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All American Financial Network
CREATING FINANCIAL INDEPENDENCE FOR
OUR AGENTS AND THEIR CLIENTS…..RETIRE
COMFORTABLY BY HELPING OTHERS RETIRE COMFORTABLY
RETIREMENT PLANNING, LIFE INSURANCE,
ANNUITIES, PENSIONS, IRA/401K ROLLOVERS
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
You Need to Know…
The tax treatment of the products discussed within this presentation are
based on our current understanding of tax laws, which are subject to change.
Such information is presented for educational purposes only, and should not
be relied upon as professional tax advice.
WE DO NOT GIVE TAX OR LEGAL ADVICE.
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
What Will Be Discussed
1. Financial Wellness
Our Crusade, Company
100+ year old Industry with $19 trillion Surplus
Assets
2. Leading Edge Financial Products
Flexibility and Protection where/when you need it
Tax Free Access to your money
3. Your Financial Protection & Retirement Planning
Switch to safer affordable financial vehicle with
Living Benefits
4. Revenue Sharing…….Building A Business
Earning Part / Full Time Income/ Financial
Independence
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
America’s BEST Financial Planning Network!
Crusade
Financial Independence for Everyone
Mission Statement
Educate Every American how to PROACTIVELY
RETIRE TAX and LIABILITY FREE!
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
America’s Concerns, Our Concerns
1. Who Is Going To Take Care of Me in Retirement ?
2. My 401k /403b / 457 Deferred Comp Plan Has Lost Money.
3. I don’t have a “Pension” like my grandfather did.
4. What happens if I get sick?
5. Taxes are going up on my 401k because we have a Huge National
Debt of $19 Trillion.
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
U.S. Government $19.5 Trillion in Debt!
How will Uncle Sam pay down it’s debt?
By Lowering your TAXES?
By Increasing your TAXES?
When will You be Taxed? When you need the $ most?
Is your Retirement Income in Jeopardy?
Money held in qualified plans will be 100% taxable when
you retire, setting up the inevitable: Huge TAX Trap for
Future Retiree’s.
Is there any plan that allows future retiree’s the peace of mind
of NO TAX in Retirement?
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
America In Crisis - Some Facts
1.77 MILLION Baby Boomers……. 10,000 per day…….. crushing
Social Security & Medicare
2.70% of Baby Boomers money is in the stock market
and 60% of that money will be lost to taxes
3. 70% of America will have a heart attack, stroke, or
cancer before 65
4. 70% of Americans are saving less than $100 per month
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Here are more
alarming statistics
EVERY YEAR, OVER 6 MILLION AMERICANS SUFFER A
HEART ATTACK, STROKE OR CANCER!
 HEART ATTACK: 1,255,000 AMERICANS SUFFER A HEART ATTACK EVERY
YEAR…17,600,000 AMERICANS ALIVE TODAY HAVE SURVIVED A HEART
ATTACK!
 STROKE: EACH YEAR 795,000 PEOPLE SUFFER A STROKE, MANY END UP
WITH PERMANENT DISABILITIES.
 CANCER: 3.5 MILLION NEW CASES A YEAR, AVERAGE COST OF $146,000.
OVER 65% OF EXPENSES ARE INDIRECT & NOT COVERED BY TRADITIONAL
INSURANCE. 11,714,000 PEOPLE ARE CURRENTLY LIVING WITH CANCER.
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
There is a 70% chance you will suffer a Heart
Attack, Stroke or Cancer before the age of 65!
Average Age = 43 y/o
If you get sick or a debilitating illness, how long will
your bank account last???
62% of all bankruptcies are due to medical
expenses, 78% had medical insurance
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Protect Every Family You Know
A Solution for Every Family
A SOLUTION TO FIT ANY BUDGET, 2 EXCITING
SIMPLE PRODUCTS
Indexed Universal Life: IUL Term Insurance
Income Tax free DB Income Tax Free DB
Critical Illness Critical Illness
Chronic Illness Chronic Illness
Terminal Illness Terminal Illness
Income at Retirement Convertible
You retire with it You rent it
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Do you have the “New” Term Life Insurance or Old
Term?
Old Term Life: Your Beneficiaries have less than a 1% chance to collect during
your lifetime
New Term Life: YOU have greater than a 70% chance to collect while alive to
pay for critical, chronic and terminal illness (by age 65)
Does it make sense to “upgrade” your Term Life Insurance?
Contact your advisor to get a free quote / details on living benefits
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
IT’S YOUR
CHOICE!
ILLNESS Up to $2,000,000
Will vary by insurance carrier
Which Insurance Carrier provides benefit up to
$2,000,000?
CHECK or NO CHECK?
2,000,000Critical and Chronic Illness
Two Million Dollars
American NationalCancer Stroke Heart Attack
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
LIVING BENEFITS
Does Your Life Insurance Policy Do This For You?
Critical Illness: Heart Attack, Stroke, Cancer, Major Organ Transplant, Blindness, Lou
Gehrig’s Disease (ALS), End Stage Renal Failure, Paralysis, Arterial Aneurisms, Central
Nervous System Tumors, CNS Diseases, Major Multi System Trauma, AIDS, Severe
disease of any ORGAN, Major Burns and Loss of Limbs. (Does your Policy cover all 16
Critical Illness?)
