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-Edge
Cutting its
  Benef                                      Pre-Paid Legal Services, Inc.
            The Founder                                 The Company                                                                       The Growth
 • Founded the company in 1972                • Over 35 years in business                                                           Gross Revenue In Millions
 • Vision to make “Equal Justice                                                                                     $500
   Under Law” a reality in                    • Public since 1976
   America                                    • NYSE company                                                         $450
 • Award winner of the 2002
   Ernst & Young Regional Master              • National network of                                                  $400

   Entrepreneur                                 Quality Attorneys                                                    $350
   of the Year                                • Provides over 1.5 million
 • 2002 winner                                  families quality legal
                                                                                                                     $300
   of “Line in the
   Sand” award                                  coverage                                                             $200

                                              • Has provided the                                                     $100
                                                membership as an
                   Harland C. Stonecipher
                                                employee benefit                                                            2000
                                                                                                                            $255
                                                                                                                                     2001
                                                                                                                                     $303
                                                                                                                                               2002
                                                                                                                                               $350
                                                                                                                                                         2003
                                                                                                                                                         $361
                                                                                                                                                                   2004
                                                                                                                                                                   $386
                                                                                                                                                                             2005
                                                                                                                                                                             $423
                                                                                                                                                                                        2006
                                                                                                                                                                                        $444
                                                                                                                                                                                                  2007
                                                                                                                                                                                                  $457
                  Chairman, Founder, and        since inception
                   Chief Executive Officer                                                                            A Company Positioned For Rapid Growth

                                  The Product                                                                                                The Need
                                                                                         25%                          The main reasons people don’t seek
                                                                                                                      legal counsel:
                                                                                                                        • They are intimidated by lawyers
                                                                                                                        • They don’t know who to call
   Have you ever been treated unfairly, received a speeding ticket,                                                     • They believe it would cost too much
   signed a contract without knowing what all the fine print said,
   or been overcharged for a repair... but didn’t seek the help of an
                                                                                                                      The most common responses to a legal
   attorney because of the cost? What if there was a service that gave
                                                                                                                      dispute are to:
   you access to quality attorneys for these situations and more?
   Pre-Paid Legal Services, Inc. is here, and that’s what we do!                                                        • Ignore the problem
   Pre-Paid Legal provides several plan options including a small                                                       • Try to handle it personally
   business plan, commercial driver’s legal plan and a law officer
   legal plan.


            The Market                         Current Market Penetration                                                          Advanced Commissions
 Access to Legal Aid or                                                                                                        We Get Paid EVERY DAY!
 Public Defender                                                                                                                       Advanced Commissions on the
                     Already Have or                                                                                                      $35.95 Combined Plan
                                                                                                                                     ($26 PPL Family Plan + $9.95 Identity Theft Shield)
                     Have the Funds                                                                                                                 Personal Sales Team Override  Cumulative
                     for Legal Access                                                                                                                  Advance       Advance Override Advance

                                                                                                                                    Executive
                   80% Need Pre-Paid                                                                                                 Director              252.35             44.94            217.78
                       Legal Services                                                                                                Director              207.41             34.57            172.84
            Top
                                                                                                                                    Manager                172.84             34.57            138.27
            10%
   Bottom                                                                                                                            Senior
    10%                                                                                                                             Associate              138.27             69.14            103.71

                                              Less than 1%                               1% to 3%                                   Associate                69.14            34.57            34.57
                                              penetration                                penetration                               Jr. Associate             34.57
    $15-$25 Billion                           More than 3%                               Plan not available                   All you have to do is collect:
       Available Market                       penetration                                                                     $35.95 First Month’s fee + $10.00 One Time Enrollment = $45.95
                                                                                                                             Want to earn high commission immediately? If your first activity is
                                                                                                                             to recruit a new Jr. Associate AND sell that person a membership,
                                              This map illustrates Pre-Paid Legal Services , Inc.’s current market
                                                                                             ®                               you will immediately advance to Associate level and receive the
                                              penetration. Percent of population based on households utilization of 2.5      Associate level advance on that sale!
                                                                                                                             Commission amounts shown represent advances. If a membership cancels during
                                              household members per membership.                                              the advance period, you will be charged back against future commission advances.


