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How To View Credit Report History Online



You can go online right now to a variety of different websites and view credit
report history for your social security number. You can see everything that a
lender or creditor would see if they ran your credit, plus other things. The
question is why you need to spend your time doing this, not just right now but
on a continual basis into the future as well.



Just checking your name is even not good enough today. This is because there
may be alias names listed for you on your credit report that you have never
legally gone by. This is because advertisers and creditors may get your name
wrong and when they file that name under your social security number it
becomes connected to you. That is just one reason to check your history
online. You can dispute wrong names.



You can also dispute any creditors or flaws that may be on your report
wrongfully. Most people believe everything is done electronically these days
and machines don't make mistakes, but there are still humans on the other
end of those machines. Mistakes are made every single day and the only way
you will know about them is to go online and view your credit report.



This leads to the main point of this article. How do you go about checking your
own credit report? It is actually easier than you might imagine, since you are
legally entitled to a free copy of your report each year from all three reporting
credit agencies. You can read all three at once or you can get one and look at
the others three or four months later.



Of course, there is a downside no matter which method you select here. If you
space them out over the year you could miss something. Many businesses only
How To View Credit Report History Online
report to one or two of the agencies, so there are usually differences between
reports.



Yet, if you decide to look at them all at once you cannot do it again for a year
unless you pay for the access. This leaves your name vulnerable for a solid
year.



Thankfully, some businesses have stepped up to fill the gap here and make it
affordable for anyone to view credit report information year round. There are
services which electronically monitor your name and social security number
and notify you when someone uses your information or views your credit. Or,
you can pay a nominal fee just to view your information at anytime during the
year.



For more information and tips on how to view credit report history, consumer
credit reports and check credit score visit Online Credit Report




How To View Credit Report History Online

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How To View Credit Report History Online

  • 1. How To View Credit Report History Online You can go online right now to a variety of different websites and view credit report history for your social security number. You can see everything that a lender or creditor would see if they ran your credit, plus other things. The question is why you need to spend your time doing this, not just right now but on a continual basis into the future as well. Just checking your name is even not good enough today. This is because there may be alias names listed for you on your credit report that you have never legally gone by. This is because advertisers and creditors may get your name wrong and when they file that name under your social security number it becomes connected to you. That is just one reason to check your history online. You can dispute wrong names. You can also dispute any creditors or flaws that may be on your report wrongfully. Most people believe everything is done electronically these days and machines don't make mistakes, but there are still humans on the other end of those machines. Mistakes are made every single day and the only way you will know about them is to go online and view your credit report. This leads to the main point of this article. How do you go about checking your own credit report? It is actually easier than you might imagine, since you are legally entitled to a free copy of your report each year from all three reporting credit agencies. You can read all three at once or you can get one and look at the others three or four months later. Of course, there is a downside no matter which method you select here. If you space them out over the year you could miss something. Many businesses only How To View Credit Report History Online
  • 2. report to one or two of the agencies, so there are usually differences between reports. Yet, if you decide to look at them all at once you cannot do it again for a year unless you pay for the access. This leaves your name vulnerable for a solid year. Thankfully, some businesses have stepped up to fill the gap here and make it affordable for anyone to view credit report information year round. There are services which electronically monitor your name and social security number and notify you when someone uses your information or views your credit. Or, you can pay a nominal fee just to view your information at anytime during the year. For more information and tips on how to view credit report history, consumer credit reports and check credit score visit Online Credit Report How To View Credit Report History Online