Chronic Illness: Unable to perform 2 of the 6 activities of daily living (ADL’s) or
cognitively impaired = Long Term Care and IN Home Health Care
Terminal Illness(less than 24 months to live)
NO Additional Premium, Cash Benefits
The Enemies of Saving & Retirement
How Can We Overcome The Following:
1. The effects of Inflation
2. Low Interest Rates……Low Rates of Return
3. The effects of Taxes
4. The effect of Risk
5. The Medical Expense Devastation of a
Heart Attack, Stroke, or Cancer or any other critical illness or
chronic illness: LTC and Home Health Care
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Permanent Insurance:
The Retirement Solution
Indexed Universal Life or IUL
Revolutionary Life Insurance You Don’t Need to Die to
Use……….with Living Benefits!
Stock Market Returns, No Downside Losses, Potentially NO TAX
Will Outperform Any Qualified Plan 401k/403b/457 by a significant margin
Net of TAX in most every scenario!
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
What is the Biggest Expense a Portfolio has?
TAX!
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Overcome the Effects of Risk:
Indexing VS The S&P 500
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
The Lost Decade!
What is the Best Asset Class for Building Wealth?
Perfect Plan = IUL
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Revenue Sharing
The Opportunity of a Life Time
Become a General Agent with AAFN – Join Our
Crusade
Financial Independence for Everyone through
Education and the Opportunity to Pro Actively
Retire Income TAX and Liability FREE!
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Recruiting is the same as asking for referrals
The difference being you are building YOUR
Business’ foundation Pro Actively. You are consistently
Working a “Warm Market” by helping your agents build
Their retirement plan.
Repeat this process over and over: Duplicate Yourself!
Duplicate getting 5 agents doing same and make an additional
$72,000 over ride
Those 5 agents duplicate and earn $360,000 over ride
With a total of 30 agents on your team: $576,000 income
Start 5 clients on a $300/month IUL and repeat every
Month and make $144,000 on your own pen in 1 year!
Do a complete financial plan for your clients/agents
Those numbers get much higher: Bottom Line:
Own Your Own Agency: Only so many hours in a day to
earn $ on your own efforts
MEET WITH YOUR GENERAL AGENT FOR MORE SPECIFICS
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Contact Information
WWW.AAFN.BIZ
Christopher White, CEO
312 925 7605
Cwhite@AAFN.Biz
WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
Financial Independence Network

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Financial Independence Network

  • 1. All American Financial Network CREATING FINANCIAL INDEPENDENCE FOR OUR AGENTS AND THEIR CLIENTS…..RETIRE COMFORTABLY BY HELPING OTHERS RETIRE COMFORTABLY RETIREMENT PLANNING, LIFE INSURANCE, ANNUITIES, PENSIONS, IRA/401K ROLLOVERS WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 2. You Need to Know… The tax treatment of the products discussed within this presentation are based on our current understanding of tax laws, which are subject to change. Such information is presented for educational purposes only, and should not be relied upon as professional tax advice. WE DO NOT GIVE TAX OR LEGAL ADVICE. WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 3. What Will Be Discussed 1. Financial Wellness Our Crusade, Company 100+ year old Industry with $19 trillion Surplus Assets 2. Leading Edge Financial Products Flexibility and Protection where/when you need it Tax Free Access to your money 3. Your Financial Protection & Retirement Planning Switch to safer affordable financial vehicle with Living Benefits 4. Revenue Sharing…….Building A Business Earning Part / Full Time Income/ Financial Independence WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 4. America’s BEST Financial Planning Network! Crusade Financial Independence for Everyone Mission Statement Educate Every American how to PROACTIVELY RETIRE TAX and LIABILITY FREE! WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 5. America’s Concerns, Our Concerns 1. Who Is Going To Take Care of Me in Retirement ? 2. My 401k /403b / 457 Deferred Comp Plan Has Lost Money. 3. I don’t have a “Pension” like my grandfather did. 4. What happens if I get sick? 5. Taxes are going up on my 401k because we have a Huge National Debt of $19 Trillion. WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 6. U.S. Government $19.5 Trillion in Debt! How will Uncle Sam pay down it’s debt? By Lowering your TAXES? By Increasing your TAXES? When will You be Taxed? When you need the $ most? Is your Retirement Income in Jeopardy? Money held in qualified plans will be 100% taxable when you retire, setting up the inevitable: Huge TAX Trap for Future Retiree’s. Is there any plan that allows future retiree’s the peace of mind of NO TAX in Retirement? WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 7. America In Crisis - Some Facts 1.77 MILLION Baby Boomers……. 10,000 per day…….. crushing Social Security & Medicare 2.70% of Baby Boomers money is in the stock market and 60% of that money will be lost to taxes 3. 70% of America will have a heart attack, stroke, or cancer before 65 4. 