Equifax is the oldest of the three major credit bureaus, founded in 1899. It services over 400 million credit holders worldwide from its headquarters in Atlanta, Georgia. Equifax has recently faced lawsuits for violations of the Fair Credit Reporting Act. It offers various credit monitoring and report plans from $14.95 to $39.95, including access to Equifax credit scores and reports, credit score monitoring, and family plans. As the oldest credit bureau, accessing one's Equifax credit report is important for understanding full credit history and improving credit over time.

2. Credit Score Showcase Part 3:
Equifax

3. The oldest of the three credit bureaus, Equifax (registered as
Equifax Inc.) was founded in 1899 and currently services over
400 million credit holders. Located in Atlanta, Georgia, Equifax
has come under recent fire for violations of the Fair Credit
Reporting Act resulting in pending lawsuits.

4. Quick Facts:
Company: Equifax
Founded: 1899
Services: Equifax Complete Premier Plan, Equifax Complete
Family Plan, Complete Report (3-bureau), Equifax Credit
Score and Report, FICO Credit Score Watch and FICO Credit
Score Power.
Countries: USA, Canada, Argentina, Brazil, Chile, Costa Rica,
Ecuador, El Salvador, Honduras, India, Paraguay, Peru,
Portugal, the Russian Federation, Spain, the UK and
Uruguay.
Price Range: $14.95 to $39.95

5. Equifax Complete™
Premier Plan
privacy monitoring and internet protection
daily credit score monitoring and alerts
full disclosure of recent hard inquiries
3-bureau credit score (every 12 months)
unlimited access to Equifax credit score

6. Equifax Complete™ Family Plan
•all services offered by the Complete Premier Plan
•good for 2 adults and 4 minor children

7. Complete Report™
•one-time 3-bureau credit check
•based on the Equifax model, and therefore not accurate to all
three bureaus

8. Equifax Credit Report and Score
•credit score impact information
•full disclosure of recent hard inquiries
•use of the Interactive Score Estimator for improving credit
•dedicated customer care service

9. Credit Score Watch®
Equifax and FICO score twice per year
daily Equifax report monitoring
full disclosure of recent hard inquiries
view comparable corporate (lender) score

10. Why should you get your
Equifax credit report?
As the oldest and arguably most influential of the three
bureaus, accessing the information contained on your Equifax is
crucial for improving credit. Once you have your Equifax
information, you can begin improving credit by contacting
Inquiry Busters to remove unwanted inquiries, and from there
begin to change your spending habits, payment frequencies
etc. The key to good credit is full disclosure, and the more you
know about your personal bureau the better, which is why
ordering your free bureau report from Equifax should be done
once per year.

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