Brief overview of Environmental/Pollution coverages and services that Gallagher provides

1. Arthur J. Gallagher Risk Management Services, Inc.
Gallagher Environmental Risk & Insurance
Gallagher Environmental Risk Program Highlights
Program
Gallagher Environmental Risk & Insurance (GERI) specializes in
providing environmental risk management and insurance services. Our
Gallagher has identified the need for a role as an industry leader in this area is to:
comprehensive, Enterprise Risk Management (1) Identify the potential risks facing our clients
approach to solving the needs of clients with (2) Analyze those risks in terms of potential frequency and severity
environmental exposures. (3) Review the appropriate risk control and financing mechanisms,
including insurance, available to address these risks.
Typical clients include, but not limited to: Our expertise in the environmental services field, strong insurer
• Environmental contractors relationships and coverage expertise enable us to provide
• Chemical manufacturers, distributors, & suppliers environmental service clients with exceptional risk management and
• Plastics manufacturers, distributors, & suppliers insurance support. Our specialization includes the following services:
• Environmental Engineers
• Real Estate, including brownfield redevelopment • Development of Risk Profiles. Becoming aware of environmental
• Restaurants & Hospitality exposures is the first step in the risk management process. Our staff
• Hospitals & Healthcare assists clients with identifying exposures by preparing Risk Profiles. The
• Public Entity & Education profiles are structured to identify our client’s environmental exposures,
including operational, disposal practices, property transactions,
Services included in our pricing mergers and acquisitions, divestitures, products, and/or formerly
• Claims Advocacy and Administration services owned locations.
• Loss Control and Safety training
• Stewardship Reports • Insurance program evaluation. Formal analysis and evaluation of
• Crisis management – public relations current insurance programs, which identifies potential gaps in
• Contract Review environmental coverage and newly developed coverage enhancements
and/or policies that may broaden existing programs.
Lines of Coverage contemplated in our program –
Tailored to fit the needs of each individual client. • Design of innovative and cost-effective insurance solutions. We
have experience and expertise in developing and designing everything
• Property from typical fixed-site pollution liability programs, contractor’s
• Inland Marine / Equipment / Builder’s Risk pollution liability (CPL) programs, combined CPL/ professional
• Ocean Cargo liability policies and remediation cost overrun programs to
• General Liability sophisticated blended-/finite-risk insurance programs. Risk
• Pollution Liability (Same form/company as GL) management alternatives. Insurance is usually the first alternative
• Umbrella Liability (Can be excess of pollution also) considered, but it may not be the best. We can analyze, select and assist
• Foreign / International Liability with the implementation of alternatives that minimize the adverse
• Employment Practices / Fiduciary Liability effects of environmental loss, such as non-insurance contractual risk
• Workers’ Compensation transfer and self insurance programs.
• Director’s & Officer’s Liability
• Surety Bonds • Contract assistance. Review of lease agreements, construction
• Professional Liability / E&O contracts, service agreements, purchase orders, contracts of property
sale, and material supply contracts as they relate to insurance issues to
identify clauses that may have environmental and/or professional
liability implications.
For more information or to arrange a consultation, please contact:
Justin Felker
Greenville, SC
864.371.9407
justin_felker@ajg.com