DT Buyers Presentation

Home Buying Seminar Presented by Cheryl McDonald May 19, 2010

The First Step . . . Toward Buying Your Dream Home

Objectives ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

. . . It Doesn’t Cost You Anything! ,[object Object],[object Object],[object Object],[object Object],[object Object]

Why Choose Dream Town? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Risk Free Service Excellence Guarantee ,[object Object],[object Object],[object Object],[object Object]

. . . Determine Your Buying Goals ,[object Object],[object Object],[object Object],[object Object],[object Object]

Buying Goals ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],BUYING ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],RENTING DISADVANTAGES ADVANTAGES

Buy vs. Rent Comparison Savings increase every year. +2664 +864 +222 +72 1000 1072 7 +2052 +252 +171 +21 1000 1021 6 +1464 -336 +122 -28 1000 972 5 +912 -888 +76 -74 1000 926 4 +384 -1416 +32 -118 1000 882 3 -120 -1920 -10 -160 1000 840 2 -600 -2400 -50 -200 1000 800 1 After Tax Savings Yearly Difference After Tax Savings Monthly Difference Mortgage Payment Rent Payment YEARS

Home Appreciation Chart Why Home Ownership is a Good Investment Based on a $30,000 down payment with a $300,000 mortgage – a 30 year loan at 6.5% Value $2,512M Owe $0K Own $2,512M Value $1,277M Owe $167K Own $1,110M Value $649.2K Owe $254.3K Own 394.9K Value $330K Owe $300K Own $30K 7% Appreciation Value $1,426.2M Owe $0K Own $1,426.2K Value $875.6K Owe $167K Own $239K Value $537.5K Own $254.3K Own $283.2K Value $330K Owe $300K Own $30K 5% Appreciation Value $801K Owe $0K Own $801K Value $569K Owe $167K Own $708.6K Value $443.5K Owe $254.3K Own $189.2K Value $330K Owe $300K Own $30K 3% Appreciation YEAR 30 YEAR 20 YEAR 10 PURCHASE

Needs and Wants Checklist> ,[object Object],[object Object],[object Object],[object Object],[object Object]

Rate Items from 1 – 10 with 10 being the most important ,[object Object],[object Object],[object Object]

Location ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Property ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Interior ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Set Your Price Range ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Price Range Quick Calculator ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Determine Your Net Worth Total Assets Less Total Liabilities Equals Net Worth ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],LIABILITIES ASSESTS

Size Your Down Payment ,[object Object],[object Object],[object Object],[object Object]

Estimate Your Monthly Payment ,[object Object],[object Object],[object Object],[object Object]

Principal and Interest ,[object Object],[object Object],[object Object],[object Object],[object Object]

Interest Rate Factor Chart How Interest rates affect eacy $1000 of the loan amount 5.22 7.78 4¾ 5.14 7.71 4⅝ 5.07 7.65 4½ 4.99 7.59 4⅜ 4.92 7.52 4¼ 4.85 7.46 4⅛ 4.77 7.40 4 30-YEAR LOAN 15-YEAR LOAN INTEREST RATE

Property Taxes ,[object Object],[object Object],[object Object]

Insurance ,[object Object],[object Object],[object Object],[object Object]

Total ,[object Object],[object Object],[object Object],[object Object]

. . . And Select the Right Loan ,[object Object],[object Object],[object Object],[object Object]

Choose the Right Mortgage For You ,[object Object],[object Object],[object Object],[object Object],[object Object]

Loan Application Checklist ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Elements Affecting the Price of a Home ,[object Object],[object Object],[object Object],[object Object],[object Object]

7 Costly Home Buying Mistakes ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Negotiate Your Purchase ,[object Object],[object Object],[object Object],[object Object]

Negotiation Strategies ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Step 7 Make Sure Everything’s in Order

After the Offer is Accepted ,[object Object],[object Object],[object Object],[object Object]

Close the Deal ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Fees You’ll Pay at Closing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Move In! ,[object Object],[object Object],[object Object],[object Object],[object Object]

Dream Town Realty ,[object Object]

For More Information ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

DT Buyers Presentation

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