Great 1st time homebuyer program

1. Owning your own home:
It’s STILL the
American Dream!
Thanks to a new partnership between Standard Bank
7800 West 95th Street and the Illinois Housing Development Authority,
Hickory Hills, IL 60457 attaining that dream is easier than ever.
Member FDIC 866.499.BANK | standardbanks.com

2. SmartMove smart choice!
Waiting for the best time to buy a home? With the About the SmartMove program:
new SmartMove program from the Illinois Housing It’s attainable AND affordable: Low-interest loans and reasonable
Development Authority, the best time is NOW! qualification requirements are specially designed for 1st-time buyers
and veterans.
Interest rates and home prices are low, but for many first-time It offers help with the down payment: Qualified buyers can receive
home shoppers, lack of a down payment and difficulty getting a up to $6000 in down payment/closing cost assistance, so personal
loan has meant home ownership was still out of reach. Now a new funds can be kept in savings or used for furniture and other expenses.
state program offers a way to overcome those obstacles, and the It requires a minimum buyer contribution: Buyers contribute only
experienced mortgage counselors at Standard Bank are here to $1000, or 1% of the value of the home, whichever is greater. For most
help with every step of the process. buyers, this allows quick action and an earlier move-in.
It provides special terms for targeted areas: Those purchasing
in targeted geographic areas are not required to be first-time buyers,
and higher income and purchase prices are allowed.
It’s easy! Just call or visit your neighborhood Standard Bank, and
talk to one of our professional mortgage counselors. They can help
you to quickly determine if you’re eligible, and then get the process
started. You’ll be in your new home before you know it!