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Cognizant 20-20 InsightsCognizant 20-20 Insights
December 2020
Why Your Car Will Soon
Become Your Friend
The advent of voice assistants built on natural language processing,
artificial intelligence and telematics will unleash an assortment of
voice-activated features and functionality that will make driving more
enjoyable, efficient and effective.
Executive Summary
It is a human tendency to assign personalities
to our cars. With increasing adoption of natural
language processing (NLP) assistants and voice
bots, a natural and meaningful progression for
automakers is enabling our cars to speak and
respond, expanding the relationship that humans
have with their vehicles.
Given that the long-term roadmap for vehicles
involves levels of autonomous driving, an
enhanced customer interaction experience is a
necessary step.1
Voice assistants are at the heart of
an entirely new set of consumer expectations and
automakers are fiercely competing to meet those
expectations and reinvent the driving experience.
Mercedes,2
BMW,3
Ford4
and other automakers
are driving this change, which goes beyond typical
vehicle benchmarks of engine power, handling
and styling. Consumers increasingly are looking
for availability of conveniences like the connectivity
they have at their home or in their smartphones to
expand their in-vehicle experience.
Cognizant 20-20 Insights
2 / Why Your Car Will Soon Become Your Friend
Importantly, in-vehicle usage differs from how
this technology is applied in smartphones and
connected home devices. Frequently made
available features extend beyond music to focus on
managing calls as well as navigation and providing
geo-locational intelligence. Even more intriguing
are applications such as pre-ordering food before
arriving at a quick service restaurant or searching
for a product and then asking to navigate to the
nearest location where it is available.
While the interaction of voice assistants and
drivers is arguably an underserviced market today,
numerous technology companies, to name a
few – Amazon, Apple, Cerence, Google, Sound-
Hound – have jumped into the fray to develop voice
platforms and collaborate with original equipment
manufacturers (OEMs) to bring these new
experiences to drivers.
This white paper discusses a potential
implementation roadmap for delivering voice
capabilities within a vehicle. We cover the key
challenges as well as offer a technology and high-
level architecture view for creating a comprehensive
way forward that auto manufacturers should
consider.
Voice: The next marker on the road to
a more satisfying driving experience
The voice assistant roadmap can be viewed across
three distinct stages, depending on where the OEM
is in its implementation journey (see Figure 1).
Core offerings
An NLP assistant can potentially improve the user
experience of the current vehicle without too many
dependencies. This starts with implementing the
following features:
	❙ Functionality on the go. Modern vehicles
come with a bewildering number of features
and options. In fact, most car owners are
unaware about how they can extract the best
of their vehicles’ capabilities. For example, only
55% of drivers were familiar with tire-pressure
The voice journey
CORE OFFERINGS IMPROVED CUSTOMER EXPERIENCE NEW REVENUE MODELS
OEM RELEVANT FUNCTIONALITIES
Customer
case management
Usage analyticsVoC analytics
Recommendations
on the go
Entertainment
on the go
Service on the go
Productivity on the go
Functionality on the go OEM connect
Concierge on the go Commerce on the go
V2I interactions
FUNCTIONALITIES SUBJECT TO OEM ROADMAP
Mobility
on the go
Figure 1
Cognizant 20-20 Insights
3 / Why Your Car Will Soon Become Your Friend
monitoring systems that the U.S. government
has mandated since 2007.5
OEMs try to manage
this through handover activities where the
salesperson explains the features of the car;
however, there is only so much that the customer
can absorb in this setting. Vehicle functionality
operator triggers on a voice command and
advises the user on the car’s functionalities.
Vehicle user guide is another capability where
the voice assistant can guide the customer to use
specific features by highlighting the necessary
buttons or switches by lighting them up. Based
on the usage patterns of the vehicle, data models
identify commonly used features so that the user
guide can proactively let the customer know how
to execute an operation and get the best out of
the car.
	❙ Navigation and recommendations/Points of
interest (POI) on the go. Current navigation
capability can be augmented by NLP’s ability to
handle queries and voice guidance. Context-rich
location-based recommendations –restaurants,
malls, tourist attractions, etc. – can be handled
well by NLP rather than how OEMs handle this
today by maintaining large, costly call centers.