                                                                                                                                                                                        PP010-164/12.08
ge
   tting-Ed
Cu
   Benefit
           s                                     Pre-Paid Legal Services, Inc.
               Pre-Paid Legal has been featured in
                 dozens of national publications




“Pre-Paid Legal: From a novelty
to an accepted Insurance
marketing opportunity”
– Broker World,
 March, 2003




  Quotes from Insurance Agents
                                                                                                                          “The management of Pre-Paid
                                                                                                                          Legal, Harland Stonecipher and
                                                                                                                          his team are doing all the right
                                                                                                                          things to grow this company.”
    “We believe that bringing Pre-Paid Legal Services on-board                                                            - William Johnston
    as a terrific “value-added” ancillary benefit offering was a                                                            President, NYSE



                                                                                                 The Timing
    no brainer! We have been able to further assist our clients
    and their families by providing a no-nonsense quality service
    that helps them and their employees. As the market for legal
    service plans and identity theft programs continue to expand
    due to increasing lawsuits and online/mail theft, we are very                                Top 10 Reasons your competitors are offering Pre-Paid
    excited about the prospects for another significant revenue                                  Legal Services:
    source to shore up our agencies bottom line.”                                                   10.  Quality enhanced benefits package clients need
                             -Pat Cifor, Walnut Creek, CA                                            9.  On-site enrollment
                                                                                                     8.  No service work
    “As a previous property and casualty insurance agent, I                                          7.  Electronic enrollment
    saw the market for Pre-Paid Legal. With no underwriting,                                         6.  Paperless billing options
    not a lot of service work and no claim forms, I knew                                             5.  No assigned territories
    this was a product I wanted to offer my clients. This is a                                       4.  No claim forms
    product everyone is going to have. It’s just a question of
                                                                                                     3.  No continuing education in most states
    who they will buy it from.”
                                                                                                     2.  Advanced commissions paid daily directly into
                             -Rick Johnson, Dallas, TX
                                                                                                         your bank account
                                                                                                      1. No underwriting requirements
   “In the years I have been a financial planner, one of the first
   elements in dealing with clients is doing basic analysis, i.e.:
                                                                                                              Marking “Equal Justice under Law” is our
   Do you have a savings account, life insurance, will, etc.?
                                                                                                                      business... our passion!
   There are so many clients who don’t have wills-I had to refer                                            If you don’t provide Pre-Paid Legal benefits,
   business to attorney’s I didn’t even know. Pre-Paid Legal has                                                          someone else will.
   given me the opportunity to serve my clients.”
                            -Pat Dougan, Plano, TX                                                  For more information contact:

                             (financial planner)


    ©2008 Pre-Paid Legal Services, Inc. This presentation is copyrighted material and may not be altered in any form under any circumstances. Alteration of this material in
     any way is a violation of the company’s policies and procedures and may result in immediate termination of your Pre-Paid Legal Services, Inc. Associate Agreement.

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Edge Cutting Legal Services Growth

