Here are some guidelines to chose the best motor insurance in Dubai.

1. How To Choose The Best
Motor Insurance In Dubai

2. INTRODUCTION
 Motor insurance is mandatory in the Emirates and you
can't register your vehicle without it.
 Motor insurance policy gives you financial protection
and peace of mind, in the unfortunate event of an
accident.
 It is important to be aware of some fundamental
aspects applicable to motor vehicle insurance in the
Dubai.

3. TIPS TO CHOOSE THE RIGHT MOTOR
INSURANCE
 Regulatory Requirement
It is a regulatory requirement to purchase insurance whether
you are purchasing a vehicle for the first time or you are
renewing the annual registration of your existing vehicle.
It is a Unified Motor Insurance policy which is mandatory by
law in the UAE. The minimum insurance as stipulated by law
is a Third Party Liability insurance cover.

4.  Available Covers
The UAE Unified motor policy is available in two product forms:
Third Party Liability only: This meets the minimum law
requirement.
Loss, Damage and Third Party Liability: Commonly known as
Comprehensive or full insurance. Comprehensive cover may be
bought at various optional levels depending on the additional
rider covers and limits.
The minimum cover requirement can be provided by the majority of
insurance companies within the UAE..

5.  Know what you are paying for and do not make a
choice purely based on premium.
 Consider your car while choosing Third Party Limits
and make sure the limit of liability is proportionate to
exposure on the road
 Purchase the right insurance policy as per your needs
and use
 Sit back, take a deep breath and don't get
overwhelmed by the huge range of deals available
across the UAE.

6. FACTORS DECIDING THE MOTOR
ANNUAL INSURANCE PREMIUM
 Cover required (Level and Type)
 Age of the Insured and Driving Experience
 Vehicle Age
 Body Type
 Vehicle Value
 Number of Cylinders
 Vehicle Make and Model
 Claims History
 Use of the vehicle (Private or Commercial)

7. DOCUMENTS REQUIRED TO
PURCHASE A MOTOR INSURANCE
 Full data of your vehicle and your personal details
 No Claim Bonus Certificate
 Copy of Vehicle Registration in case of renewal
 Copy of Purchase Invoice in case of new vehicle
 Copy of Driving License
 Copy of UAE ID

8. CONCLUSION
 You should take into consideration all the above if you
want the best motor insurance in Dubai.
 But above all, it’s just as important to adhere to best
practices of road safety, traffic rules and regulations.
 Happy driving!!