	❙ Service on the go. Assistants can be used
to locate and book service on the fly. They
can also help in the case of an accident or to
get roadside assistance. In advanced cases,
telematics data can be used to identify vehicle
issues when they haven’t yet attained critical
proportions. Vehicle assistants can be used
to advise the vehicle owner on the next steps
to avoid unexpected catastrophic failures and
significant repair expense.
Enhanced customer experience
With the evolution of vehicles, users will look for
more entertainment options within the vehicle.
These options can also be an extended source of
revenue for the OEM:
	❙ Entertainment on the go. Vehicle assistants
can deliver entertainment services such as
Pandora and Spotify, and search songs and play
them accordingly – or change channels. They
can even retrieve information from the internet
based on a question such as ”What are the
scores for the ongoing New York Mets game?”
Taking entertainment offerings to the next level
by providing recommendations based on the
customer’s preferences, for example, will delight
car owners looking for satisfactory experiences
while driving.
	❙ OEM connect. OEMs do not have a mode of
direct interaction with their customers and
vice versa. Typical information flow is through
the service center to the OEM’s field service
team. Through voice assistants, the OEM can
receive feedback on the customer’s sales
and ownership experience, which can then
be analyzed to drive future products and
services. Issue resolution can also be carried
out. Warranty issues, recalls, insurance, credit
and other queries can also be resolved through
OEM connect. Based on driver behavior and
usage analysis, OEMs can offer customized
usage/service plans to the customer directly.
Warranty issues, recalls, insurance, credit and other queries
can also be resolved through OEM connect. Based on driver
behavior and usage analysis, OEMs can offer customized
usage/service plans to the customer directly.
Cognizant 20-20 Insights
4 / Why Your Car Will Soon Become Your Friend
	❙ Concierge on the go. Vehicle concierge
can span a large number of highly useful
functionalities. Concierge combined with a
vehicle wallet can execute numerous useful
functions while on the go. These include
ordering food or tickets. The concierge can
take requests and share useful information to
passengers, acting as a guide while they are
traveling.
New revenue models
With vehicle sales numbers stagnating, OEMs are
exploring other sources of revenue. The overall
revenue pool from car data monetization at a global
scale could reach $450 billion to $750 billion by
2030.6
NLP assistants are a ready channel that can
provide leverage through the following:
	❙ Commerce on the go. In commerce on the
go, vehicle assistants receive telematics data
and analyze it on the back end. Potential issues
and service needs are then flagged to the
customer. A vehicle assistant can also direct
the customer to the nearest authorized service
center as well as book appointments. For DIY
customers, the assistant can be integrated with
the OEM’s e-commerce parts and accessories
site and voice which part needs to be replaced
on the vehicle’s head-up display (HUD). Such
an integrated environment could also enable
purchases as well as delivery to the customer’s
address. The assistant can also guide the
customer and fulfill the purchase of accessories
contextualized to the owner’s vehicle.
	❙ Mobility on the go. Numerous OEMs as well as
mobility service providers are exploring how to
offer services such as ride booking, cab hailing
and ridesharing services for end customers
as well as businesses. We envisage the vehicle
assistant as a fulcrum that enables ordering and
usage of such OEM in-house and third-party
urban mobility services. Based on vehicle usage
patterns that the vehicle assistant identifies
as well as patterns that the OEM mobile app
identifies, OEMs would be able to also offer
suitable mobility services/programs that take
care of the customer’s urban mobility needs.
As potential use cases and exciting possibilities of an in-vehicle
assistant multiply, so do the challenges that must be overcome
when implementing intelligent voice systems. They range from
infrastructure capabilities, platform and technology capabilities, to
adapting to ever-changing customer requirements and competition.
Cognizant 20-20 Insights
5 / Why Your Car Will Soon Become Your Friend
	❙ Vehicle to infrastructure (V2I): We expect the
future mobility ecosystem to have large-scale
adoption of similar assistants across the roadside
infrastructure – at toll booths, parking centers,
convenience centers,EV charging stations,service
stations, etc. Interaction through secure protocols
between in-vehicle and external assistants can
facilitate and encourage such interactions,
manage payments and keep the user updated
through voice,text notifications and scheduled
reports.The OEM would manage all the vehicle
assistant’s activities through appropriate
monitoring and exception management tools.