  • 1. -Edge Cutting its Benef Pre-Paid Legal Services, Inc. The Founder The Company The Growth • Founded the company in 1972 • Over 35 years in business Gross Revenue In Millions • Vision to make “Equal Justice $500 Under Law” a reality in • Public since 1976 America • NYSE company $450 • Award winner of the 2002 Ernst & Young Regional Master • National network of $400 Entrepreneur Quality Attorneys $350 of the Year • Provides over 1.5 million • 2002 winner families quality legal $300 of “Line in the Sand” award coverage $200 • Has provided the $100 membership as an Harland C. Stonecipher employee benefit 2000 $255 2001 $303 2002 $350 2003 $361 2004 $386 2005 $423 2006 $444 2007 $457 Chairman, Founder, and since inception Chief Executive Officer A Company Positioned For Rapid Growth The Product The Need 25% The main reasons people don’t seek legal counsel: • They are intimidated by lawyers • They don’t know who to call Have you ever been treated unfairly, received a speeding ticket, • They believe it would cost too much signed a contract without knowing what all the fine print said, or been overcharged for a repair... but didn’t seek the help of an The most common responses to a legal attorney because of the cost? What if there was a service that gave dispute are to: you access to quality attorneys for these situations and more? Pre-Paid Legal Services, Inc. is here, and that’s what we do! • Ignore the problem Pre-Paid Legal provides several plan options including a small • Try to handle it personally business plan, commercial driver’s legal plan and a law officer legal plan. The Market Current Market Penetration Advanced Commissions Access to Legal Aid or We Get Paid EVERY DAY! Public Defender Advanced Commissions on the Already Have or $35.95 Combined Plan ($26 PPL Family Plan + $9.95 Identity Theft Shield) Have the Funds Personal Sales Team Override Cumulative for Legal Access Advance Advance Override Advance Executive 80% Need Pre-Paid Director 252.35 44.94 217.78 Legal Services Director 207.41 34.57 172.84 Top Manager 172.84 34.57 138.27 10% Bottom Senior 10% Associate 138.27 69.14 103.71 Less than 1% 1% to 3% Associate 69.14 34.57 34.57 penetration penetration Jr. Associate 34.57 $15-$25 Billion More than 3% Plan not available All you have to do is collect: Available Market penetration $35.95 First Month’s fee + $10.00 One Time Enrollment = $45.95 Want to earn high commission immediately? If your first activity is to recruit a new Jr. Associate AND sell that person a membership, This map illustrates Pre-Paid Legal Services , Inc.’s current market ® you will immediately advance to Associate level and receive the penetration. Percent of population based on households utilization of 2.5 Associate level advance on that sale! Commission amounts shown represent advances. If a membership cancels during household members per membership. the advance period, you will be charged back against future commission advances. PP010-164/12.08
  • 2. ge tting-Ed Cu Benefit s Pre-Paid Legal Services, Inc. Pre-Paid Legal has been featured in dozens of national publications “Pre-Paid Legal: From a novelty to an accepted Insurance marketing opportunity” – Broker World, March, 2003 Quotes from Insurance Agents “The management of Pre-Paid Legal, Harland Stonecipher and his team are doing all the right things to grow this company.” “We believe that bringing Pre-Paid Legal Services on-board - William Johnston as a terrific “value-added” ancillary benefit offering was a President, NYSE The Timing no brainer! We have been able to further assist our clients and their families by providing a no-nonsense quality service that helps them and their employees. As the market for legal service plans and identity theft programs continue to expand due to increasing lawsuits and online/mail theft, we are very Top 10 Reasons your competitors are offering Pre-Paid excited about the prospects for another significant revenue Legal Services: source to shore up our agencies bottom line.” 10. Quality enhanced benefits package clients need -Pat Cifor, Walnut Creek, CA 9. On-site enrollment 8. No service work “As a previous property and casualty insurance agent, I 7. Electronic enrollment saw the market for Pre-Paid Legal. With no underwriting, 6. Paperless billing options not a lot of service work and no claim forms, I knew 5. No assigned territories this was a product I wanted to offer my clients. This is a 4. No claim forms product everyone is going to have. It’s just a question of 3. No continuing education in most states who they will buy it from.” 2. Advanced commissions paid daily directly into -Rick Johnson, Dallas, TX your bank account 1. No underwriting requirements “In the years I have been a financial planner, one of the first elements in dealing with clients is doing basic analysis, i.e.: Marking “Equal Justice under Law” is our Do you have a savings account, life insurance, will, etc.? business... our passion! There are so many clients who don’t have wills-I had to refer If you don’t provide Pre-Paid Legal benefits, business to attorney’s I didn’t even know. Pre-Paid Legal has someone else will. given me the opportunity to serve my clients.” -Pat Dougan, Plano, TX For more information contact: (financial planner) ©2008 Pre-Paid Legal Services, Inc. This presentation is copyrighted material and may not be altered in any form under any circumstances. Alteration of this material in any way is a violation of the company’s policies and procedures and may result in immediate termination of your Pre-Paid Legal Services, Inc. Associate Agreement.