70% of Americans are saving less than $100 per month WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 8. Here are more alarming statistics EVERY YEAR, OVER 6 MILLION AMERICANS SUFFER A HEART ATTACK, STROKE OR CANCER!  HEART ATTACK: 1,255,000 AMERICANS SUFFER A HEART ATTACK EVERY YEAR…17,600,000 AMERICANS ALIVE TODAY HAVE SURVIVED A HEART ATTACK!  STROKE: EACH YEAR 795,000 PEOPLE SUFFER A STROKE, MANY END UP WITH PERMANENT DISABILITIES.  CANCER: 3.5 MILLION NEW CASES A YEAR, AVERAGE COST OF $146,000. OVER 65% OF EXPENSES ARE INDIRECT & NOT COVERED BY TRADITIONAL INSURANCE. 11,714,000 PEOPLE ARE CURRENTLY LIVING WITH CANCER. WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 9. There is a 70% chance you will suffer a Heart Attack, Stroke or Cancer before the age of 65! Average Age = 43 y/o If you get sick or a debilitating illness, how long will your bank account last??? 62% of all bankruptcies are due to medical expenses, 78% had medical insurance WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 10. Protect Every Family You Know A Solution for Every Family A SOLUTION TO FIT ANY BUDGET, 2 EXCITING SIMPLE PRODUCTS Indexed Universal Life: IUL Term Insurance Income Tax free DB Income Tax Free DB Critical Illness Critical Illness Chronic Illness Chronic Illness Terminal Illness Terminal Illness Income at Retirement Convertible You retire with it You rent it WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 11. Do you have the “New” Term Life Insurance or Old Term? Old Term Life: Your Beneficiaries have less than a 1% chance to collect during your lifetime New Term Life: YOU have greater than a 70% chance to collect while alive to pay for critical, chronic and terminal illness (by age 65) Does it make sense to “upgrade” your Term Life Insurance? Contact your advisor to get a free quote / details on living benefits WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 12. IT’S YOUR CHOICE! ILLNESS Up to $2,000,000 Will vary by insurance carrier Which Insurance Carrier provides benefit up to $2,000,000? CHECK or NO CHECK? 2,000,000Critical and Chronic Illness Two Million Dollars American NationalCancer Stroke Heart Attack WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 13. LIVING BENEFITS Does Your Life Insurance Policy Do This For You? Critical Illness: Heart Attack, Stroke, Cancer, Major Organ Transplant, Blindness, Lou Gehrig’s Disease (ALS), End Stage Renal Failure, Paralysis, Arterial Aneurisms, Central Nervous System Tumors, CNS Diseases, Major Multi System Trauma, AIDS, Severe disease of any ORGAN, Major Burns and Loss of Limbs. (Does your Policy cover all 16 Critical Illness?) Chronic Illness: Unable to perform 2 of the 6 activities of daily living (ADL’s) or cognitively impaired = Long Term Care and IN Home Health Care Terminal Illness(less than 24 months to live) NO Additional Premium, Cash Benefits
  • 14. The Enemies of Saving & Retirement How Can We Overcome The Following: 1. The effects of Inflation 2. Low Interest Rates……Low Rates of Return 3. The effects of Taxes 4. The effect of Risk 5. The Medical Expense Devastation of a Heart Attack, Stroke, or Cancer or any other critical illness or chronic illness: LTC and Home Health Care WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 15. Permanent Insurance: The Retirement Solution Indexed Universal Life or IUL Revolutionary Life Insurance You Don’t Need to Die to Use……….with Living Benefits! Stock Market Returns, No Downside Losses, Potentially NO TAX Will Outperform Any Qualified Plan 401k/403b/457 by a significant margin Net of TAX in most every scenario! WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 16. What is the Biggest Expense a Portfolio has? TAX! WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 17. Overcome the Effects of Risk: Indexing VS The S&P 500 WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz The Lost Decade!
  • 18. What is the Best Asset Class for Building Wealth? Perfect Plan = IUL WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 19. Revenue Sharing The Opportunity of a Life Time Become a General Agent with AAFN – Join Our Crusade Financial Independence for Everyone through Education and the Opportunity to Pro Actively Retire Income TAX and Liability FREE! WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 20. Recruiting is the same as asking for referrals The difference being you are building YOUR Business’ foundation Pro Actively. You are consistently Working a “Warm Market” by helping your agents build Their retirement plan. Repeat this process over and over: Duplicate Yourself! Duplicate getting 5 agents doing same and make an additional $72,000 over ride Those 5 agents duplicate and earn $360,000 over ride With a total of 30 agents on your team: $576,000 income Start 5 clients on a $300/month IUL and repeat every Month and make $144,000 on your own pen in 1 year! Do a complete financial plan for your clients/agents Those numbers get much higher: Bottom Line: Own Your Own Agency: Only so many hours in a day to earn $ on your own efforts MEET WITH YOUR GENERAL AGENT FOR MORE SPECIFICS WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz
  • 21. Contact Information WWW.AAFN.BIZ Christopher White, CEO 312 925 7605 Cwhite@AAFN.Biz WWW.AAFN.BIZ Christopher White, CEO 312.925.7605 Cwhite@AAFN.Biz