ARTH has powered millions of budding micro-entrepreneurs across India by giving them access to financial and livelihood support services.

1. ARTH: A Micro MSME Fintech
ARTH is an impact-driven fintech startup that provides access to financial and livelihood -enhancing
services to micro-businesses, especially women led businesses in India. The fintech collaborates to
develop more inclusive and sustainable growth prospects for the underprivileged.
By building an environment that makes it possible for micro-customers to get flexible and affordable
digital financial services, ARTH seeks to re-imagine how consumers find financial services. Services in the
remotest parts of the country. To promote new, expanding businesses, particularly those run by women,
it provides services as part of its financial inclusion programs.
Our Vision
Our vision is to become a provider of choice in financial services for the micro-entrepreneurs in India;
recognized for impact through a technology-led approach. Our obligations extend beyond only providing
financial assistance; we also take the responsibility to assist our customers with financial literacy
programs to help them learn how to manage their finances.
Our Objectives
• Micro-enterprise Financing
• Livelihood Enhancing Service Support
• Hyper-Local Economy Employment
Whom are we serving?
Rural Micro-Entrepreneurs: Our goal is to assist rural enterprise entrepreneurs with customized and
fair-priced financial services. To reach and aid last-mile rural micro-entrepreneurs in India, we have flexi-
microcredit &income-generating payment solutions.
Urban Micro-Entrepreneurs: We offer quick, simple, and reasonable loans for urban micro-business
owners to increase sales as well as working capital loans for managing inventory and cash flow.
Our Services
ARTH provides access to credit, embedded insurance and other financial services in some of India's rural
and urban markets. ARTH gives individuals the tools they need to launch their own enterprises, generate
employment, and have a sustainable livelihood.
Solutions for Flexible Working Capital
We offer customer-friendly solutions because we believe everyone should have access to short-term
micro-credit without having to deal with complicated paperwork.

2. Micro Insurance Protection
In collaboration with like-minded insurance companies that are committed to helping the underserved,
we provide insurance coverage to our customers and their homes.
Due to the fact that the majority of those who are poverty-stricken or have little resources do not make
enough money to conduct business with traditional financial institutions, organizations like ARTH play an
important role in providing access to micro credit and other financial services, thus driving financial
inclusion.
Financial Inclusion
The process of providing banking and financial services to every member of society without any kind of
prejudice is known as financial inclusion. Without taking into account a person's income or savings, it
essentially seeks to involve everyone in society by providing them with basic financial services. Financial
inclusion is primarily concerned with giving trustworthy financial assistance to those in the economically
disadvantaged parts of society without discrimination. It aims to offer financial solutions devoid of any
indications of inequity. It is also dedicated to transparency while providing financial support without any
additional fees or unexpected charges. Due to the fact that the majority of those who are poverty-
stricken or have little resources do not make enough money to conduct business with traditional
financial institutions, organizations like ARTH play an important role in providing access to micro credit
and other financial services, thus driving financial inclusion.
Objectives for Financial Inclusion
1. Financial inclusion aims to assist people in obtaining affordable financial services and products,
such as deposits, loans, insurance, payment services, and fund transfer services.
2. To meet the needs of the underprivileged, it seeks to build appropriate financial institutions.
These organizations ought to follow precise rules and uphold the high standards already present
in the financial sector.
3. Financial inclusion attempts to establish and maintain financial sustainability so that those who
are less fortunate have a reliable source of the money they so much need.
4. The goal of financial inclusion is to make the financially deprived groups in society more aware
of the advantages of financial services.
5. Financial inclusion aims to develop financial products that are suited for the society's less
fortunate members.
6. Financial inclusion aims to raise people's level of financial literacy and awareness across the
country.
7. The goal of financial inclusion is to provide digital financial solutions for the nation's
economically disadvantaged citizens.
The Importance of Financial Inclusion

3. 1. Having access to financial services helps the most vulnerable members of society escape poverty and
lessen social inequality.
2. Financial inclusion benefits not only people and families, but also entire communities, and it can
stimulate economic growth.
3. Financial inclusion aims to empower and enable individuals and communities:
• Giving people the skills and resources they need to manage and save their money.
• Supplying people with the knowledge and abilities to make smart financial decisions.
4. Individuals can gain a variety of advantages from involvement in the financial system, such as:
• Having the ability to launch and expand a business that offers opportunities for people to
improve their long-term prospects, such as through microfinance programs.
• The ability to support children's education, allowing for the birth of a new era of well-informed
and educated people.
• The capacity to deal with uncertainties that call for ad hoc payments and unanticipated
expenses, or "financial shocks".
5. Possibilities are enabled and communities as a whole are empowered by financial inclusion, which
includes having access to an account, savings, and payment system (whatever that may be). It also
encourages:
• Investment in the community creates jobs, and research has shown that having a job improves
one's status, income, and outlook on life. Together, these factors stimulate economies.
• Equality both among families and the community.
Final words
In addition to aiming to improve people's lives, ARTH also aims to improve the local economy's
fundamental framework. Every time ARTH provides a loan, someone is allowed to expand their
enterprise and provide greater opportunities for both themselves and others. It is capable of influencing
a family's or a community's whole future for the better.
https://arthdigital.net