	❙ Productivity on the go. Future vehicle
development roadmaps are invested heavily
with autonomous capabilities. In light of this,
in-vehicle productivity capabilities (apart from
entertainment) will become a key requirement.
We envisage assistants playing a key role here
as well, such as reading and responding to
emails while on the move, creating “to-do” lists,
setting alerts and taking actions on a corporate
dashboard/to-do list. Integrations with corporate
tools housed on enterprise systems as well as
with infotainment services would add value and
further functionality to the in-vehicle assistant.
To encourage this, OEMs should consider
opening up the code for third parties to work on
such capabilities as well.
Furthermore, while the roadmap for virtual
assistants encompasses the complete customer
buying and ownership experience, the customer
also feels highly engaged with the OEM.
Additional functionalities include sharing
feedback with the OEM, outreach from the OEM
on contextualized offers/deals and 24x7 support
for driver engagement. Apart from monetizing
feature availability and opening up a new revenue
stream, OEMs also obtain a data-rich contextual
understanding of customers at a micro and macro
level. Highly contextual data gleaned from voice
assistant interactions can yield crucial insights
for OEMs to understand customer concerns and
delights as well as vehicle and functionality usage.
Challenges to be surmounted
As potential use cases and exciting possibilities of
an in-vehicle assistant multiply, so do the challenges
that must be overcome when implementing
intelligent voice systems. They range from
infrastructure capabilities, platform and technology
capabilities, to adapting to ever-changing customer
requirements and competition.
	❙ Designing and understanding conversations.
Building a robust conversation model is of
paramount importance, though it isn’t easy.
Not only does every person speak differently,
but also there are various regional variations,
dialects and range of words used to consider.
Given aural distractions both inside and outside
of the car, focusing on the right voice is critical.
The supporting hardware’s placement must
be designed to maximize the throw of voice
commands. Also, leveraging machine learning
on prior interactions and user preferences
Cognizant 20-20 Insights
6 / Why Your Car Will Soon Become Your Friend
(while masking privately identifiable information)
enables the voice assistant to learn more
about the user and obtain the context of the
user’s communications, thus deepening the
relationship.
	❙ Keeping the interaction simple. The voice
assistant should augment the driver’s multi-
tasking capabilities without distracting them. This
is a fine balance to achieve and should be the
mantra of all such use case implementations,.
Complicated and multi-step flows and
unnecessary alerts to the driver while in motion
should be avoided at all costs. Simplicity in
conversation model should be deemed essential.
	❙ Wading through the connectivity
considerations. Connectivity to the internet
via the telematics’ modem remains a challenge
in certain areas of the world that suffer
from bandwidth constraints. OEMs need to
segregate and optimize code while planning
for redundancies so that loss of connectivity is
handled in critical use cases (e.g., those that
are safety related) so they can still function
while others can pick up from the point where
connectivity is lost.
	❙ Security and personal data compliance.
The exponential use of Internet of Things (IoT)
devices has unleashed a torrent of personally
identifiable information (PII) that if not shielded is
accessible to hijacking  – including our email, our
shopping history and even our news preferences.
The emerging range of activities that voice
assistants can perform is creating a gateway for
hackers interested in this broad spectrum of
information.
Voice fingerprinting might be necessary in cases
where only the driver needs to be in charge of the
conversations. OEMs need to ensure that they’re
not neglecting security in favor of usability and cost.
It is always recommended to make security the
foremost priority in the product design stage itself.
Virtual private clouds should be tapped to store the
necessary data with GDPR and CCPA privacy policies
in place.We suggest using two-factory authentication
(2FA) methods for users – such as a biometric on
steering plus voice fingerprinting, or immobilizer
frequency matching.7,8
Additionally,filtering out
ambient noise and other noise frequencies using
filters and event timeouts will prevent unintended
commands from being executed. Carefully design
Cognizant 20-20 Insights
7 / Why Your Car Will Soon Become Your Friend
use cases to ensure that personal data collected is
not published to co-passengers’ devices. On the
other hand, it is also the developer’s responsibility
to use standard transport layer security (TLS) and
authentication protocols.9
A 360-degree smart-car architecture
The basic hardware infrastructure to support a
telematics-enabled vehicle with a smart head unit
with speakers and mic is required. This enables
streaming data from the vehicle to the cloud
through a data streaming application and IoT
gateway. Hot storage is typically used for computing
immediate decisions for trigger events according
to the business functions based on use cases. The
output would be processed and rendered in the
head unit/mobile app/wearables or through voice
assistant to the users.
