1. How does bankruptcy work?
I have a lot of debt because my dad opened many credit cards in my name when I w
was a teenager. I understand that in order to not be responsible for this de
bt I'd have to take my dad to court but I'm unwilling to do that. However, I'd l
ike to file bankruptcy. How does it work? Do I choose what debts get paid of
f? Does everything get wiped clean? For example, I have a car payment, but I'm c