Group/Employees Benefits & Identity Theft Specialists and a licensed legal shield insurance services provider in TN, IL, FL, VA, SC and TX

1. The Best Answer
The Problem…
Employees are not productive and absenteeism
sky rockets when Legal and Identity Theft issues arise.
The Solution…
Comprehensive Legal and Identity Theft programs from
Legal Shield (LS) Services, Inc. and Kroll Worldwide, Inc.
Presented by:
Adolphus M Bethune & Associates
Independent Associate
Legal Shield Services, Inc.
Email: abethume@legalshield.com
Legal/IDT info: www.legalshield.com/hub/abethume
Phone: 704-210-8363

2. The Best Answer
Legal Shield Services, Inc.
• Based in Ada, Oklahoma, International Service (US, Canada)
• 34 years Old, 1.6 million members, 38,000 companies
• Listed on the New York Stock Exchange (PPD)
• Written up in major publications
• 60-80% typical enrollment, 4.7 per year usage
• 60-80% typical retention
• Month to month service
• No cost to the employer
• May not be used against the employer

3. The Best Answer
Even law abiding Americans will encounter legal
situations 4 to 6 times per year.
American Bar Association
What do your employees legal issues mean to your company?
Employees with legal situations normally do not discuss them with upper management but they:
• Are absent fives times more than average.
• Use their medical benefits four times more than average.
• Use sick leave twice as often.
• Experience a substantial reduction in productivity.

4. The Best Answer
®
Legal Services , Inc. and Kroll Background America are
the only companies with a suite of products to provide
help in every area of Legal and Identity Theft situations –
before, during, and after the crime occurs…

5. The Best Answer
Six Areas of Coverage – Life Events Legal Plan
Only $3.68 per week, per family
25
%
Preventive Motor Trial Federal Other Legal
Legal Vehicle Defense Tax Audit Legal Shield
Services Legal Services Legal Services
Services Service

6. The Best Answer
Service is all we sell.
Legal Shield Services, Inc. has contracted with some of the most prestigious law firms in the US/Canada
to provide services for our members. Each provider law firm receives a portion of all membership dues in
their State/Province. In each State/Province we pay our lawyers millions of dollars each year… and that’s
why our members get great service.
We back it up with an outstanding customer service department
Any discrepancies, complaints, or membership issues are directed to highly trained customer service
representatives so situations get resolved immediately. All issues are investigated.
Who Is Covered:
The member, the member’s spouse (or domestic partner)
• Never married dependent children under 21 living at home
• Never married dependent children under age 18 for whom the member is legal guardian
• Never married dependent children who are full time college students up to age 23
• Physically Or Mentally Challenged Child, living At Home never married regardless of age

7. The Best Answer
What is covered:
• Unlimited telephone consultation with an attorney (sometimes just knowing your rights can make all
the difference).
• Letters written or phone calls made by an attorney on your behalf (letters and phone calls from your
attorney can be very powerful when you are not being treated fairly).
• Contract and document review (have your attorney review the documents before buying a car,
leasing an apartment, buying a house, joining a gym, etc.).
• Comprehensive Will preparation for member and spouse/domestic partner (including living will,
medical power of attorney and minor’s trust).
• Representation for moving traffic violations. (your attorney can be helpful in keeping points off your
license so your insurance doesn’t go up; and many times the attorney can go to court for you so you
can stay at work).
• Representation for motor vehicle criminal charges (including manslaughter and negligent homicide).
Continued

8. The Best Answer
Continued
• Representation for civil law suits and job related criminal charges (includes 60 hours pre-paid for in
the first year escalating to 300 hours by the fifth year).
• Representation for IRS audits (includes 50 of tax attorney time for personal, Federal tax audits).
• Minimum 25% discount for all services not otherwise covered (including DUI, bankruptcy,
contested divorce, pre-existing issues, criminal charges, etc.).
• 24 hour Emergency Service (you may contact your attorney immediately 24/7 if you are being
arrested, questioned or detained by any law enforcement, court, or security personnel).
More than half of all US households have an on-going legal
situation at any given time.
American Bar association
Let’s make sure your employees issues are
resolved without them missing work.

