Various Best Investment Plans and Options for Short term of 1 to 3 years. It includes Debt mutual funds, Bank FD Schemes etc. where you can get 8% to 12% annualised returns
2. Which is the best short term
investment plan now?
3. #1 - DEBT MUTUAL FUNDS
๏ Debt mutual funds invest majority of the
portion in fixed income debt securities. Debt
mutual funds are best suitable for those who
want to take less risk and get higher returns
compared to bank fixed deposits. Invest in
debt mutual for a period of 1 to 3 years to get
good returns. The returns in the last 3 years
are 8% to 10% per annum. This is one of the
best short term investment options.
4. #2 - LIQUID MUTUAL FUND
๏ These mutual funds would invest in liquid
investment options. As the name indicates
such investments would have high liquidity.
These are best suitable for investors who
want high liquidity and want to park money
for very short term
5. #3 - CORPORATE DEPOSITS AND NCD
๏ Corporate deposits and Non convertible
debentures offer high interest rates
comparing to bank FDโs. Though there are
several corporate FDโs, choosing highly rated
corporate deposit would be a safe
investment option
6. #4 - POST OFFICE TERM DEPOSIT
๏ If you do not want to invest in stock market or
stock market related instruments like mutual
funds and are a low risk investor, you can
invest in post office term deposits. The
returns are around 8.5% per annum. This is
one of the best short term investment options
for those who do not want to take any risk
7. #5 - BANK FIXED DEPOSITS
๏ There are several small banks which are
offering high interest rates for short term to
medium term up to 10% per annum. If you
are looking to invest in such small banks, try
to invest up to Rs 1 lakh so that your money
would be safe. Below are the top banks
which are offering high interest rates up to 3
years period
8. ๏ You can visit many several blogs like
myinvestmentideas.com which provides
quick tips about various Best Investment
Plans in India
