1. Smaller San Mateo County Superior Court Suits
(From the legal complaints)
Amounts of repayment requested in these suits range from $10,000 to $126,000. It seems
to us that if you're going to perform work for the Garlocks, you should ask for full
payment in advance.
(1) Sierra Lumber & Fence, Co., Inc. Case # CIV 478072, filed 11/4/2008
Breach of contract. On April 28, 2008 Bill and Rosie ordered $28,210 worth of
construction work on their Atherton mansion at 95 Fleur Place to be completed by May
20. The builders installed 385 feet of property line fences and 186 feet of custom fences
on the interior of the property, then understandably asked to be paid. The money was not
forthcoming
Sierra recorded a Mechanic’s Lien on 9/28/2008. They won a full judgment, but the post-
judgment haggling in court continues three years later.
(2) Citibank (South Dakota), N.A. vs. William Garlock. Case No. CIV 500028, filed
October 26, 2010
Citibank sued Garlock to recover $30,702.08 lent to the defendant via credit card, which
was not repaid.
(3) Premier Financial Services, LLC vs. Forest Plaza Leasing Partners, LLC (a Garlock
entity) and William Garlock. Case No. CLJ 502315, filed January 13, 2011
In October, 2007 Garlock leased a used Jaguar, paying the lease until August of 2009.
Plaintiff sued for the unpaid balance of $10,552 plus $2,000 attorney’s fees.
(4) FIRST INSURANCE FUNDING CORP. OF CALIFORNIA VS William F. Garlock,
Rosemarie A. Garlock, Philip C. Clock, as Trustee of the Garlock 1989 Irrevocable Trust.
Filed Dec. 2, 2010, Case No. CIV 501132, San Mateo County Superior Court
On July 21, 2008, Garlock executed a master promissory note with A.I. Credit Consumer
Discount Company for $183,950. A week later, A.I. Credit endorsed the note to First
Insurance Funding Corp, which assigned it to its affiliate First Insurance. Garlock’s
associate Philip Clock and son Jason Garlock assigned insurance policies as collateral for
this note.

2. Garlock defaulted on the annual interest payment of $11,675.20 due on July 20, 2009.
First Insurance directed the surrender of the two collateral insurance policies and applied
$71,000 to the indebtedness. Garlock still owes $126,000 with interest accruing.
(5) A&D Automatic Gate Company vs William and Rosemarie Garlock. Case No. CLJ
493044. Filed March 16, 2010
On June 5, 2007, Bill and Rosie Garlock contracted with A&D Automatic Gate Company
to install access gate operators and controls on their property at 95 Fleur Place, Atherton,
for $16,514. Plaintiff performed the work but was unpaid except for their deposit of
$1,000, and pleads for the Court to order payment plus interest, fees and costs.
(6) LVNV Funding, successor in interest to HSBC Bank Nevada, N.A. sued for
nonpayment of $13,250 + 2 yrs interest at 10% from July 31, 2009.
LVNV Funding, LLC vs William Garlock. Case # CLJ505226. Filed April 28 2011.
(7) Pride Acquisitions LLC vs William F Garlock, Case No. CIV 506370, filed June 14,
2011.
Garlock's Chase Bank credit card balance of $53,811.33 was due and owing as of
September 30, 2009. No payments were made.
(8) HSBC Bank Nevada vs William F. Garlock. Case # CIV 485848, filed July 14, 2009.
A Neiman Marcus card was issued to Garlock, who used it for purchases and cash
advances. The bank pleads for payment of $81,434.89 plus costs of suit.
In trial on April 14, 2010, Garlock stipulated to a judgment for $81,669.89, which
includes court costs.
(9) Emery Rogers vs. William F and Rosemarie Garlock and Red Road LLC, CIV
490298, filed Dec. 9, 2009.
The Garlocks engaged a landscape architect to design their yard at 95 Fleur Place,
Atherton, but did not pay him. Rogers filed a mechanic’s lien for $22.001 plus attorney
fees and interest. Legal haggling continues nearly two years later as of September, 2011.