In the case of customer queries through a contact
center, some of the information adhering to
PII data compliance can help contact center
executives further assist customers. Additionally,
OEMs need the ability to perform analytics, derive
business insights and monetize the data collected
and stored over a period of time. Cold storage can
help in storing such data and can integrate with
business intelligence and analytics platforms for
further assessment via dashboards or analytical
models.
To go to market, we recommend leveraging a cloud
service provider, streaming service provider, NLP
services and serverless architecture, given the
multiple options. Specific customizations can be
performed as per the needs of use cases.
We recommend leveraging a cloud service
provider, streaming service provider,
NLP services and serverless architecture,
given the multiple options. Specific
customizations can be performed as
per the needs of use cases.
Cognizant 20-20 Insights
8 / Why Your Car Will Soon Become Your Friend
Extended Cognizant Car 360 architecture
TCU
Connected vehicle
Data streaming &
cloud gateway
(IoT hub)
Data processing
Event functions
Hot storage Cold storage
User facing apps/portal/wearablesUsers
Dashboards and
analytical models
Integration with
BI/BA tools
Business insights &
data monetization
Voice assistant hardware
(mic/speaker/head unit)
Contact center
ƒ[Χ]
Structured
streaming
Data
transformation
Figure 2
Looking Ahead
Vehicle assistants are poised to become a key
aspect of the in-vehicle and service experience for
customers going forward. As mentioned above,
numerous OEMs have already started out on this
journey.
Given the typical human element of applying
personas to our cars, voice assistants and the
growing need to experience customization can add
tremendously to the owner’s experience. Younger
generations are growing up with NLP assistants
as a result of the proliferation of smartphones and
smart speakers in their homes. Over time, vehicle
assistants will be customized for different members
of a family and interact with them individually,
which will dramatically transform the human-
vehicle relationship.
Cognizant 20-20 Insights
Endnotes
1	 https://voicebot.ai/wp-content/uploads/2019/01/in-car_voice_assistant_consumer_adoption_report_2019_voicebot.pdf.
2	2	 https://www.daimler.com/magazine/technology-innovation/mbux-voice-assistant-hey-mercedes.html.
3	3	 https://www.theverge.com/2018/9/6/17826774/bmw-voice-assistant-ai-infotainment.
4	 https://www.carandbike.com/news/exclusive-ford-cars-will-now-get-in-car-alexa-personal-assistant-2012273.
5	 https://www.insurancejournal.com/magazines/mag-features/2015/09/21/381752.htm.	
6	 https://www.mckinsey.com/~/media/McKinsey/Industries/Automotive%20and%20Assembly/Our%20Insights/.
Monetizing%20car%20data/Monetizing-car-data.ashx
7	 https://en.wikipedia.org/wiki/Multi-factor_authentication.
8	8	 https://en.wikipedia.org/wiki/Smart_key.
9	 https://en.wikipedia.org/wiki/Transport_Layer_Security.
9 / Why Your Car Will Soon Become Your Friend
About the author
Devaiah S. Kattera
Senior Manager, Cognizant Consulting, Manufacturing, Logistics, Energy & Utilities Practice
With 15 years of experience, Dev has enabled digital transformation across numerous automotive companies
and has engaged with CXOs to solve client challenges across multiple functional areas. His experience spans
key program management, product management, solution/MVP development and business development,
as well as IT consulting. He has an MBA from SPJIMR, Mumbai and an engineering degree from NIT Trichy.
He can be reached at Devaiah.kattera@cognizant.com | www.linkedin.com/in/devaiahk/.
References
	❙ https://voicebot.ai/wp-content/uploads/2019/01/in-car_voice_assistant_consumer_adoption_report_2019_voicebot.pdf.
	❙ https://www.theverge.com/2019/4/9/18300635/amazon-alexa-echo-google-assistant-car-jd-power-survey.
	❙ https://seclab.skku.edu/wp-content/uploads/2018/08/TM_voiceAssistant.pdf.
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© Copyright 2020, Cognizant. All rights reserved. No part of this document may be reproduced, stored in a retrieval system, transmitted in any form or by any means,electronic, mechanical,
photocopying, recording, or otherwise, without the express written permission from Cognizant. The information contained herein is subject to change without notice. All other trademarks mentioned
herein are the property of their respective owners.
