2. You’re committed to helping your clients realize the dream of home ownership – or purchase the home of their dreams. At BBVA Compass, we not only share your commitment, but we have the expertise and the mortgage options to close deals – and open doors.
3. We’ve got the mortgage financing options to meet your clients’ mortgage needs.
6. Home Care ProgramVery few lenders offer these same type programs. Plus we offer conventional and jumbo programs with a variety of terms and competitive rates. We also offer FHA and VA mortgage financing.
11. No lender fees, including no origination fee, no processing fee and no underwriting fees*First Time Home Buyer Mortgage: This product is limited to first time home buyers, purchasing a detached single family residence only. (1) The first regularly scheduled payment on the loan will not be scheduled to occur for at least three months following closing. Interest between the closing date and the end of the month in which closing occurs will be collected at closing. The first three months’ escrow payments will also be collected at closing. Interest on the loan accruing from the end of the closing month to 30 days prior to the first scheduled payment will be waived. The loan maturity date will incorporate the amortization of 360 payments beginning with the first scheduled payment date. Because of the interest waiver, tax deductibility may be reduced. The interest rate on this product may be higher than mortgage loans with origination fees and earlier maturities. See application documents for additional details. (2) To qualify for a low down payment, a financial management presentation must be completed online in addition to meeting underwriting requirements. In the event that the financial management presentation is not completed, or the bank determines that the underwriting requirements are not met, they reserve the right to increase the down payment requirement, or decline the loan. All loans subject to eligibility, loan program requirements and approval, including credit approval. BBVA Compass is a trade name of Compass Bank, Member FDIC.
23. Eligible properties include single-family homes or non-warrantable condominiums.
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25. Why BBVA Compass? BBVA Compass has maintained strong growth with prudent credit risks standards, with limited exposure to the riskier, more leveraged assets that are causing so many of the problems making headlines today.
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27. BBVA is a global financial services group with approximately $760 billion in total assets, 48 million clients, 7,400 branches and approximately 105,000 employees in more than 30 countries.
28. BBVA has been serving communities around the world for 150 years, and the United States for more than 30 years.
29. BBVA ranks amongst the top 20 largest financial institutions in the world based on market capitalization and 21st in Global Finance magazine’s list of the “World’s 50 Safest Banks” for 2010.
30. We provide our customers with a full range of financial services, including commercial and wholesale banking, retail banking services, consumer loans, mortgages, credit cards, securities brokerage, wealth management, pension plan management and insurance.
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33. Questions? For more information on BBVA Compass’ vast range of mortgage financing solutions, please contact me: Cindy Tuttle, CMPS Mortgage Banking Officer Direct: 512.431.9965 Fax: 877.411.3752 Email: cindy.tuttle @bbvacompass.com Apply on line @ www.bbvaccompass.com/mortgages/ctuttle All loans subject to eligibility, loan program requirements and approval, including credit approval. BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.
