84% 84% 82% 80% 78% 71% 88% 66% 64% 62% 60% 58% 56%
1950 84% 84% 83% 81% 79% 73% 71% 69% 67% 65% 63% 61% 58% 57%
1951 84% 84% 83% 83% 81% 74% 72% 70% 68% 66% 64% 62% 60% 58% 56%
1952 84% 83% 82% 80% 78% 76% 74% 72% 70% 68% 66% 64% 62% 60% 58% 56%
1953 84% 83% 83% 83% 84% 84% 75% 73% 71% 69% 67% 66% 64% 62% 60% 58% 56%
1954 83% 83% 83% 82% 84% 84% 77% 75% 73% 71% 69% 67% 65% 63% 61% 59% 57% 55%
1955 83% 83% 82% 82% 84% 84% 75% 76% 74% 72% 70% 68% 66% 64% 62% 61% 59% 57% 55%
1956 83% 83% 82% 82% 83% 83% 74% 75% 77% 75% 73% 71% 69% 67% 65% 63% 61% 59% 57% 55%
1957 83% 82% 81% 83% 83% 73% 74% 76% 76% 74% 72% 70% 68% 66% 64% 62% 60% 59% 57% 55%
1958 82% 80% 82% 82% 72% 72% 74% 75% 76% 74% 72% 70% 68% 66% 64% 62% 60% 58% 56% 54%
1959 78% 81% 81% 71% 71% 73% 73% 74% 75% 73% 71% 69% 67% 65% 63% 61% 59% 57% 55% 53%
1960 79% 80% 69% 70% 71% 72% 73% 73% 74% 72% 70% 68% 66% 64% 62% 61% 59% 57% 55% 53%
1961 79% 68% 69% 70% 71% 71% 72% 73% 75% 73% 71% 69% 67% 65% 63% 61% 59% 57% 55% 44%
1962 67% 67% 69% 69% 70% 70% 71% 73% 74% 72% 70% 68% 66% 64% 62% 60% 58% 87% 45% 43%
1963 66% 68% 68% 68% 69% 70% 71% 72% 73% 71% 69% 68% 66% 64% 62% 60% 58% 46% 45% 43%
1964 66% 67% 67% 68% 68% 70% 70% 72% 72% 71% 69% 67% 65% 63% 61% 59% 48% 47% 46% 44%
1965 66% 66% 66% 67% 68% 69% 70% 71% 72% 70% 68% 66% 64% 62% 60% 49% 48% 47% 46% 44%
1966 65% 65% 66% 67% 67% 68% 69% 70% 71% 69% 67% 65% 63% 61% 51% 49% 48% 47% 46% 44%
1967 64% 64% 66% 66% 67% 67% 68% 69% 70% 68% 66% 65% 63% 52% 51% 49% 48% 47% 46% 44%
1968 63% 64% 65% 65% 66% 67% 67% 68% 71% 69% 67% 65% 53% 52% 51% 49% 48% 47% 46% 44%
1969 63% 63% 64% 64% 65% 66% 67% 69% 70% 68% 66% 54% 53% 52% 50% 49% 48% 47% 46% 44%
1970 62% 63% 63% 63% 64% 65% 67% 68% 69% 67% 55% 54% 53% 52% 50% 49% 48% 47% 46% 44%
1971 61% 62% 62% 62% 63% 65% 66% 67% 68% 58% 56% 55% 54% 53% 51% 50% 49% 48% 47% 45%
1972 60% 61% 61% 62% 63% 64% 65% 66% 58% 57% 56% 55% 54% 52% 51% 50% 49% 48% 47% 45%
1973 59% 60% 60% 62% 62% 63% 64% 60% 58% 57% 56% 55% 54% 52% 51% 50% 49% 48% 47% 45%
1974 58% 59% 60% 61% 62% 62% 60% 59% 58% 57% 56% 55% 54% 52% 51% 50% 49% 48% 47% 46%
1975 58% 59% 59% 60% 61% 62% 60% 59% 58% 57% 56% 55% 54% 52% 51% 50% 49% 48% 47% 46%
1976 57% 58% 58% 59% 60% 63% 61% 60% 59% 58% 57% 56% 55% 53% 52% 51% 50% 49% 48% 46%
1977 57% 57% 57% 58% 61% 62% 61% 60% 59% 58% 57% 56% 54% 53% 52% 51% 50% 49% 48% 46%
1978 56% 56% 57% 59% 61% 62% 61% 60% 59% 58% 57% 56% 55% 53% 52% 51% 50% 49% 48%
1979 55% 55% 58% 59% 61% 62% 61% 60% 59% 58% 56% 55% 54% 53% 52% 51% 50% 49%
