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How to manage family money by income tax consultation.pdf
1. How to manage family money by
income tax consultation
5 Budgeting Tips
Go for budget apps
Use digital records
Check your financial transaction
on a daily basis
Short-term (e.g. paying off the
student loan, etc.)
Long-term (e.g. saving for a down
payment or wedding)
Set clear goals
Your monthly income
Your monthly bills, payments, and
other expenses
Look closely and thoroughly at
your expenses
Use categories
Have a monthly report to know
where your money is going
Track your spending
50% – Necessities (housing, food,
health care, and transportation)
30% – Discretionary (clothing,
entertainment, and other enjoying
activities)
20% – Financial goals (short-term or
long-term savings or retirement)
Follow the 50-30-20 Rule
www.taxhelpdesk.in/product/incometax-consultation