Try this site where you can compare quotes from different companies: WWW.ANNUITY-HELP.US FOREIGN ANNUITY AND SS BENEFITS? MY SISTER GETS A SWISS ANNUITY BASED ON 7 YEARS OF WORK IN SWITZERLAND AND 30+ YEARS OF VOLUNTARY CONTRIBUTIONS. SHE CURRENTLY COLLECTS US SOCIAL SECURITY BASED ON 22 YEARS OF WORK AND SS CONTRIBUTIONS IN THE US. HER SS BENEFIT IS BASED ON HER HUSBAND'S SS. WILL HER US BENEFITS BE AFFECTED BY HER SWISS ANNUITY? IF SO, BY HOW MUCH?