HomeReady is a mortgage program designed to provide affordable mortgages to creditworthy buyers with low to moderate incomes in designated communities. It offers down payments as low as 3% using alternative sources like gifts and grants. Household income must be below the area median income or in a designated low-income census tract. The program provides competitive monthly payments and reduced mortgage insurance options.

1. Introducing HomeReady
HomeReady is designed to provide affordable
mortgages to creditworthy borrowers with low to
moderate incomes in designated communities.
First time home buyers are eligible!

2. Key Features
 Affordable Down Payment: Put as little
as 3% down, with options to use
alternative down payment sources
such as gifts, grants, and Community
Seconds.
 Rental income from accessory
dwelling units may be considered in
qualifying you.

3. Requirements
 You must complete homeownership
education through a simple online
course.
 Household income must be under the
area medium income. Unless you are
in a designated low income census
tract.

4. For more information on
HomeReady, Visit:
 www.fanniemae.com/singlefamily/hom
eready

5. Highlights
 Down Payments as low as 3%
 Gifts, grants, and Community Seconds
can contribute to down payment
 Flexible income requirements
 Competitive monthly payments
 Reduced mortgage insurance options

6. Contact Us For More
Information
EZ Online Mortgage
4804 Laurel Canyon BLVD #1199
Valley Village CA, 91607
800-930-8195
webmaster@ezonlinemortgage.com
www.ezonlinemortgage.com
Company NMLS #362311
BRE # 01871814

7. Disclosure
2016 EZ Online Mortgage – NMLS # 362311
located at 4804 Laurel Canyon Blvd #1199,
Valley Village, CA 91607.
www.nmlsconsumeraccess.org. Rates, fees
and programs are subject to change without
notice. Other restrictions may apply.
Information is intended solely for mortgage
bankers, mortgage brokers, financial
institutions and correspondent lenders. Not
intended for distribution to consumers as
defined by Section 1026.2 of Regulation Z,
which implements the Truth-in-Lending Act.
Licensed by the Department of Business
Oversight, under the California Residential
Mortgage Lending Act (01871814)