Codex 6193
About Cognizant Digital Strategy Consulting
Every day the world shifts more toward new digital media and interactive experiences. With rapidly evolving technologies, changing consumer preferences
and oftentimes competing channels, many organizations struggle with how to transform internally to meet the challenges of this new, always connected
digital world. Cognizant Digital Strategy Consulting enables organizations to create engaging and consistent digital experiences across every touch point,
providing new opportunities for growth.
About Cognizant
Cognizant (Nasdaq-100: CTSH) is one of the world’s leading professional services companies, transforming clients’ business, operating and technology
models for the digital era. Our unique industry-based, consultative approach helps clients envision, build and run more innovative and efficient businesses.
Headquartered in the U.S., Cognizant is ranked 194 on the Fortune 500 and is consistently listed among the most admired companies in the world. Learn
how Cognizant helps clients lead with digital at www.cognizant.com or follow us @Cognizant.

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Why Your Car Will Soon Become Your Friend

  • 1. Cognizant 20-20 InsightsCognizant 20-20 Insights December 2020 Why Your Car Will Soon Become Your Friend The advent of voice assistants built on natural language processing, artificial intelligence and telematics will unleash an assortment of voice-activated features and functionality that will make driving more enjoyable, efficient and effective. Executive Summary It is a human tendency to assign personalities to our cars. With increasing adoption of natural language processing (NLP) assistants and voice bots, a natural and meaningful progression for automakers is enabling our cars to speak and respond, expanding the relationship that humans have with their vehicles. Given that the long-term roadmap for vehicles involves levels of autonomous driving, an enhanced customer interaction experience is a necessary step.1 Voice assistants are at the heart of an entirely new set of consumer expectations and automakers are fiercely competing to meet those expectations and reinvent the driving experience. Mercedes,2 BMW,3 Ford4 and other automakers are driving this change, which goes beyond typical vehicle benchmarks of engine power, handling and styling. Consumers increasingly are looking for availability of conveniences like the connectivity they have at their home or in their smartphones to expand their in-vehicle experience.
  • 2. Cognizant 20-20 Insights 2 / Why Your Car Will Soon Become Your Friend Importantly, in-vehicle usage differs from how this technology is applied in smartphones and connected home devices. Frequently made available features extend beyond music to focus on managing calls as well as navigation and providing geo-locational intelligence. Even more intriguing are applications such as pre-ordering food before arriving at a quick service restaurant or searching for a product and then asking to navigate to the nearest location where it is available. While the interaction of voice assistants and drivers is arguably an underserviced market today, numerous technology companies, to name a few – Amazon, Apple, Cerence, Google, Sound- Hound – have jumped into the fray to develop voice platforms and collaborate with original equipment manufacturers (OEMs) to bring these new experiences to drivers. This white paper discusses a potential implementation roadmap for delivering voice capabilities within a vehicle. We cover the key challenges as well as offer a technology and high- level architecture view for creating a comprehensive way forward that auto manufacturers should consider. Voice: The next marker on the road to a more satisfying driving experience The voice assistant roadmap can be viewed across three distinct stages, depending on where the OEM is in its implementation journey (see Figure 1). Core offerings An NLP assistant can potentially improve the user experience of the current vehicle without too many dependencies. This starts with implementing the following features: ❙ Functionality on the go. Modern vehicles come with a bewildering number of features and options. In fact, most car owners are unaware about how they can extract the best of their vehicles’ capabilities. For example, only 55% of drivers were familiar with tire-pressure The voice journey CORE OFFERINGS IMPROVED CUSTOMER EXPERIENCE NEW REVENUE MODELS OEM RELEVANT FUNCTIONALITIES Customer case management Usage analyticsVoC analytics Recommendations on the go Entertainment on the go Service on the go Productivity on the go Functionality on the go OEM connect Concierge on the go Commerce on the go V2I interactions FUNCTIONALITIES SUBJECT TO OEM ROADMAP Mobility on the go Figure 1
