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Devices & Hardware

Credit Card Approval
Prediction Model
Presented By:-
Akshit
Amrrita
Geofrey
Nikhil

Why this Topic?
• Commercial banks receive a lot of applications for credit
cards.
• Many of them get rejected for many reasons, like high
loan balances, low income levels, or too many inquiries
on an individual's credit report, for example.
• This task has been automated with the power of
machine learning and pretty much every commercial
bank does so nowadays.
• We tried to make an automatic credit card approval
predictor using machine learning techniques, just like
the real banks do.

Data Source
• UCI Machine Learning Repository -> Credit Approval
Data Set
• Link

Approach & Tools Used
• Data Understanding -> Tableau
• Data Preparation -> Pandas
• Data Description and Distribution -> Matplotlib
• Data Modelling and Evaluation ->Pandas
• Visualization -> Flask App, HTML/CSS

What does our data look like?

Scatter
Plots

Distributi
on Plots

Correlation
Matrix

Models Used
•Random Forest
•K-Means

Random Forest – Feature Importance

Decision Tree Classifier

K-Means

Web Application

Questions?

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1. Credit Card Approval Prediction Model Presented By:- Akshit Amrrita Geofrey Nikhil

2. Why this Topic? • Commercial banks receive a lot of applications for credit cards. • Many of them get rejected for many reasons, like high loan balances, low income levels, or too many inquiries on an individual's credit report, for example. • This task has been automated with the power of machine learning and pretty much every commercial bank does so nowadays. • We tried to make an automatic credit card approval predictor using machine learning techniques, just like the real banks do.

3. Data Source • UCI Machine Learning Repository -> Credit Approval Data Set • Link

4. Approach & Tools Used • Data Understanding -> Tableau • Data Preparation -> Pandas • Data Description and Distribution -> Matplotlib • Data Modelling and Evaluation ->Pandas • Visualization -> Flask App, HTML/CSS

5. What does our data look like?

6. Scatter Plots

7. Distributi on Plots

8. Correlation Matrix

9. Models Used •Random Forest •K-Means

10. Random Forest – Feature Importance

11. Decision Tree Classifier

13. Web Application