9. What Is Identity Theft?
You already know the types of legal issues your employees deal with but do
you know the five common types of identity theft ?
Drivers License Social Security Medical Character / Criminal Financial Identity
Identity Theft Identity Theft Identity Theft Identity Theft Theft
•You get pulled over for a routine traffic stop and it turns out somebody else received tickets in your name.
•Someone got a job in your name and didn’t pay any taxes, or they have applied for your Social Security benefits.
•Someone uses your medical insurance and they have a diagnosis that prevents you from receiving treatment.
•Someone commits a crime in your name.
•Loans, credit cards, cars, cell phones, utilities, home finance, etc. are purchased in your name.

10. What Is Identity Theft?
“Each year, 7 to 10 million
Americans fall prey to Identity Theft…
From massive data-brokerage firms
to tiny local banks, your identity
is irretrievably ‘out there.’ ”

11. What Is Identity Theft?
The Data Based You™
Your Insurance Claims Your Name Your Social Security Number
SSA DBS
C.L.U.E. DBS, etc... 1000’s of aggregators
Your Driver’s License # and Your Address
Record – DMV DBS 1000’s of DBS
Your Military Record Your Fingerprints and DNA
DOD DBS FBI, State, and Local DBS
Your Criminal History
Your Legal History
NCIC DBS
State and Federal Court DBS
Your Real Estate Deeds
Clerks of Court DBS Your Credit History
Your Medical Records Credit Repositories’ DBS
MIB DBS, etc … Your Birth Certificate
Your Phone Number and Tracking Info Choice Point DBS, State, etc
1000’s of aggregators …
Your Car Registration & Info
DMV, Local Treasurer, On Star, etc … DBS

12. ™
What Is Identity Theft?
Lost, Hacked, or Stolen… Notables
 ChoicePoint: 145,000
 CitiFinancial: 3.9 Million
 MasterCard: 40 Million
 AOL: 92 Million
 Veterans Admin: 26.5 Million
So many laptops
 Bank of America: 1.2 Million … we lost count
i.e. Hotels.com
 Acxiom: 1.2 Billion (Ernst & Young)
You can’t control The DataBased You

13. The Cost of Identity Theft and Legal Issues
The Cost to Individuals
 The average dollar amount charged
in Identity Theft: $92,893
 The average number of checks
written in Identity Theft: 74.6
 The average number of credit card
applications approved through
Identity Theft: 8.4
Laws hold victims partially responsible for fraudulent
debt after 48 hours, and hold them fully responsible if
not reported within 60 days…

14. The Cost of Identity Theft and Legal Issues
The Cost to Businesses
 Employees can take hundreds of business
hours to restore their identities
 “If you experience a security breach, 20
percent of your affected customer base will
no longer do business with you, 40 percent
will consider ending the relationship, and 5
percent will be hiring lawyers!*”
 “When it comes to cleaning up this mess,
companies on average spend 1,600 work
hours per incident at a cost of $40,000 to
$92,000 per victim.*”
* CIO Magazine, The Coming Pandemic, Michael Freidenberg, May 15th, 2006

15. The Best Answer
Three Areas of Coverage for ID Theft
Only $2.30 per week, per family
Credit Report Continuous Monitoring Restoration Services
Is everything correct? Keep an eye on your credit Let the experts do the
work for you

16. The Best Answer
Who is covered:
• Member and members spouse (or domestic partner).
What is covered:
• Credit report (including history and score. Provided as an internal check not affecting credit score).
• Credit monitoring (includes changes, updates, reports and liens reported to Experian).
• Credit Restoration in the event of Identity Theft (includes full restoration services as opposed to only credit
counseling, resolution counseling, or information aggregation).
• Fraud alert notifications will be sent on your behalf and follow up will be performed.
• Proactive searches will be performed including applicable criminal records checks, department of motor vehicle
checks, unknown addresses affiliated with our name, and banking facilities checks.
Services provided by Kroll Background America:
• Listed on the NASDAQ (KROLL)
• Considered the worlds finest risk management and Identity Theft restoration firm.
Let Pre-Paid Legal Services, Inc. and
Kroll Background America provide your early warning system.

17. The Best Answer
The Best Answer …
The Complete Wall of Protection
Life Events Monitoring
Legal Plan Services
Client
Restoration Services

18. The Best Answer
The Process…
• 15 minute presentation to employees.
• Ten minutes for the paperwork.
• Usually done at staff/safety/shift meetings.
• All employees to fill out a Legal and Identity Theft form.
• Post payroll billing.
• No long term agreement.
• No administrative hassle, no claim forms.
• Guaranteed issue/portable.
* This document is not an official PPLSI contract and is intended for demonstration purposes only. Only an official PPLSI contract can define services.