  • 3. Cognizant 20-20 Insights 3 / Why Your Car Will Soon Become Your Friend monitoring systems that the U.S. government has mandated since 2007.5 OEMs try to manage this through handover activities where the salesperson explains the features of the car; however, there is only so much that the customer can absorb in this setting. Vehicle functionality operator triggers on a voice command and advises the user on the car’s functionalities. Vehicle user guide is another capability where the voice assistant can guide the customer to use specific features by highlighting the necessary buttons or switches by lighting them up. Based on the usage patterns of the vehicle, data models identify commonly used features so that the user guide can proactively let the customer know how to execute an operation and get the best out of the car. ❙ Navigation and recommendations/Points of interest (POI) on the go. Current navigation capability can be augmented by NLP’s ability to handle queries and voice guidance. Context-rich location-based recommendations –restaurants, malls, tourist attractions, etc. – can be handled well by NLP rather than how OEMs handle this today by maintaining large, costly call centers. ❙ Service on the go. Assistants can be used to locate and book service on the fly. They can also help in the case of an accident or to get roadside assistance. In advanced cases, telematics data can be used to identify vehicle issues when they haven’t yet attained critical proportions. Vehicle assistants can be used to advise the vehicle owner on the next steps to avoid unexpected catastrophic failures and significant repair expense. Enhanced customer experience With the evolution of vehicles, users will look for more entertainment options within the vehicle. These options can also be an extended source of revenue for the OEM: ❙ Entertainment on the go. Vehicle assistants can deliver entertainment services such as Pandora and Spotify, and search songs and play them accordingly – or change channels. They can even retrieve information from the internet based on a question such as ”What are the scores for the ongoing New York Mets game?” Taking entertainment offerings to the next level by providing recommendations based on the customer’s preferences, for example, will delight car owners looking for satisfactory experiences while driving. ❙ OEM connect. OEMs do not have a mode of direct interaction with their customers and vice versa. Typical information flow is through the service center to the OEM’s field service team. Through voice assistants, the OEM can receive feedback on the customer’s sales and ownership experience, which can then be analyzed to drive future products and services. Issue resolution can also be carried out. Warranty issues, recalls, insurance, credit and other queries can also be resolved through OEM connect. Based on driver behavior and usage analysis, OEMs can offer customized usage/service plans to the customer directly. Warranty issues, recalls, insurance, credit and other queries can also be resolved through OEM connect. Based on driver behavior and usage analysis, OEMs can offer customized usage/service plans to the customer directly.
  • 4. Cognizant 20-20 Insights 4 / Why Your Car Will Soon Become Your Friend ❙ Concierge on the go. Vehicle concierge can span a large number of highly useful functionalities. Concierge combined with a vehicle wallet can execute numerous useful functions while on the go. These include ordering food or tickets. The concierge can take requests and share useful information to passengers, acting as a guide while they are traveling. New revenue models With vehicle sales numbers stagnating, OEMs are exploring other sources of revenue. The overall revenue pool from car data monetization at a global scale could reach $450 billion to $750 billion by 2030.6 NLP assistants are a ready channel that can provide leverage through the following: ❙ Commerce on the go. In commerce on the go, vehicle assistants receive telematics data and analyze it on the back end. Potential issues and service needs are then flagged to the customer. A vehicle assistant can also direct the customer to the nearest authorized service center as well as book appointments. For DIY customers, the assistant can be integrated with the OEM’s e-commerce parts and accessories site and voice which part needs to be replaced on the vehicle’s head-up display (HUD). Such an integrated environment could also enable purchases as well as delivery to the customer’s address. The assistant can also guide the customer and fulfill the purchase of accessories contextualized to the owner’s vehicle. ❙ Mobility on the go. Numerous OEMs as well as mobility service providers are exploring how to offer services such as ride booking, cab hailing and ridesharing services for end customers as well as businesses. We envisage the vehicle assistant as a fulcrum that enables ordering and usage of such OEM in-house and third-party urban mobility services. Based on vehicle usage patterns that the vehicle assistant identifies as well as patterns that the OEM mobile app identifies, OEMs would be able to also offer suitable mobility services/programs that take care of the customer’s urban mobility needs.
