6. CHALLENGES
• Claim processing management
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• Lack of financial literacy & complex policy structure
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• Prices of policies
• Migrants returning to their places after COVID-19
9. Managerial problems like poor
design, mismanagement
and corruption
Lack of trust and awareness of
the members
Inability to cover large number of
poor and unorganized
sector workers.
Problems with Community based
Health Insurance(CBHI)
In some cases, people who can afford paying
the premiums also do not join such schemes