2. What’s the best way to improve insurance?
Smart Protection for Safer Living
3. Answer: Improve safety!
Smart Protection for Safer Living
• 550.000 fires + 680.000 burglaries
in homes in BE, NL, GE & FR
• Prevention is better than cure
• 40-60% of home insurance claims
can be mitigated
→ We can do much better in
managing day-to-day risks
4. Smart Protection for Safer Living
What if we combine safety & insurance?
• Personal Safety Score
• Tips, Product & Services, Rewards
• Insurance premium based on your Safety Score
• Leverage data from smart home sensors
• Alerts & Rapid Response
• Reward higher safety with lower premium
Safety-Based Insurance for Private
Households
One-stop shop for Safety
& Insurance
5. Our solution: a safety-first approach to protect yourself & your loved ones
Smart Protection for Safer Living
Check your safety Reduce your risks Insure the rest Engage & Reward
6. Emergence of
Connected Everything
Sharing data is fine as
long as it’s ‘quid pro
quo’
Granular data
accuracy over crude
historical patterns
Desire for Convenience
& Peace of Mind
Smart Protection for Safer Living
Smart homes & IoT make Connected Insurance a gamechanger
7. We fix the customer engagement problem in insurance
Smart Protection for Safer Living
Continued
communication
Apply additional
Safety Measures
Improve your
Safety Score
Customer
Engagement
Dynamic Pricing +
Rewards program
8. Where we are
• Experienced team with digital insurance background
• Quick Scan PoC with leading NL insurer
• Building full stack prototype for PoC with MGA & carrier
• Gathering data to test our hypotheses
• Exploring non-traditional distribution partnerships
Opportunity if you have ambitions in (Smart) Home!
Smart Protection for Safer Living