  • 5. As potential use cases and exciting possibilities of an in-vehicle assistant multiply, so do the challenges that must be overcome when implementing intelligent voice systems. They range from infrastructure capabilities, platform and technology capabilities, to adapting to ever-changing customer requirements and competition. Cognizant 20-20 Insights 5 / Why Your Car Will Soon Become Your Friend ❙ Vehicle to infrastructure (V2I): We expect the future mobility ecosystem to have large-scale adoption of similar assistants across the roadside infrastructure – at toll booths, parking centers, convenience centers,EV charging stations,service stations, etc. Interaction through secure protocols between in-vehicle and external assistants can facilitate and encourage such interactions, manage payments and keep the user updated through voice,text notifications and scheduled reports.The OEM would manage all the vehicle assistant’s activities through appropriate monitoring and exception management tools. ❙ Productivity on the go. Future vehicle development roadmaps are invested heavily with autonomous capabilities. In light of this, in-vehicle productivity capabilities (apart from entertainment) will become a key requirement. We envisage assistants playing a key role here as well, such as reading and responding to emails while on the move, creating “to-do” lists, setting alerts and taking actions on a corporate dashboard/to-do list. Integrations with corporate tools housed on enterprise systems as well as with infotainment services would add value and further functionality to the in-vehicle assistant. To encourage this, OEMs should consider opening up the code for third parties to work on such capabilities as well. Furthermore, while the roadmap for virtual assistants encompasses the complete customer buying and ownership experience, the customer also feels highly engaged with the OEM. Additional functionalities include sharing feedback with the OEM, outreach from the OEM on contextualized offers/deals and 24x7 support for driver engagement. Apart from monetizing feature availability and opening up a new revenue stream, OEMs also obtain a data-rich contextual understanding of customers at a micro and macro level. Highly contextual data gleaned from voice assistant interactions can yield crucial insights for OEMs to understand customer concerns and delights as well as vehicle and functionality usage. Challenges to be surmounted As potential use cases and exciting possibilities of an in-vehicle assistant multiply, so do the challenges that must be overcome when implementing intelligent voice systems. They range from infrastructure capabilities, platform and technology capabilities, to adapting to ever-changing customer requirements and competition. ❙ Designing and understanding conversations. Building a robust conversation model is of paramount importance, though it isn’t easy. Not only does every person speak differently, but also there are various regional variations, dialects and range of words used to consider. Given aural distractions both inside and outside of the car, focusing on the right voice is critical. The supporting hardware’s placement must be designed to maximize the throw of voice commands. Also, leveraging machine learning on prior interactions and user preferences
  • 6. Cognizant 20-20 Insights 6 / Why Your Car Will Soon Become Your Friend (while masking privately identifiable information) enables the voice assistant to learn more about the user and obtain the context of the user’s communications, thus deepening the relationship. ❙ Keeping the interaction simple. The voice assistant should augment the driver’s multi- tasking capabilities without distracting them. This is a fine balance to achieve and should be the mantra of all such use case implementations,. Complicated and multi-step flows and unnecessary alerts to the driver while in motion should be avoided at all costs. Simplicity in conversation model should be deemed essential. ❙ Wading through the connectivity considerations. Connectivity to the internet via the telematics’ modem remains a challenge in certain areas of the world that suffer from bandwidth constraints. OEMs need to segregate and optimize code while planning for redundancies so that loss of connectivity is handled in critical use cases (e.g., those that are safety related) so they can still function while others can pick up from the point where connectivity is lost. ❙ Security and personal data compliance. The exponential use of Internet of Things (IoT) devices has unleashed a torrent of personally identifiable information (PII) that if not shielded is accessible to hijacking  – including our email, our shopping history and even our news preferences. The emerging range of activities that voice assistants can perform is creating a gateway for hackers interested in this broad spectrum of information. Voice fingerprinting might be necessary in cases where only the driver needs to be in charge of the conversations. OEMs need to ensure that they’re not neglecting security in favor of usability and cost. It is always recommended to make security the foremost priority in the product design stage itself. Virtual private clouds should be tapped to store the necessary data with GDPR and CCPA privacy policies in place.We suggest using two-factory authentication (2FA) methods for users – such as a biometric on steering plus voice fingerprinting, or immobilizer frequency matching.7,8 Additionally,filtering out ambient noise and other noise frequencies using filters and event timeouts will prevent unintended commands from being executed. Carefully design
  • 7. Cognizant 20-20 Insights 7 / Why Your Car Will Soon Become Your Friend use cases to ensure that personal data collected is not published to co-passengers’ devices. On the other hand, it is also the developer’s responsibility to use standard transport layer security (TLS) and authentication protocols.9 A 360-degree smart-car architecture The basic hardware infrastructure to support a telematics-enabled vehicle with a smart head unit with speakers and mic is required. This enables streaming data from the vehicle to the cloud through a data streaming application and IoT gateway. Hot storage is typically used for computing immediate decisions for trigger events according to the business functions based on use cases. The output would be processed and rendered in the head unit/mobile app/wearables or through voice assistant to the users. In the case of customer queries through a contact center, some of the information adhering to PII data compliance can help contact center executives further assist customers. Additionally, OEMs need the ability to perform analytics, derive business insights and monetize the data collected and stored over a period of time. Cold storage can help in storing such data and can integrate with business intelligence and analytics platforms for further assessment via dashboards or analytical models. To go to market, we recommend leveraging a cloud service provider, streaming service provider, NLP services and serverless architecture, given the multiple options. Specific customizations can be performed as per the needs of use cases. We recommend leveraging a cloud service provider, streaming service provider, NLP services and serverless architecture, given the multiple options. Specific customizations can be performed as per the needs of use cases.
