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BANKRUPTCY Christy C. Jones, Esquire SHERPY & JONES, P.A. 803-356-3327 [email_address]
HISTORY ,[object Object],[object Object],[object Object]
CURRENT TRENDS ,[object Object],[object Object],[object Object]
Famous Filers ,[object Object],[object Object],[object Object],[object Object]
KEY CONCEPTS PROPERTY OF THE ESTATE
KEY CONCEPTS ADEQUATE PROTECTION
KEY CONCEPTS AUTOMATIC STAY
KEY CONCEPT PROOF OF CLAIM
KEY CONCEPTS Dismissal v. Discharge
Reaffirmation  ,[object Object],[object Object],[object Object],[object Object]
Different Consumer Chapters ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Different Chapters ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Different Chapters ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Bankruptcy Reform Act (BAPCPA) ,[object Object],[object Object],[object Object]
Cram Down ,[object Object],[object Object],[object Object],[object Object]
New Way = No Cram Down, if: ,[object Object],[object Object],[object Object]
Purchase money loan ,[object Object],[object Object],[object Object]
Chapter 7 “Ride Through” ,[object Object],[object Object],[object Object]
Debtor’s options in Chapter 7 ,[object Object],[object Object],[object Object],[object Object]
When Ride Through Proposed ,[object Object],[object Object],[object Object],[object Object]
Debtor fails to perform intention ,[object Object],[object Object],[object Object],[object Object]
When Debtor Fails to Perform Intention ,[object Object],[object Object],[object Object],[object Object]
BIG PICTURE ,[object Object],[object Object],[object Object],[object Object],[object Object]
Think Like a Debtor’s Attorney What is your advice to your client if his car loan is current?
LIENS PASS THROUGH CHAPTER 7s ,[object Object],[object Object],[object Object],[object Object]
Reaffirmation Agreements ,[object Object],[object Object],[object Object],[object Object],[object Object]
Other options ,[object Object],[object Object],[object Object]
OTHER OPTION?
Reaffirmation Disclosure Statement ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Instructions to Debtor ,[object Object],[object Object]
Attorney’s Declaration ,[object Object],[object Object],[object Object],[object Object]
UNDUE HARDSHIP ,[object Object],[object Object],[object Object]
UNDUE HARDSHIP ,[object Object],[object Object]
Debtor’s Statement in Support ,[object Object],[object Object]
Redemption ,[object Object],[object Object],[object Object]
REDEMPTION ,[object Object],[object Object],[object Object]
Chapter 13 ,[object Object],[object Object],[object Object]
Ask yourself: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Iowa Form Plan specifically addresses payments made pre-confirmation
Motion to Extend Automatic Stay ,[object Object],[object Object],[object Object]
Multiple Filings ,[object Object],[object Object]
EXAMPLE ,[object Object],[object Object],[object Object],[object Object]
To get stay continued ,[object Object],[object Object],[object Object]
EXAMPLES
Result ,[object Object],[object Object]
Ask Yourself: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Objecting to Motion to Continue Stay ,[object Object],[object Object],[object Object],[object Object]
Multiple Filings ,[object Object],[object Object],[object Object]
“Chapter 20” ,[object Object],[object Object],[object Object]
Conversion from 13 to 7 ,[object Object],[object Object],[object Object],[object Object]
EXAMPLE Bottom of Page 17
Set Off ,[object Object],[object Object],[object Object]
First In = First Out ,[object Object],[object Object],[object Object],[object Object]
Procedure  ,[object Object],[object Object],[object Object],[object Object]
POCs and Cross Collateralization ,[object Object],[object Object],[object Object]
Example ,[object Object],[object Object],[object Object],[object Object]
Criminal Indictments ,[object Object],[object Object],[object Object]
New Privacy Rules ,[object Object],[object Object],[object Object],[object Object]
Private Information: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
SKIT
Problematic b/c: ,[object Object],[object Object],[object Object]
MANTRA ,[object Object]
FLOW CHARTS
For the POC Examples: ,[object Object],[object Object],[object Object],[object Object],[object Object]
EXAMPLES

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