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Who Are We?
Affordable Insurance Consultants is an
independent firm dedicated to helping
individuals and small businesses find
affordable insurance coverage.
Ron Dutton, Affordable Insurance Consultants www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
Ron Dutton, MBA, CBC
 Over 40 years working for clients
Ron Dutton, Affordable Insurance Consultants www.affincon.com
 BS in Business Administration, MBA in Management
 United States Marine Corps Veteran – Viet Nam era.
 Chartered Benefits Consultant
 Dedicated to serving my clients
.
 Married to my best friend & partner, Elaine, for 42 years.
AFFORDABLE INSURANCE CONSULTANTS
Insurance Products
 Individual Health Insurance
 Group Health Insurance
 Dental
 Vision
 Life Insurance
 Disability
 Supplemental
 Senior Care
Ron Dutton, Affordable Insurance Consultants www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
Health Insurance
 Aetna
 Assurant Health
 Blue Cross/Blue Shield
 CIGNA
 Coventry
 Delta Dental
 Golden Rule
 Humana
 Kaiser Permanente
 Mutual of Omaha
 United Health Care
Ron Dutton, Affordable Insurance Consultants www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
Life & Disability Insurance
 American General
 Assurity
 Banner Life
 Genworth
 Hartford
 Illinois Mutual
 MetLife
 Principle
 Prudential
 Transamerica Life
 United of Omaha
 West Coast Life
Ron Dutton, Affordable Insurance Consultants www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
Supplemental Plans
Short-Term Medical Plans:
Designed for Individuals between jobs, waiting to become eligible for
employer coverage, recent college graduates and seasonal employees.
Student Medical Insurance Plans:
Designed to meet the needs of students no longer covered under their
parent’s plan or who may be attending a school outside an HMO or PPO
coverage area.
AFLAC
We provide four types of supplemental plans from AFLAC.
Cancer  Accident Sickness Sickness & Accident
www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
Senior Care
We offer four basic types of Senior Coverage:
Medicare Supplement Plans:
Designed to fill many of the gaps in basic Medicare coverage.
Medicare Advantage Plans:
Medicare health plans provided by private companies (Part C)
Prescription Drug Plans:
Provide Prescription drug coverage. (Part D)
Long Term Care Insurance:
Provides coverage for the high costs of extended care.
Ron Dutton, Affordable Insurance Consultants www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
Know Your Coverage
The worse time to find out what your
coverage is, is when you need to
make a claim.
Ron Dutton, Affordable Insurance Consultants www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
We Are Here to Serve You!
Remember we don’t work for any
insurance Company….
We work for YOU!
Affordable Insurance Consultants  (678)464-8602
Ron Dutton, MBA,CBC  www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS
We Are Here to Serve You!
Remember we don’t work for any
insurance Company….
We work for YOU!
Affordable Insurance Consultants  (678)464-8602
Ron Dutton, MBA,CBC  www.affincon.com
AFFORDABLE INSURANCE CONSULTANTS

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Affordable Insurance Consultants 2

  • 1. Who Are We? Affordable Insurance Consultants is an independent firm dedicated to helping individuals and small businesses find affordable insurance coverage. Ron Dutton, Affordable Insurance Consultants www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 2. Ron Dutton, MBA, CBC  Over 40 years working for clients Ron Dutton, Affordable Insurance Consultants www.affincon.com  BS in Business Administration, MBA in Management  United States Marine Corps Veteran – Viet Nam era.  Chartered Benefits Consultant  Dedicated to serving my clients .  Married to my best friend & partner, Elaine, for 42 years. AFFORDABLE INSURANCE CONSULTANTS
  • 3. Insurance Products  Individual Health Insurance  Group Health Insurance  Dental  Vision  Life Insurance  Disability  Supplemental  Senior Care Ron Dutton, Affordable Insurance Consultants www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 4. Health Insurance  Aetna  Assurant Health  Blue Cross/Blue Shield  CIGNA  Coventry  Delta Dental  Golden Rule  Humana  Kaiser Permanente  Mutual of Omaha  United Health Care Ron Dutton, Affordable Insurance Consultants www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 5. Life & Disability Insurance  American General  Assurity  Banner Life  Genworth  Hartford  Illinois Mutual  MetLife  Principle  Prudential  Transamerica Life  United of Omaha  West Coast Life Ron Dutton, Affordable Insurance Consultants www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 6. Supplemental Plans Short-Term Medical Plans: Designed for Individuals between jobs, waiting to become eligible for employer coverage, recent college graduates and seasonal employees. Student Medical Insurance Plans: Designed to meet the needs of students no longer covered under their parent’s plan or who may be attending a school outside an HMO or PPO coverage area. AFLAC We provide four types of supplemental plans from AFLAC. Cancer  Accident Sickness Sickness & Accident www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 7. Senior Care We offer four basic types of Senior Coverage: Medicare Supplement Plans: Designed to fill many of the gaps in basic Medicare coverage. Medicare Advantage Plans: Medicare health plans provided by private companies (Part C) Prescription Drug Plans: Provide Prescription drug coverage. (Part D) Long Term Care Insurance: Provides coverage for the high costs of extended care. Ron Dutton, Affordable Insurance Consultants www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 8. Know Your Coverage The worse time to find out what your coverage is, is when you need to make a claim. Ron Dutton, Affordable Insurance Consultants www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 9. We Are Here to Serve You! Remember we don’t work for any insurance Company…. We work for YOU! Affordable Insurance Consultants  (678)464-8602 Ron Dutton, MBA,CBC  www.affincon.com AFFORDABLE INSURANCE CONSULTANTS
  • 10. We Are Here to Serve You! Remember we don’t work for any insurance Company…. We work for YOU! Affordable Insurance Consultants  (678)464-8602 Ron Dutton, MBA,CBC  www.affincon.com AFFORDABLE INSURANCE CONSULTANTS