This document discusses workers' compensation laws. It explains that workers' compensation is a no-fault system that provides insurance to cover workers injured on the job regardless of fault. It is intended to protect both employers and employees by compensating injured workers while protecting employers from costly lawsuits. The document outlines who is covered under workers' compensation (employees), what types of injuries or illnesses are covered (those occurring on the job or resulting from long-term occupational exposure), and the circumstances under which injured workers can file a workers' compensation claim or lawsuit against their employer or third parties.

1. WHAT ENTAILS A
WORKERS' COMPENSATION LAWSUIT?
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2. UNDER THE LAW
IN MOST
STATES IN THE US
businesses are required by the government to
carry insurance to protect their workers in case of
injury

3. WORKERS'
COMPENSATION
That is called

4. WHAT IS
"NO FAULT SYSTEM?"
It means that
workers' compensation
is REGARDLESS
whether it is your
EMPLOYER'S NEGLIGENCE
or
LONG-TERM
OCCUPATIONAL DISEASE
that led to the injury or disease.

5. What matters
is that you suffered an injury
WHILE ON THE JOB
or
YOU ACQUIRED A
LONG-TERM DISEASE
in the course of
your tenure at work.

6. IN EVERY U.S. STATEworkers' compensation is
designed to follow this system

7. WELL PROTECTED
This was designed to ensure that
both employers and workers are
It will protect and
compensate workers
while protecting employers
from costly lawsuits.

8. WHO IS COVERED BY
WORKERS' COMPENSATION?
Workers who are covered by
the state's workers'
compensation scheme.

9. FILE A
WORKERS'
COMPENSATION
CLAIM
They are also eligible to

10. NOT COVERED BY
WORKERS' COMPENSATION
Volunteers, independent contractors
and others are

11. FILE A REGULAR
PERSONAL INJURY CLAIM LAWSUIT
But for these people
who are not covered,
in the event that you
had an injury while at work,

12. WHEN CAN YOU FILE A
WORKERS' COMPENSATION LAWSUIT?
Only for those who are covered
by workers compensation.
File a workers' compensation
lawsuit to your employers in
only selected circumstances.

13. * You were asked by your employer to return to work
despite the fact that you are not yet physically able
* You were removed from your previous position and
re-assigned to a newly created position or you were
laid-off
* Your employer denied disability benefits despite you
being disable or having a permanent injury
* Your employer refuses to pay your lost wages
* Your workers compensation claim is being denied by
your employers

14. CAN YOU FILE A LAWSUIT
AGAINST THIRD PARTIES?
Yes.
Example: The defective product
from a third party was the cause
of your injury while at work.

15. FILE A LAWSUIT
AGAINST THE
MANUFACTURER
This is in addition to the
workers' compensation claim
that you have already filed.

16. PROFESSIONAL
OKLAHOMA CITY WORKERS
COMPENSATIONATTORNEYS
For more information about workers compensation
in Oklahoma, contact Johnson & Biscone, your