1980 54% 56% 57% 59% 60% 62% 61% 60% 59% 58% 57% 55% 54% 53% 52% 51% 50%
1981 55% 56% 57% 59% 60% 62% 61% 60% 59% 58% 56% 55% 54% 53% 52% 51%
1982 55% 56% 57% 59% 60% 62% 61% 60% 59% 58% 57% 55% 54% 53% 52%
1983 55% 56% 57% 59% 60% 63% 62% 61% 60% 59% 57% 56% 55% 54%
1984 54% 56% 57% 59% 61% 63% 62% 60% 59% 58% 57% 56% 55%
1985 54% 56% 57% 60% 61% 63% 62% 61% 60% 59% 57% 56%
1986 54% 56% 58% 59% 61% 62% 61% 60% 59% 58% 57%
1987 54% 56% 58% 59% 61% 62% 61% 60% 59% 58%
1988 55% 56% 58% 59% 61% 63% 62% 61% 60%
1989 55% 56% 58% 59% 62% 63% 62% 61%
1990 55% 56% 58% 60% 62% 63% 62%
1991 55% 56% 59% 60% 62% 63%
1992 55% 57% 58% 60% 61%
1993 56% 57% 59% 60%
1994 56% 57% 58%
1995 56% 57%
1996 56%
IPOTESI Scenario normativo a maggio 2012 Adeguamento coefficienti di
Oltre il 70% Data di nascita e di inizio Scenario demografico: Istat storico trasformazione in rendita
contribzione: 1° giugno Per pensione anticipata in sistema Crescita Pil reale annuo:
Da 50% a 70%
Età di inizio lavoro al netto di contributivo: pensione > 2,8 0,25%
Fino al 50% interruzioni contributive e riscatti assegno sociale Crescita reale annua
retribuzione: 1,5 %

2. UOMINI E DONNE – LAVORATORI AUTONOMI
Età inizio contribuzione
Anno
Nascita 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1947 80% 78% 76% 74% 72% 70% 53% 51% 49% 47% 45%
1948 81% 79% 77% 75% 74% 72% 54% 52% 50% 48% 46% 44%
1949 82% 81% 79% 77% 75% 73% 55% 53% 51% 49% 47% 45% 43%
1950 81% 81% 79% 77% 75% 74% 57% 55% 53% 51% 49% 47% 45% 43%
1951 81% 81% 80% 79% 77% 75% 58% 56% 54% 52% 50% 48% 46% 44% 42%
1952 81% 81% 79% 79% 80% 78% 59% 57% 55% 53% 51% 49% 47% 45% 44% 42%
1953 81% 80% 79% 79% 79% 79% 60% 58% 56% 54% 52% 51% 49% 47% 45% 43% 41%
1954 81% 80% 79% 78% 79% 79% 61% 59% 57% 56% 54% 52% 50% 48% 46% 44% 42% 40%
1955 81% 80% 79% 78% 79% 78% 61% 61% 59% 57% 55% 53% 51% 49% 47% 45% 43% 41% 39%
1956 81% 80% 79% 78% 79% 78% 60% 60% 61% 59% 57% 55% 53% 51% 49% 47% 45% 43% 41% 39%
1957 80% 78% 77% 78% 78% 59% 59% 60% 60% 58% 56% 54% 52% 50% 48% 46% 44% 42% 40% 38%
1958 78% 76% 78% 77% 58% 58% 59% 59% 59% 57% 55% 53% 51% 49% 47% 45% 43% 41% 39% 37%
1959 74% 77% 77% 57% 57% 58% 58% 58% 58% 56% 54% 52% 50% 48% 46% 44% 42% 40% 38% 36%
1960 75% 76% 57% 56% 57% 57% 57% 57% 57% 55% 53% 51% 49% 47% 45% 43% 41% 39% 37% 35%
1961 74% 56% 56% 56% 56% 56% 56% 56% 56% 55% 53% 51% 49% 47% 45% 43% 41% 39% 37% 29%
1962 55% 55% 55% 55% 55% 55% 55% 55% 55% 53% 52% 50% 48% 46% 44% 42% 40% 38% 30% 29%
1963 54% 54% 54% 54% 54% 54% 54% 54% 54% 53% 51% 49% 47% 45% 43% 41% 39% 31% 30% 29%