  • 8. Cognizant 20-20 Insights 8 / Why Your Car Will Soon Become Your Friend Extended Cognizant Car 360 architecture TCU Connected vehicle Data streaming & cloud gateway (IoT hub) Data processing Event functions Hot storage Cold storage User facing apps/portal/wearablesUsers Dashboards and analytical models Integration with BI/BA tools Business insights & data monetization Voice assistant hardware (mic/speaker/head unit) Contact center ƒ[Χ] Structured streaming Data transformation Figure 2 Looking Ahead Vehicle assistants are poised to become a key aspect of the in-vehicle and service experience for customers going forward. As mentioned above, numerous OEMs have already started out on this journey. Given the typical human element of applying personas to our cars, voice assistants and the growing need to experience customization can add tremendously to the owner’s experience. Younger generations are growing up with NLP assistants as a result of the proliferation of smartphones and smart speakers in their homes. Over time, vehicle assistants will be customized for different members of a family and interact with them individually, which will dramatically transform the human- vehicle relationship.
  • 9. Cognizant 20-20 Insights Endnotes 1 https://voicebot.ai/wp-content/uploads/2019/01/in-car_voice_assistant_consumer_adoption_report_2019_voicebot.pdf. 2 2 https://www.daimler.com/magazine/technology-innovation/mbux-voice-assistant-hey-mercedes.html. 3 3 https://www.theverge.com/2018/9/6/17826774/bmw-voice-assistant-ai-infotainment. 4 https://www.carandbike.com/news/exclusive-ford-cars-will-now-get-in-car-alexa-personal-assistant-2012273. 5 https://www.insurancejournal.com/magazines/mag-features/2015/09/21/381752.htm. 6 https://www.mckinsey.com/~/media/McKinsey/Industries/Automotive%20and%20Assembly/Our%20Insights/. Monetizing%20car%20data/Monetizing-car-data.ashx 7 https://en.wikipedia.org/wiki/Multi-factor_authentication. 8 8 https://en.wikipedia.org/wiki/Smart_key. 9 https://en.wikipedia.org/wiki/Transport_Layer_Security. 9 / Why Your Car Will Soon Become Your Friend About the author Devaiah S. Kattera Senior Manager, Cognizant Consulting, Manufacturing, Logistics, Energy & Utilities Practice With 15 years of experience, Dev has enabled digital transformation across numerous automotive companies and has engaged with CXOs to solve client challenges across multiple functional areas. His experience spans key program management, product management, solution/MVP development and business development, as well as IT consulting. He has an MBA from SPJIMR, Mumbai and an engineering degree from NIT Trichy. He can be reached at Devaiah.kattera@cognizant.com | www.linkedin.com/in/devaiahk/. References ❙ https://voicebot.ai/wp-content/uploads/2019/01/in-car_voice_assistant_consumer_adoption_report_2019_voicebot.pdf. ❙ https://www.theverge.com/2019/4/9/18300635/amazon-alexa-echo-google-assistant-car-jd-power-survey. ❙ https://seclab.skku.edu/wp-content/uploads/2018/08/TM_voiceAssistant.pdf.
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