2. Online fraud is a type of cybercrime that uses email,
web sites, chat rooms or message boards. There are
many different types of online fraud, including
phishing and pharming scams, which use forged e-mails
and Web sites to trick recipients into giving out
personal information such as credit card data, social
security numbers, and passwords.
When armed with a little technical advice and common
sense, you can prevent online fraud. Symantec
recommends following these basic steps to avoid
becoming a victim of online fraud:
3. Do's
Consider disabling file sharing on your computer.
Be careful about opening attachments, especially from
unknown senders.
Familiarize yourself with a Web site’s privacy policy,
especially if you are asked to provide confidential and/or
personal data.
Review bank and credit card statements regularly.
Install and regularly update software firewall,
antivirus, and anti-spyware solutions. We recommend
Norton Internet Security for comprehensive protection.
Keep your Windows operating system and all your
applications updated with the latest security patches.
Create strong passwords and protect them carefully or
consider using password protection software. Norton
Internet Security encrypts passwords for secure storage,
monitors them for unapproved usage, and notifies you
when a Web site offers secure login capabilities.
4. Lock your home mailbox.
Shred bank and credit card statements and
other financial data before disposal.
Check your bank and credit card statements
monthly.
Strong passwords have eight characters or
more, and use a combination of letters,
numbers, and symbols.
Take advantage of your right to a free
annual credit report.
If you think you’ve become a victim of ID
theft or cybercrime, report it to the proper
authorities immediately. Visit the following
websites for more information:
www.ic3.gov
www.fraud.org
www.cybercrime.gov
5. Don’ts
Don’t provide personal data to anyone over
the phone or in person (for a job or loan
application, for example) unless you are
certain of the other party’s trustworthiness.
Don’t ever give out your personal information
in response to an email, a web site you’ve come
to through an external link, or a pop-up screen
that appears on a real Web site. Open a new
browser window and type the URL directly
into the address bar to ensure the site is
legitimate.
Don’t keep financial data on laptops unless
absolutely necessary; laptops are far more
likely to be stolen than desktops.