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N
                                         N
                                                                                               Find your          career true north.
                     N                                 N
                 N                                          N
             True Fulfillment.
                                         N
             Many of our Financial Representatives find true fulfillment in their careers.
                              N
             It’s one of the main reasons why Guardian leads the industry in retention.
             With a four-year retention rate of 35% in 2009, Guardian’s retention is nearly
             triple that of our competitors, on average.

                     Four Year Agent Retention from 2000 - 2009
                                                                                                                                         35%
                     35                              34%                                                         34%         34%
                             33%
                                                                             32%
                                         31%                     31%
                     30
                                                                                         27%         27%
                     25

                     20
                                                                                                                       16%
                                                                                                           15%                     15%
                     15            14%                                                         14%
                                               13%                                 13%                                                         13%
                                                           11%         11%
                     10

                         5

                         0
                              2000           2001     2002        2003        2004        2005        2006        2007        2008        2009
                               Guardian                All Participant Insurance Companies
               Source: LIMRA’s Agent Production and Retention Report 2008 (published September 2009) and 2009 (published November 2010)



             Why the success?
             Guardian’s Mutual Career Exploration                                    Guardian offers you the opportunity to enhance
             process allows us to determine whether this                             your understanding of a career as a Financial
             opportunity is the one that best aligns with                            Representative – likely to a greater degree than
             your vision of an ideal future. Think of us as                          you’ve done with any position you’ve previously
             your career counselor. We’ll be discussing                              considered taking. It’s our mutual selection
             your goals, motivations and life objectives.                            process, combined with our results-proven
             Making certain that the path of a Financial                             systems, that provide the best chance for your
             Representative is the right one for you.                                long-term personal and career success.




             The Guardian Life Insurance Company of America (Guardian), New York, NY
                                                                                                                                                     ®
Pub 4643E (10/10)

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Find your career true north with Guardian's industry-leading retention

  • 1. N N Find your career true north. N N N N True Fulfillment. N Many of our Financial Representatives find true fulfillment in their careers. N It’s one of the main reasons why Guardian leads the industry in retention. With a four-year retention rate of 35% in 2009, Guardian’s retention is nearly triple that of our competitors, on average. Four Year Agent Retention from 2000 - 2009 35% 35 34% 34% 34% 33% 32% 31% 31% 30 27% 27% 25 20 16% 15% 15% 15 14% 14% 13% 13% 13% 11% 11% 10 5 0 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Guardian All Participant Insurance Companies Source: LIMRA’s Agent Production and Retention Report 2008 (published September 2009) and 2009 (published November 2010) Why the success? Guardian’s Mutual Career Exploration Guardian offers you the opportunity to enhance process allows us to determine whether this your understanding of a career as a Financial opportunity is the one that best aligns with Representative – likely to a greater degree than your vision of an ideal future. Think of us as you’ve done with any position you’ve previously your career counselor. We’ll be discussing considered taking. It’s our mutual selection your goals, motivations and life objectives. process, combined with our results-proven Making certain that the path of a Financial systems, that provide the best chance for your Representative is the right one for you. long-term personal and career success. The Guardian Life Insurance Company of America (Guardian), New York, NY ® Pub 4643E (10/10)