Interest can really wreak havoc on your financial position! It's so easy to end up in constant debt because of interest applied by your financial institutions and other organizations. And there’s no need to say the amount of stress can be brought by broken finances. Fortunately for you, it's fairly easy to avoid interest in most cases, as it essentially relies on your financial decisions and how quickly you make them. Read this article and find out!

1. Interest can really wreak havoc on your financial position! It's so easy to end up in constant debt
because of interest applied by your financial institutions and other organizations. And there’s no
need to say the amount of stress can be brought by broken finances.
Fortunately for you, it's fairly easy to avoid interest in most cases, as it essentially relies on your
financial decisions and how quickly you make them.
Try these tips to avoid interest in some day-to-day scenarios:
1. Pay your car loan on time. If you've acquired a car loan through a financial institution,
there's bound to be fees for making late payments. In many cases, these fees are added on to
your remaining balance and make your monthly payments that much higher. The best way to
steer clear of scenarios like this is to pay your car loan on time.
 This bit of advice goes for any other loan you could have, including a mortgage.
 Institutions will always apply fees and charges to delinquent accounts and you do not
want to be in that position.
2. Avoid going over the limit on your credit card. Having a credit card could be considered a
liability to begin with if you're unaware of how to properly manage it.
 It becomes even worse when you end up going over your limit.
 The fees that the financial institutions add on once you go over your limit are exorbitant
and can really push you into debt. At all costs, sidestep those expenses if you want to
remain debt free.
3. Consider automatic deductions. You're probably like many other people who would prefer
to make monthly commitment payments on their own accord as opposed to having automatic
deductions from their bank accounts. However, it makes more sense to do automatic
deductions because:
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2.  You'll eliminate the possibility of incurring fees and charges from missed or late
payments.
 Automatic deductions ensure that your payments are taken from your account on a set
date. As long as you have money in that account to cover the payment, you're sure to get
your payments made on time without late fees or added interest for delinquency.
4. Avoid credit; use cash. With credit inevitably comes interest, unless you pay the total due
on your account before the first due date. It doesn't get any simpler than that! If there's any
remote way you can make a purchase or complete a transaction with cash, then by all means
take that route as opposed to credit to avoid interest altogether. P.S.: Many credit cards come
with benefits, like the chance to accumulate miles to use in flight tickets or other products.
However, it’s not worth it at all when you have trouble managing your credit cards and keep
paying interest.
What To Do When You're Finally Debt Free
As an added piece of advice, your intention should be to remain debt free once you've gotten to
that point. It will take some keen attention, but it's undoubtedly attainable.
These strategies will help keep you from incurring debt and additional interest:
 Return all but a couple of your credit cards. Keeping some open and active will enable
you to build a higher credit score for future loans, like a mortgage loan.
 Use your cards from time to time, but have the cash available to pay off the total amount
charged before the first payment is due.
 Settle any interest or debt you do incur at the soonest possible time.
 Build up your savings to handle emergency cash needs.
Adhering to these simple tips will make it easier to prevent debt and interest and maintain control
of any debt you do incur.
So there you have it - easy ways you can avoid interest being applied to your day-to-day
expenditures. By using these tips, you'll significantly lessen the chance of being exposed to the
burdens brought about by debt.
Do you want a less stressed and more productive life? Click on www.FireYourStress.com and sign up, free.