1964 53% 53% 53% 53% 53% 53% 53% 53% 53% 51% 50% 48% 46% 44% 42% 40% 32% 32% 31% 30%
1965 52% 52% 52% 52% 52% 52% 52% 52% 52% 51% 49% 47% 45% 43% 41% 33% 32% 32% 31% 30%
1966 51% 51% 51% 51% 51% 51% 51% 51% 51% 49% 47% 46% 44% 42% 34% 33% 33% 32% 31% 30%
1967 50% 50% 50% 50% 50% 50% 50% 50% 50% 48% 47% 45% 43% 35% 34% 33% 33% 32% 31% 30%
1968 49% 49% 49% 49% 49% 49% 49% 49% 50% 48% 47% 45% 36% 35% 34% 34% 33% 32% 31% 31%
1969 48% 48% 48% 48% 48% 48% 48% 49% 49% 47% 45% 37% 36% 35% 34% 34% 33% 32% 31% 31%
1970 47% 47% 47% 47% 47% 47% 48% 48% 48% 46% 38% 37% 36% 35% 35% 34% 33% 32% 32% 31%
1971 46% 46% 46% 46% 46% 46% 46% 47% 47% 39% 38% 38% 37% 36% 35% 35% 34% 33% 33% 32%
1972 45% 45% 45% 45% 45% 45% 45% 46% 40% 39% 38% 38% 37% 36% 36% 35% 34% 33% 33% 32%
1973 44% 44% 44% 44% 44% 44% 44% 41% 40% 39% 39% 38% 37% 36% 36% 35% 34% 34% 33% 32%
1974 43% 43% 43% 43% 43% 43% 41% 41% 40% 39% 39% 38% 37% 37% 36% 35% 34% 34% 33% 32%
1975 42% 42% 42% 42% 42% 42% 42% 41% 40% 40% 39% 38% 37% 37% 36% 35% 35% 34% 33% 33%
1976 41% 41% 41% 41% 41% 43% 42% 42% 41% 40% 40% 39% 38% 38% 37% 36% 36% 35% 34% 33%
1977 40% 40% 40% 40% 42% 43% 42% 42% 41% 40% 40% 39% 38% 38% 37% 36% 36% 35% 34% 34%
1978 39% 39% 39% 41% 42% 43% 43% 42% 41% 41% 40% 39% 39% 38% 37% 37% 36% 35% 34%
1979 38% 38% 40% 41% 42% 43% 42% 42% 41% 41% 40% 39% 39% 38% 37% 37% 36% 35%
1980 37% 39% 40% 41% 42% 43% 43% 42% 41% 41% 40% 39% 39% 38% 37% 37% 36%
1981 38% 39% 40% 41% 42% 43% 43% 42% 41% 41% 40% 40% 39% 38% 38% 37%
1982 38% 39% 40% 41% 42% 44% 43% 42% 42% 41% 40% 40% 39% 38% 38%
1983 38% 39% 40% 41% 42% 44% 44% 43% 42% 42% 41% 41% 40% 39%
1984 38% 39% 40% 41% 43% 44% 44% 43% 42% 42% 41% 41% 40%
1985 38% 39% 40% 42% 43% 45% 44% 43% 43% 42% 41% 41%
1986 38% 39% 41% 42% 43% 44% 44% 43% 43% 42% 41%
1987 38% 40% 41% 42% 43% 45% 44% 43% 43% 42%
1988 39% 40% 41% 42% 44% 46% 45% 44% 44%
1989 39% 40% 41% 42% 44% 45% 45% 44%
1990 39% 40% 41% 43% 44% 46% 45%
1991 39% 40% 42% 43% 44% 46%
1992 39% 41% 42% 43% 44%
1993 40% 41% 42% 43%
1994 40% 41% 42%
1995 40% 41%
1996 40%
Oltre il 70% IPOTESI Scenario normativo a maggio 2012 Adeguamento coefficienti di
Da 50% a 70% Data di nascita e di inizio Scenario demografico: Istat storico trasformazione in rendita
contribzione: 1° giugno Per pensione anticipata in sistema Crescita Pil reale annuo:
Fino al 50% Età di inizio lavoro al netto di contributivo: pensione > 2,8 0,25%
interruzioni contributive e riscatti assegno sociale Crescita reale annua
Fonte: Milano Finanza – 26 maggio 2012 retribuzione: 1,5 %