3. LIC
New Jeevan Anand (815)
New Endowment Plan (814)
Jeevan Labh (836)
Jeevan Rakshak (827)
New Single Premium Endowment (817)
HDFC
Life Endowment Assurance Plan
Life Sampoorn Samridhi Plan
Life Assurance Plan
Life Savings Assurance Plan
Life Endowment Gain Plan
4. This is a regular premium paying
conventional with profit endowment
assurance plan. It provides maturity and
death benefit at the time of maturity
policyholder gets S.A +BONUS+FAB.
At the time of death higher of the basis S.A or
10 times of annualised premium is provided
to the nominee.
5. This is a traditional endowment plan with
bonus facility.
This plan has simple Reversionary bonus
compunded annualy.
On policy maturity basic S.A. + reversionary
bonus could be paid to life assured as
maturity benefit.
Death benefit =Basic S.A. + reversionary
bonus.
This plan can be opted for single or joint life
basis.
6. Policy term (in years) 10 30
Premium Payment
term
Equal to Policy Tenure
Entry Age of Life
Insured without
riders(in years)
18 60
Entry Age of Life
Insured with riders( in
years)
18 55 for CI
And ADB
50 for WOP
Age at Maturity
without rider (in Years)
- 75
Age at Maturity with
rider (in years)
- 70 for CI
65 for ADB
60 for WOP
Payment modes Yearly, Half-Yearly,
7. min max
Policy term (in years) 12 35
Premium Payment
term
Equal to Policy Tenure
Entry Age of Life
Insured without
riders(in years)
18 55
Entry Age of Life
Insured with riders( in
years)
18 55 for CI
And ADB
50 for WOP
Age at Maturity with
rider (in years)
- 70 for CI
65 for ADB
60 for WOP
Payment modes Yearly, Half-Yearly,
Quarterly and Monthly
8. LIC HDFC
Loan is available under lic’s plan
814
Not available
Guaranteed surrender value=30 %
of premium paid –first year
premium
Guaranteed surrender value=50 %
of premium paid –first year
premium
Pata karo This plan can be opted for single or
joint life basis.
Rebate available for S.A of 5 lakh or
above.
9. This plan is a combination of
endowment and whole life
assurance plan, wherein the
premium is paid regularly
during the selected policy
term.
10. This is a traditional plan having two unique
options of enhance cash and enhance life
cover.
With enhance cash option policyholder get
maturity benefit along with additional
benefitpp.
With enhance life cover life assured get life
protection upto the age of 99.
11. min max
Policy term (in years) 5 40
Premium Payment
term
Equal to Policy Tenure
Entry Age of Life
Insured without
riders(in years)
18 60
Age at Maturity - 75
Payment modes Yearly, Half-Yearly,
Quarterly and Monthly
12. min max
Policy term (in years) 15 35
Premium Payment
term
Equal to Policy Tenure
Entry Age of Life
Insured without
riders(in years)
8 50
Entry Age of Life
Insured with riders( in
years)
18 50 for CI
And ADB
50 for WOP
Payment modes Yearly, Half-Yearly,
Quarterly and Monthly
13. LIC
Lic New Money Back
Plan-20 yrs
Lic New Money Back
Plan-25 yrs
HDFC
Hdfc Life Super Income
Plan
Hdfc Life New Money
back Plan
14. Non linked with profits limited premium
payment plan which provides for death
benefit during the term.
Survival benefits on surviving to the end f
specific durations during the term.
Maturity benefit on survival to the end of
policy term.
